Miles Jamieson is a financial advisor at Daniel Investment Group Inc. with one year of industry experience. He holds a Series 65 designation and has prior experience at Commonwealth Financial Network as well as roles in academic institutions including Wayne State University and Davidson College. Daniel Investment Group provides discretionary asset management and financial planning services to individuals, qualified retirement plans, and charitable organizations. The firm manages approximately $210 million in assets with a small advisory team and employs a fee-oriented, fiduciary approach that emphasizes cost sensitivity and individualized planning.

Austin Cavanaugh is a financial advisor at Paragon Investing, LLC with one year of industry experience. He holds a Series 65 designation. Prior to joining Paragon Investing, he worked for Prospect Capital Restaurants and Little Caesars Enterprises. Paragon Investing provides discretionary and non-discretionary portfolio management, financial planning, and advisory services to individuals, high-net-worth clients, businesses, and other investment advisers. The firm’s investment approach includes customized asset allocation using fundamental and technical analysis, ETF and mutual fund selection, and both long- and short-term strategies, with a primary goal of preserving purchasing power over the long term.

Theresa Collins is a financial advisor at Paragon Retirement Planning, Inc. in Troy, MI, holding a Series 65 designation with two years of industry experience. She has worked at Paragon Retirement Planning since 2022 and has prior experience at Financial Services of America from 2006 to 2017. Outside of her advisory role, Collins acts as an independent insurance agent. Paragon Retirement Planning serves individual and high-net-worth clients, offering comprehensive and single-issue financial planning and consulting with a typical account minimum of $100,000. The firm’s investment approach utilizes model portfolios managed by unaffiliated sub-advisors, focusing on asset allocation while retaining responsibility for client relationships and periodic reviews.

Darren Brennan is a CFP® with 13 years of industry experience, currently serving as an advisor at Lakeshore Financial Planning Inc. He previously worked at Kaydan Wealth Management, Inc. for nine years and has experience with Raymond James Financial Services, Mercer Global Advisors, and Equitable Advisors. Outside of his advisory role, he is a licensed insurance agent. Lakeshore Financial Planning Inc. manages discretionary portfolios and provides financial planning to individuals, charitable organizations, and investment clubs. The firm uses diversified, client-specific model portfolios and employs both fundamental and technical analysis to guide investment strategies.

Scott Salaske is a financial advisor at FirstMetric, LLC with eight years of industry experience. He holds a Series 65 credential and has been with FirstMetric since 2017. Prior to this, he took a planned break from the industry between 2015 and 2017. FirstMetric serves individuals, trusts, foundations, estates, business entities, qualified retirement plans, and charitable organizations by providing discretionary investment advisory and portfolio management alongside financial planning and legacy securities transition guidance. The firm employs a passive, asset-class investment approach using low-cost index mutual funds and ETFs, emphasizing long-term, buy-and-hold strategies with integrated tax-aware practices.

Peter Labrash is a financial advisor at Paragon Retirement Planning, Inc. in Troy, MI, holding a Series 66 designation with two years of industry experience. His prior roles include positions at MML Investors Services, MassMutual Life Insurance, Prudential Financial Planning Services, and other firms. Paragon Retirement Planning serves individual and high-net-worth clients with comprehensive and single-issue financial planning, generally requiring a $100,000 account minimum. The firm emphasizes suitable asset allocation through model portfolio strategies managed by unaffiliated sub-advisors and third-party investment advisers while retaining responsibility for client relationships and reviews.

Jack Findley is a Series 65-licensed advisor at Trustee Empowerment & Protection, Inc. He has experience in related fields spanning over a decade, including roles as CEO/CRO of Decision Technologies Corp. and CEO of Sterling Signal, LLC, a commercial signage producer. His work at Decision Technologies involves licensing proprietary software to Trustee Empowerment & Protection, Inc. Trustee Empowerment & Protection, Inc. serves retirement plan sponsors, trustees, and individual investors through an internet-based platform that refers clients to a network of registered investment advisers. The firm provides a decision-assistance service using a patented application to evaluate and compare mutual funds and ETFs within defined contribution plans, focusing on non-discretionary, process-driven reviews.

Chelsei Latsch is a CFP® with seven years of industry experience, currently serving as a financial advisor at Antonelli Financial Advisors, LLC since 2017. Her prior work includes a role at Comerica Bank and experience in the hospitality sector at Texas Roadhouse. Antonelli Financial Advisors serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, providing fee-based investment management and various financial planning services. The firm employs a modern portfolio theory approach to build globally diversified portfolios and typically manages client accounts on a discretionary basis.

