Christopher Stein is a CFP® professional with seven years of industry experience, currently serving at Jim Saulnier & Associates, LLC since 2018. He has also been affiliated with Jim Saulnier since 2008. In addition to his advisory role, Stein is a finance lecturer at Colorado State University, where he has taught since 2008. Jim Saulnier & Associates provides retirement-focused financial planning, tax-aware planning, and discretionary portfolio management primarily for individual and high-net-worth clients nearing or in retirement. The firm emphasizes comprehensive retirement analyses, passive investment models, and tax-focused planning with ongoing client engagement.

David Berg IV is a financial advisor at Acorn Creek Capital LLC with a Series 65 designation and one year of industry experience. Prior to joining Acorn Creek Capital, he held roles at XiFin and worked in the ice cream industry while completing his education at Colorado State University. Acorn Creek Capital LLC provides investment advisory and planning services to individuals, trusts, estates, retirement plans, and business owners. The firm employs a multi-disciplinary investment approach combining fundamental, technical, quantitative, and sector analysis to build tailored portfolios that may include stocks, bonds, ETFs, mutual funds, and alternative investments.

Ashlie Bostick is a financial advisor at Acorn Creek Capital LLC with seven years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Fidelity Brokerage Services LLC for eight years. Acorn Creek Capital LLC provides investment advisory and planning services to individuals, trusts, estates, retirement plans, and business owners. The firm employs a multi-disciplinary investment process combining fundamental, technical, quantitative, and sector analysis to create tailored portfolios and offers access to third-party money managers alongside comprehensive financial planning and consulting.

Katherine Haynes is a Series 65-licensed financial advisor at Atwood Financial Planning LLC in Fort Collins, Colorado, with five years of industry experience. She has worked at Apollo Energy since 2019 and previously at EcoMark Solar from 2014 to 2019. Outside of financial advising, she co-owns Alpaca Imports LLC, a wholesale apparel and accessories import business. Atwood Financial Planning serves individuals, small businesses, trusts, estates, and charities, providing comprehensive financial planning and consulting services. The firm emphasizes low-cost index funds and ETFs, a buy-and-hold investment approach, and non-discretionary portfolio management, alongside supplemental programs such as concierge services and employer-focused small-business planning.

Steven Wiggins is a financial advisor at Indelible Wealth Group with three years of industry experience. He holds Series 63 and Series 65 licenses. Outside of financial advising, he assists with administrative duties at Skills 4 Life, a pediatric speech, occupational, and physical therapy care coordination business. Indelible Wealth Group serves a diverse client base including individuals, high-net-worth clients, trusts, estates, retirement plans, and charitable organizations. The firm employs an investment approach grounded in Modern Portfolio Theory and fundamental analysis, managing approximately $156 million through a multi-office team structure.

Lawrence Gale is a financial advisor at Indelible Wealth Group in Palisade, Colorado, with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Indelible Wealth Group since 2017. Indelible Wealth Group provides wealth management, investment management, financial planning, and retirement-plan advisory services to individuals, trusts, estates, retirement plans, and charitable organizations. The firm employs a modern portfolio theory approach using model portfolios ranging from aggressive to conservative, focusing on broad-based index funds, ETFs, mutual funds, and bonds, while offering discretionary and non-discretionary services as a fiduciary.

Jason Crawshaw is a financial advisor with The William Allan Corporation in Fort Collins, CO, holding a Series 65 designation and 24 years of industry experience. He has served at The William Allan Corporation since 2004 and is a partner at Crawshaw CPA's, Inc., a tax and accounting firm he has been involved with since 2017. The William Allan Corporation provides investment advisory and planning services to individuals, high net worth individuals, non-profits, trusts, and corporate accounts. The firm offers discretionary asset management and financial planning with an emphasis on individualized account supervision, fundamental analysis, and a range of investment strategies including long-term investing, short-term trading, and option writing.

Keegan Colangelo is a financial advisor with Gibbs Wealth Management, LLC in Loveland, CO, holding Series 63 and Series 66 licenses with two years of industry experience. Prior to joining Gibbs Wealth Management in 2025, he worked at Thrivent Financial and Lockheed Martin. Outside of his advisory role, Colangelo has experience managing a residential rental property. Gibbs Wealth Management provides discretionary investment advisory services to individual and high-net-worth clients through an advisor-directed Model Management program that utilizes third-party platforms and strategists. The firm focuses on selecting and monitoring model portfolios based on clients’ financial situations, goals, and risk tolerance.

John Clagett is a financial advisor with One Capital Management, LLC in Fort Collins, CO, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. His prior work includes roles at 2 Four2 LLC, Q4 Wealth Management, Inc., Crump Life Insurance, and Nations Financial Group, Inc. One Capital Management serves individuals, retirement plans, trusts, corporations, and institutional clients with a multi-advisor team managing approximately $7.0 billion in discretionary assets. The firm offers wealth management, financial planning, sub-advisory and retirement plan solutions, advisory consulting, and cash management services, and acts as investment adviser to the FundX suite of ETFs.

Thad Dunn is a CFP®-certified financial advisor with 26 years of industry experience, currently serving at Savvy since 2026. His prior experience includes roles at AdvisorNet Wealth Management, Goldman Sachs PFM, CETERA Advisor Networks LLC, United Capital Financial Advisers, and Girard Securities. Outside of advisory work, he is a co-owner of Triwest, LLC, a real estate organization based in Fort Collins, CO. Savvy provides investment and financial planning services to a diverse client base, including individuals, trusts, businesses, ERISA plan sponsors, and charitable organizations. The firm employs a primarily index-based, long-term investment approach complemented by active equity portfolios and tax-aware direct indexing, integrating third-party fintech tools and specialized sub-adviser strategies.

