Robert Mitchell is a financial advisor at TIAA-CREF with 13 years of industry experience. He holds the Series 66 designation and has been with TIAA and TIAA-CREF since 2015. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm serves clients often connected through TIAA-administered employer retirement plans and acts as adviser to a donor-advised fund, offering a combination of planning and ongoing portfolio management within a vertically integrated structure.

Nicholas Battaglia is a CFP® with 10 years of industry experience, currently affiliated with United Planners Financial Services of America as a Limited Partner. His prior experience includes roles at Grove Point Advisors LLC and AssetMark Financial Holdings, among others. He operates a business under the name Battaglia Associates Wealth Advisors. United Planners Financial Services is a national wealth-management enterprise serving a broad range of clients, including individuals, retirement plans, corporations, trusts, estates, and institutional investors. The firm offers advisory and brokerage services through independent Investment Adviser Representatives and manages assets primarily on a non-discretionary basis.

Nicholas Webb is a financial advisor with TIAA-CREF in State College, PA, holding Series 63 and Series 65 licenses and six years of industry experience. His prior work includes roles at Citizens Securities, Inc., Citizens Bank, and George Stone's State Farm Insurance. TIAA‑CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing TIAA-administered employer retirement plans.

Ronald Beyer is a CFA® charterholder with 12 years of industry experience, currently affiliated with Mariner. His prior experience includes five years at Vantage Investment Advisors, LLC, before joining Mariner in 2018. Outside of his advisory role, he serves as Treasurer for Centre County United Way and is President of the State College Sunrise Rotary Club. Mariner serves a diverse client base, including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement consulting, and coordinated tax services. The firm employs discretionary, customized portfolios supported by an internal team and third-party managers, and features notable tax and accounting integration alongside specialized administrative and financial wellness offerings.

Jason Foytack is a financial advisor at TIAA-CREF with 27 years of industry experience. He holds the Series 63 and Series 65 designations and has been with TIAA-CREF since 2006. He serves on the board of directors for Saint Joseph's Catholic Academy, advising on policies, strategy, and fundraising. TIAA-CREF Individual & Institutional Services offers financial planning and discretionary managed account programs primarily to individuals connected to employer retirement plans, as well as trusts, estates, partnerships, and small retirement plans. The firm’s advisory model distinguishes between one-time planning services and ongoing discretionary management and operates within a vertically integrated structure that includes affiliated funds.

Adam Khalifa is a financial advisor at Citizens Securities, Inc. with nine years of industry experience. He holds Series 63 and Series 66 registrations and has worked at Citizens Securities and Citizens Bank since 2022, following five years at CUNA Brokerage Services and eight years at CUNA Mutual Group. Citizens Securities, a wholly owned subsidiary of Citizens Bank, serves a broad retail client base including individual and high-net-worth investors and individual retirement plans. The firm offers investment advisory programs alongside brokerage and insurance services, featuring a digital advisory platform and Managed Account program.

Christina Bater is a CFP® and Series 65 license holder with five years of industry experience. She is currently with Corient, where she has worked since 2023, and previously spent twelve years at Barrett Asset Management, LLC. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm employs a goals-based, team investment approach, integrating in-house strategies with third-party managers and utilizing risk management tools and alternative investment options.

Taylor Leitzell is a financial advisor at J.W. Cole Advisors, Inc. in State College, PA, with eight years of industry experience. He holds Series 63 and Series 66 licenses and has been affiliated with the J.W. Cole network since 2018. Outside of financial advising, Leitzell is involved in Americana Auto, LLC, assisting with vehicle sales, and is a member of Keystone Health Insurance Solutions, LLC, a health insurance agency. J.W. Cole Advisors operates a large network of independent advisers, providing fee-based portfolio management, financial planning, and retirement plan services to individuals, high-net-worth clients, and institutions. The firm uses a variety of investment strategies and platforms, including discretionary and non-discretionary management, digital advice, and third-party managers.

Ashton Immel is a financial advisor at Creative Planning with 12 years of industry experience. He previously worked at Financial Abundance for 14 years before joining Creative Planning in 2025. Immel holds a Series 65 credential and is also licensed as an insurance agent, servicing existing insurance contracts. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm employs a financial planning–led investment process focused on low-cost indexing and buy-and-hold strategies, while offering supplemental approaches such as direct indexing and tax-loss harvesting.

Theodore Oyler is a CFP® with 28 years of industry experience, currently affiliated with J. W. Cole Advisors, Inc. He has worked at Jonathan Roberts Advisory Group, Inc. since 2011 and at Hornor, Townsend & Kent, Inc. since 1998. Outside of his advisory roles, he is a partner in Oyler LP, a real estate investment venture focused on student condominiums in State College, PA. J. W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a national network of over 400 independent investment adviser representatives. The firm provides portfolio management, financial planning, access to third-party managers, and multiple managed account solutions, with investment decisions made on a discretionary or non-discretionary basis.

