William Fry IV is a financial advisor at Ameriprise with one year of industry experience. He holds the Series 66 designation and has previously worked at Slippery Rock University and Shenango. Outside of his advisory role, he is involved with Diamond Strategic Solutions LLC. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset thresholds. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations delivered through a centralized consulting team.

Lori Ferreri is a financial advisor at Edward Jones with 15 years of industry experience and holds the Series 66 designation. She has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of approximately 23,701 financial advisors.

Max Messett is a Series 66-registered financial advisor with LPL Financial, based in Greenville, PA, and has two years of industry experience. Prior to joining LPL Financial, he held positions at Mass Mutual Investors Services, MassMutual Life Insurance Co, and State Farm. Messett is also involved in selling life, disability insurance, and fixed annuities as part of his business activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment programs, utilizing both proprietary research and third-party strategies across various asset classes.

Victoria Whelan is a financial advisor with Ameriprise in New Wilmington, PA, holding a Series 66 designation and with six years of industry experience. She has been with Ameriprise since 2016 and previously worked at JCPenney. Whelan manages her advisory business as a W-2 employee. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Timothy Halchuck is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 30 years of industry experience. His prior roles include positions at Newedge Advisors, LLC and Mid Atlantic Financial Management, Inc. He is also actively involved as CEO and corporate officer of AMI Benefit Plan Administrators, Inc., a qualified plan third-party administrator. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a range of advisory and brokerage services to individuals, retirement plans, banks, and institutions. The firm supports its extensive network of over 22,000 advisors with a variety of investment approaches and platforms, including model portfolios, third-party asset management, and institutional programs.

Stephen Lewis is a financial advisor with Cambridge Investment Research Advisors in Greenville, PA. He holds a Series 63 designation and has 41 years of industry experience. Prior to joining Cambridge in 2018, he worked at Stifel for nine years. Lewis serves as a school board member and has a background in coaching, as well as experience as vice president of a local bar and restaurant. Cambridge Investment Research Advisors serves a diverse client base, including individual and institutional investors such as pension and charitable organizations. The firm provides financial planning, investment management, retirement-plan advisory, and wrap-fee programs, offering both discretionary and non-discretionary services through multiple platforms and proprietary model strategies.

Melissa Cogswell is a financial advisor with Ameriprise in Sandy Lake, PA, holding a Series 66 designation and 19 years of industry experience. She has been with Ameriprise and its affiliated entities since 2006. Outside of her advisory role, she is a W-2 employee managing an advisory business related to investment activities. Ameriprise offers a retirement-income planning service targeting individuals with at least $1 million in investable assets, providing written recommendations on income sources, Social Security, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored, non-discretionary advice, primarily to clients with assets managed through Ameriprise accounts.

Kaitlyn Emery is a financial advisor at OSAIC with three years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Woodbury Financial Services and Verizon Wireless. Outside of financial services, she owns a photography business specializing in family, couple, and wedding sessions. OSAIC serves a wide range of retail and institutional clients, offering brokerage and advisory services including comprehensive financial planning and advisor-managed portfolios. The firm’s investment approach focuses on model-based asset allocation and portfolio optimization supported by various analytical tools.

Kevin Orsinger is a financial advisor at LPL Financial with 25 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Cambridge Investment Research Advisors and Walnut Street Securities. Outside of his advisory role, he is co-owner of business entities including ORSINGER IMPACT, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of strategies including model portfolios, third-party asset management, and institutional platforms, supported by technology tools for operational and research purposes.

Michael Holdford is a financial advisor at Edward Jones with 26 years of industry experience. He has been with Edward Jones since 2000 and holds a Series 63 designation. Outside of his advisory role, he is involved with MJ2 Holdings, a real estate business that leases office space back to Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Matthew Bower is a financial advisor with Cetera, holding a Series 66 designation and 24 years of industry experience. He has worked with Cetera and Cetera Investment Services LLC since 2014 and has been affiliated with First National Bank PA since 2009. Outside of his advisory work, he is involved in fixed life insurance sales and is eligible to receive referral fees from a trust department. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a range of portfolio management and consulting services through a nationwide network of independent advisors and provides access to both affiliated and unaffiliated third-party managers across various program structures.

Joseph Henegan is a CFP® professional with 40 years of industry experience, currently affiliated with OSAIC. He has worked at Royal Alliance Associates since 2007 and FSC Securities Corporation prior to that. Outside of his advisory work, Henegan serves as a township auditor and treasurer for the Jamestown Area School District Foundation. OSAIC serves a diverse client base including retail and institutional investors, offering brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization. The firm supports a range of investment programs and operates through a complex affiliate network with private-equity ownership.

Eugene Gabriel is a financial advisor with Ameriprise in New Castle, PA, holding a Series 63 designation and 42 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Gabriel serves on the board of directors for Cray Family Youth Services, a nonprofit organization. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendations. As a large institutional firm, Ameriprise provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Sophia Schmidt is a financial advisor with Edward Jones in Hermitage, PA, holding a Series 66 designation and having four years of industry experience. She has worked at Edward Jones since 2018 and has prior experience at Slippery Rock University Honors College. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies and services, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Alexei Hartwick is a financial advisor at Raymond James Financial in Hermitage, PA, holding Series 66 and Series 63 licenses with one year of industry experience. He has been associated with Raymond James Financial since 2025 and previously worked at Ristvey Investment Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse clientele including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using various analytical tools and supports implementation through its advisory programs or other providers.

Chrystal Swope is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and bringing 20 years of industry experience. She previously worked at Morgan Stanley Private Bank, N.A. for nine years before joining Wells Fargo Clearing. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services grounded in an IPS-driven, modern portfolio theory approach. The firm serves institutional clients with a broad investment menu that includes insurance-related vehicles and bank deposit sweep options.

Diane Gardner is a CFP® with 24 years of experience in the financial industry. She has been with LPL Financial since 2010. Gardner serves on the board of the Community Counseling Center of Mercer County. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management solutions, supported by research and technology tools.

Lucas Rider is a financial advisor with Ameriprise in Youngstown, OH, holding Series 63 and Series 65 designations and six years of industry experience. His career includes roles at Huntington National Bank and The Huntington Investment Company before joining Ameriprise. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service focused on retirement-income planning through written recommendation reports and ongoing advice. The firm’s approach integrates investment research, third-party data, and algorithmic tools, emphasizing dependable income sources and tax-aware withdrawal strategies.

Michael Krisuk is a financial advisor with Ameriprise in Pulaski, PA, holding a Series 66 designation and 24 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is the owner and vice president of Diamond Strategic Solutions, a business used for bill payment and payroll management. Ameriprise offers retirement-income planning services primarily for individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored recommendation reports. The firm delivers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Joshua Schroder is a financial advisor at Ameriprise with four years of industry experience. He holds a Series 66 designation and previously worked for NursingABC, Inc. for eight years. Outside of advising, he is employed by 313 North Market Street, LLC, which is owned by the Ameriprise franchise owner he works with. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing planning advice focused on income sources and tax-aware withdrawal strategies for clients approaching or in retirement.