Christopher Villegas is a financial advisor at United Capital Financial Advisors with 13 years of industry experience. He holds the Series 66 designation and has been with United Capital since 2017. United Capital Financial Advisors provides financial planning and investment management services nationwide to individual investors, corporations, retirement plans, charitable organizations, and other institutional clients. The firm employs discretionary portfolio management with asset-allocation models and offers customized strategies, client-facing technology, and access to third-party managers.

Svetlana Koltun is a financial advisor with Ascentis Independent Advisors, LLC in Fort Collins, CO, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. Her prior roles include positions at UBS Financial Services, Citigroup Global Markets, and Raymond James Financial Services. She is also the Director of Operations at Impact Financial Strategies, where she manages account processing, cash management, compliance, and related functions. Ascentis Independent Advisors serves individuals, trusts, estates, pension and profit-sharing plans, and business entities, providing asset management, comprehensive portfolio management, financial planning, and retirement plan consulting. The firm offers tailored investment advice using a combination of discretionary management, third-party managers, and alternative investment programs.

Tyler Boling is a financial advisor with Gateway Wealth Partners, LLC and holds Series 63 and Series 65 licenses. He has 11 years of industry experience and has previously worked at LPL Financial, Finlit Wealth LLC, and Voya Financial Advisors, Inc. Outside of his advisory role, he serves as a volunteer firefighter in Allenspark, Colorado. Gateway Wealth Partners is a registered investment adviser serving individuals, corporations, and retirement plans. The firm offers financial planning, consulting, and wealth management services, utilizing low-cost, diversified mutual funds and ETFs combined with individual securities and independent managers, applying both fundamental and technical analysis.

John Smith is a CFA® charterholder and holds a Series 63 license with four years of industry experience. He is currently an advisor at First National Advisers, LLC, where he has worked for one year. His prior experience includes roles at Bank of America and several other investment firms. First National Advisers, LLC provides discretionary investment management to individuals, including high-net-worth clients, and institutional clients. The firm offers a team-based Private Wealth Reserve service focused on asset allocation, fund screening, and risk monitoring, and is a wholly owned subsidiary of First National Bank of Omaha with roughly $7.3 billion in discretionary assets under management.

David Haase is a financial advisor with Mutual of Omaha Investor Services, Inc. He holds Series 63 and Series 65 credentials and has 40 years of industry experience. Haase has been with Mutual of Omaha and its affiliated entities since 1984. Outside of advising, he works as a paid announcer for high school sports games in Northern Colorado. Mutual of Omaha Investor Services, Inc. provides advisory services to individuals, corporations, and qualified retirement plans, offering financial planning, managed account programs, and retirement plan consulting. The firm delivers managed solutions primarily through a platform relationship with Envestnet and acts as a conduit between clients and third-party managers, operating alongside broker-dealer and insurance businesses within the Mutual of Omaha group.

Thomas Watson is a financial advisor at Gibbs Wealth Management, LLC with four years of industry experience. He holds Series 63 and Series 65 licenses and has previous experience at Triumph Wealth Advisors, Inc. and TW Wealth Management. Outside of his advisory role, he owns TW Retirement Strategies, which sells non-securities insurance products. Gibbs Wealth Management provides discretionary investment advisory services to individual and high-net-worth clients through a model management program that utilizes third-party platforms and strategists. The firm’s approach focuses on selecting and monitoring model portfolios based on a client’s financial situation, goals, and risk tolerance.

Christie Hoffer is a CFA® charterholder with three years of experience at First National Advisers, LLC and over three decades at First National Bank of Omaha. She currently serves as Director of Investment Management at the bank, managing portfolios for high net worth clients, trusts, institutions, foundations, and endowments. First National Advisers, LLC is a subsidiary of First National Bank of Omaha providing discretionary investment management to individuals and institutions, including affiliated clients. The firm offers diversified equity and fixed-income model portfolios, managed mutual fund and equity strategies, and team-based wealth services, leveraging its embedded role within a banking and trust complex.

Benjamin Blake is a CFP® with eight years of industry experience, currently serving as a financial advisor at Modera Wealth Management, LLC. He previously worked at Parsec Financial Management and spent seven years at AB-Technical Community College. Modera Wealth Management provides fiduciary, fee-only advisory services to a diverse client base, including individuals, pension plans, trusts, and charitable organizations. The firm employs an allocation-driven investment approach grounded in Modern Portfolio Theory and offers a range of services such as wealth management, retirement plan consulting, and tax-related services.

Randall Johnson is a financial advisor at IHT Wealth Management LLC in Fort Collins, CO, with 13 years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones for nine years before joining IHT Wealth Management in 2021. IHT Wealth Management serves individuals, pension and profit-sharing plans, charitable organizations, trusts, and corporate clients. The firm combines fundamental stock selection with quantitative tools in diversified model portfolios and offers discretionary asset management, financial planning, and ERISA fiduciary services through a network of approximately 153 advisors.

James Parker is an advisor at ON Investment Management Company with 37 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at The O.N. Equity Sales Company and Ohio National Life for over three decades each. Outside of his advisory role, he serves as president of JMP Financial Services Inc., a firm focused on selling life, health, disability, long-term care insurance, and fixed annuities. ON Investment Management Company is a SEC-registered adviser serving individuals, families, trusts, estates, charitable organizations, businesses, and ERISA plan sponsors. The firm offers financial planning, portfolio management, and retirement-plan advisory services through a range of programs, and maintains a dual-registration model involving both advisory and broker-dealer activities.