Andrew Smith is a Series 66-registered financial advisor with Wells Fargo Clearing in Elmira, NY, where he has worked since 2016. He has 19 years of industry experience. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors.

Amy Brouneus is a CFP®-designated financial advisor at Raymond James Financial with 15 years of industry experience. She has worked with Raymond James Financial Services since 2010 and has held positions at Corning Credit Union and Wealth Strategies. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and employs analytical tools such as deterministic and probability modeling to support client goals.

Richard Goldman is a financial advisor with Morgan Stanley in Elmira, NY, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with Morgan Stanley Private Bank since 2015 and with Morgan Stanley Smith Barney since 2009. Outside of his advisory work, Goldman serves as deputy supervisor and finance committee board member for the Town of Ulysses, New York. Morgan Stanley Wealth Management (MSWM) is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by tools such as Monte Carlo simulations and secular return estimates.

Joshua Palmer is a financial advisor with LPL Financial in Elmira, NY, holding a Series 63 credential and over 20 years of industry experience. He previously worked at Cadaret, Grant & Co., Inc. for 13 years and has been associated with Swan & Sons-MORSS Co., Inc. since 2005. Palmer is involved in the Elmira City School District in a government-related capacity. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm supports its advisors with access to model portfolios, third-party asset management, and a variety of investment strategies, while also providing related financial services such as insurance and credit products.

Zachary Church is a financial advisor at OSAIC with two years of industry experience. He holds the Series 66 designation and previously worked at Lincoln Financial Advisors Corporation. Outside of his advisory role, he is also a life insurance agent operating under Family Wealth & Legacy LLC. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with platforms that support customized portfolio construction and access to third-party money managers.

Christopher Saunders is a financial advisor at LPL Enterprise with 14 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked with Prudential Insurance Company of America and Pruco Securities, LLC. Saunders is also involved with Finger Lakes Financial Group, focusing on retirement planning and insurance. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, employer-sponsored retirement plans, banks, and corporate and charitable entities through a large network of investment adviser representatives. The firm typically uses model-driven investment approaches and offers access to third-party asset managers and financial planning services.

Erin Shawkey is a financial advisor with Edward Jones in Watkins Glen, NY, holding a Series 66 designation and eight years of industry experience. Prior to joining Edward Jones in 2021, Shawkey worked at LPL Financial, M&T Securities, and Morgan Stanley Private Bank, N.A., among other roles. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a nationwide network of financial advisors and branch offices.

Justin Faulkner is a financial advisor with LPL Financial in Elmira, NY, holding a Series 66 credential and 13 years of industry experience. His prior work includes roles at Morgan Stanley and Chemung Canal Trust Company. He serves as a board member of the Town of Southport Zoning Board of Appeals and is also a tax preparer. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Kelly Burdick is a financial advisor at LPL Financial with Series 63 and Series 66 credentials and four years of industry experience. Prior to joining LPL Financial in 2025, Kelly worked at Citizens & Northern Bank, Cadaret Grant & Co., Inc., and Maple City Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management programs and supports its advisors with research model portfolios and technology tools.

Kristin Harrington is a financial advisor with Raymond James Financial Services, Inc. in Corning, NY, holding a Series 66 designation and 18 years of industry experience. She has worked with Corning Credit Union since 2010 and is also associated with Wealth Strategies, a support company where she serves as a financial advisor. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional entities. The firm offers tailored, non-discretionary planning and supports institutional consulting and portfolio management through a broad advisor network.

John Princiotto is a financial advisor at Morgan Stanley with 42 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2007, including roles at Morgan Stanley & Co., Incorporated, Morgan Stanley Smith Barney, and Morgan Stanley Private Bank, National Association. He holds the Series 63 designation and is based in Elmira, NY. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and offers both direct and Corporate Financial Planning services.

Debra Butters is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. Her prior work includes seven years at Wells Fargo Clearing. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients, using tailored, non-discretionary strategies supported by analytical tools and a broad advisor network.

Nicholas Lapuma is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 18 years of industry experience. Prior to joining LPL Financial in 2024, he worked at Wealth Strategies, Raymond James Financial Services Advisors Inc., and Corning Fed Credit Union. He serves as a nonprofit board member for Chemung Valley Montessori School. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management solutions, including model portfolios and third-party asset management access, supported by advisor tools such as machine learning for operational and research purposes.

Jonathan Kravitz is a financial advisor at LPL Financial with 32 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Cadaret, Grant & Co., Inc. for 31 years. He is also the owner of Investment Planning Services, a business he has operated since 1993. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset managers, delivered through a large network of investment adviser representatives.

Russell Bancroft is a financial advisor with Morgan Stanley in Elmira, NY, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank since 2015. Outside of his advisory work, Bancroft serves as a board member of the Kiwanis Club of Horseheads and is a school sports referee for GST Boces. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. Their financial planning emphasizes structured discovery and firm-approved tools, without individual security recommendations in standalone planning.

Laura Sumner is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and 13 years of industry experience. She has worked at Raymond James Financial Services Advisors, Inc. since 2013 and serves as Branch Manager at Wealth Strategies. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm employs tailored non-discretionary planning and analytical tools to support client goals and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Jessica Jackson is a financial advisor at Raymond James Financial with 11 years of industry experience. She holds Series 63 and Series 65 credentials and has worked with various firms, including Corning Federal Credit Union and The Leaders Group, Inc. Outside of advisory roles, she serves as a Registered Operations Associate for Wealth Strategies at Corning Credit Union. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using risk profiling and modeling tools and supports municipal and public finance work through its affiliation with a municipal advisor.

Paul Huonker is a financial advisor with Raymond James Financial Services Advisors, Inc. in Corning, NY, holding Series 63 and Series 65 licenses and has 15 years of industry experience. His prior work includes eight years with Wells Fargo Clearing. He serves as a board member and finance committee member for the Corning Children's Center, a nonprofit organization. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports a wide advisor network through various advisory programs.

Heather Wilbur is a financial advisor with Mass Mutual Investors Services in Elmira, NY, holding a Series 63 license and with 10 years of industry experience. She has worked at Mass Mutual Investors Services since 2017 and previously at MetLife Securities. Wilbur serves as secretary for the Elmira Express Booster Club, supporting sports, band, and club activities at Elmira High School. Mass Mutual Investors Services, a broker-dealer and SEC-registered investment adviser, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved software and also runs educational seminars and specialized planning programs.

Noah Kravitz is a financial advisor with LPL Financial based in Elmira, NY. He holds the Series 66 designation and has one year of industry experience, including prior roles at Cadaret, Grant & Co., Inc. and operating his own tax planning business. Kravitz serves as a board member of Congregation Kol Ami, a nonprofit organization. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives to individuals, retirement plans, banks, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and technology tools while overseeing substantial discretionary assets.