Andrea Motter is a financial advisor at Mariner with a Series 65 credential and experience spanning roles at Mariner, Woodlands Bank, Lock Haven University, and Central Mountain High School. She has been with Mariner since 2021. Mariner serves a diverse range of clients, including individuals, pension plans, trusts, charitable organizations, and corporations, offering investment management, financial planning, retirement consulting, and coordinated tax services. The firm utilizes discretionary, customized portfolios supported by an internal team and third-party managers, and provides specialized services such as tax compliance, administrative CFO capabilities, and a financial wellness platform for employers.

Alicia Moore is a financial advisor with J.W. Cole Advisors, Inc. She holds Series 63 and Series 65 designations and has nine years of industry experience. Her work history includes roles at J.W. Cole Financial, Inc. and Diversified Asset Planners, Inc. J.W. Cole Advisors operates a large network of independent Investment Adviser Representatives, providing fee-based portfolio management, financial planning, retirement plan services, and access to multiple third-party investment platforms for individuals, high-net-worth clients, and institutional accounts. The firm uses a blend of fundamental and technical analysis and offers both discretionary and non-discretionary account management.

Donald Calcagni is a CFP® professional with 21 years of industry experience, currently serving at Mercer Global Advisors Inc. since 2015. He is a member of the Advisory Council for CAIS Capital LLC, providing guidance on product design and development, and chairs the Finance Committee for the Lock Haven University Foundation, advising on its finances and investment portfolio. Mercer Global Advisors offers investment advisory and planning services to individuals, families, business owners, and nonprofit organizations, employing a globally diversified, risk-appropriate investment approach grounded in Modern Portfolio Theory. The firm provides a range of portfolio management and planning services, supported by various implementation options and a public content program including podcasts and market commentary.

John Battaglia is a financial advisor with United Planners' Financial Services of America and holds Series 63 and Series 66 registrations. He has 32 years of industry experience and has worked at firms including H. Beck, Inc., ARIS Wealth Services Inc, and AssetMark, Inc. Battaglia is also the owner of Battaglia Associates Wealth Advisors and John S. Battaglia, Jr., which involves non-variable insurance activities. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base through independent Investment Adviser Representatives. The firm manages approximately $12.77 billion in assets and offers advisory and brokerage services using multiple custodians and platform programs, with a significant portion of assets managed on a non-discretionary basis.

Debra Guerrero is a ChFC®-designated financial advisor with Hornor, Townsend & Kent, LLC, where she has worked since 1999, accumulating 30 years of industry experience. She is based in State College, PA. Outside of her advisory role, she owns and operates Financial Directions, a business focused on life and health insurance sales. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, providing custody, execution, and brokerage capabilities alongside investment advice.

Douglas Garban is a financial advisor with SPC in State College, PA, holding Series 63 and Series 65 licenses and 25 years of industry experience. His career includes roles at Bank of America and Merrill, and he has been with Sigma Planning Corporation and related entities since 2018. Garban is also a licensed insurance agent. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base, including individual investors, retirement plans, charitable organizations, and corporations. The firm supports a large advisory network and delivers tailored, discretionary advice through various account programs.

Rubin Nichols is a financial advisor at Creative Planning with 18 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Financial Abundance, Inc. and Entrepreneur Development Inc. Nichols is also licensed as an insurance agent, providing service on existing insurance contracts. Creative Planning offers investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, and retirement plans. The firm manages approximately $217 billion in client assets and employs a financial planning-led investment approach that incorporates low-cost indexing, buy-and-hold strategies, and supplemental investment techniques, supported by a broad range of affiliated non-investment businesses.

Bret Hoag is a financial advisor at Mariner with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Vantage Investment Advisors, Wells Fargo Advisors, Cetera Investment Services, and PNC Wealth Management. Mariner serves a diverse client base, including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement consulting, and access to third-party managers. The firm uses customized portfolios overseen by an Investment Committee and combines in-house research with outside allocations, while providing integrated tax services and administrative family office capabilities.

Benjamin Hulburt is a financial advisor with AE Wealth Management, LLC, holding a Series 65 credential and two years of industry experience. His prior roles include positions at Encompass More Asset Management LLC and Eclipse Resources Corporation. Outside of his advisory work, he is involved in several entrepreneurial ventures, including managing a digital marketing company and an online education platform focused on financial services, and serves as an instructor for the Council of Financial Educators. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base, including individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm offers a range of services such as model portfolio solutions, discretionary asset management, financial planning, and plan consulting, utilizing a platform-centered approach that combines models from multiple sources with advisor-managed strategies.

Carolyn Sharp is a financial advisor with TIAA-CREF, holding Series 63 and Series 66 designations and bringing 14 years of industry experience. She has worked at TIAA-CREF since 2017 and previously spent one year with Valic Financial Advisors. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, and corporate entities, frequently serving clients with existing relationships through TIAA-administered retirement plans. The firm separates its planning services from ongoing portfolio management and operates within a vertically integrated group offering affiliated funds and donor-advised fund advisory services.