ABOUT THRIVE RETIREMENT SPECIALISTS Standing out in our industry's “sea of sameness” and b#llsh!t, we introduce a new business model that applies the latest retirement research to deliver “reality-based” retirement planning, representing an evolutionary step forward in how people prepare for and thrive during retirement. We arm you with a framework to make better decisions based on your unique circumstances, enabling you to avoid unnecessary sacrifices symptomatic of following conventional “rules of thumb” intended for the masses. The result is living a more rewarding life optimized for contentment. ThriveRetire is an all-in-one, flat-fee service that includes: • Retirement Planning • Tax Planning • Investment Management • And more! ABOUT ANTHONY WATSON, CFA, CFP®, RICP® Prior to founding Thrive Retirement Specialists, Tony served as a Chief Investment Officer, providing advice and investment management services to over 600 individuals representing over $1.5 billion of investments. Before this, Tony served as Vice President at J.P. Morgan Private Bank, where he advised high- and ultra-high net worth individuals on all matters of wealth, including investments, portfolio construction, portfolio management, and retirement planning. EDUCATION: • BBA of Finance, Walsh College • MBA, University of Michigan, Ross School of Business CREDENTIALS: • Chartered Financial Analyst (CFA) • CERTIFIED FINANICAL PLANNERTM (CFP®) • Retirement Income Certified Professional (RICP®)

Mark Romin is a CFP® professional at Lakeshore Financial Planning Inc. in Saint Clair Shores, MI, with 18 years of industry experience. He has previously worked at Brayton Asset Management and Raymond James Financial Services Advisors Inc. Romin contributes to social media input for a non-investment-related support company affiliated with his firm. Lakeshore Financial Planning Inc. manages discretionary portfolios and provides incidental financial planning to individuals, charitable organizations, and investment clubs. The firm employs client-specific strategies using proprietary model portfolios diversified across asset classes, primarily via mutual funds and ETFs, and manages approximately $469 million in discretionary assets.

Kelly L'esperance is a financial advisor at Barking Sands Capital with 21 years of industry experience. She holds Series 63 and Series 66 licenses and has led The L'esperance Group, LLC since 2011. L'esperance is also licensed as an insurance agent in Michigan and Minnesota, dedicating part of her time to this activity. Barking Sands Capital provides personalized, fee-based investment management and financial planning services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm manages primarily discretionary assets using a core-equity strategy supplemented by dividend-paying equities, bonds, ETFs, and third-party managers when appropriate.

James L'esperance is a financial advisor at Barking Sands Capital in Troy, MI, holding the ChFC® designation and Series 63 license, with 19 years of industry experience. He has operated The L'esperance Group, LLC since 2004. Outside of his advisory role, he is involved in a licensed insurance agency selling and servicing fixed insurance products such as life insurance and annuities. Barking Sands Capital provides personalized, fee-based investment management and financial planning services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm employs a core-equity strategy combined with diversified options and uses third-party managers when appropriate, managing approximately $45 million in primarily discretionary assets for about 85 clients.

Kenneth Wittenberg is a financial advisor at Wittenberg Investments Inc. with 11 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Wittenberg Investments since 2018, previously working at Secure Asset Management. Wittenberg Investments Inc. provides discretionary portfolio management and financial planning services to individuals, including high-net-worth clients, as well as pension and profit-sharing plans. The firm uses fundamental analysis to construct portfolios and offers services such as Investment Policy Statement creation, ongoing monitoring, and pension consulting, managing approximately $89 million in discretionary assets with a small advisory team.

Jonathan Carender is a CFP® with six years of industry experience, currently working at Paragon Investing, LLC since 2020. Prior to joining Paragon, he worked at Scio Software and TKS Industrial Company. Paragon Investing provides discretionary and non-discretionary portfolio management, financial planning, and advisory services to individuals, high-net-worth clients, businesses, and other investment advisers. The firm’s investment approach focuses on customized asset allocation using fundamental and technical analysis, ETF and mutual fund selection, and a range of strategies aimed at preserving purchasing power over the long term.

Richard Davenport is a financial advisor at Lakeshore Financial Planning Inc. in Saint Clair Shores, MI, with 27 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Raymond James Financial Services, Inc. and Raymond James Financial Advisors, Inc. for a combined 19 years before joining Lakeshore Financial Planning in 2018. Lakeshore Financial Planning provides discretionary portfolio management and financial planning services to individuals, charitable organizations, and an investment club. The firm uses diversified model portfolios primarily composed of mutual funds and ETFs, employing both fundamental and technical analysis, and offers tailored advisory relationships with discretionary trading authority.

Sean Kelly is a financial advisor at Kelly Wealth Management, Inc. in Royal Oak, MI, holding a Series 65 designation with four years of industry experience. Prior to his current role since 2023, he worked at J.W. Cole Advisors, Inc. and has experience in construction and property restoration. He is also active as an insurance agent through Copper Partners II DBA Kelly Capital Partners. Kelly Wealth Management provides discretionary investment advisory and portfolio management services primarily to individual investors. The firm manages $160.6 million in discretionary assets and offers tailored investment strategies that may include asset allocation, dollar-cost averaging, and both long- and short-term purchases, utilizing third-party sub-advisers and wrap-fee programs.

Gerald Dehondt is a CFA® charterholder with 16 years of industry experience. He has worked at SS&H Financial Advisors, Inc. since 2019 and previously spent 15 years at Jerrmar Capital Management, Inc. He holds a Series 63 license. SS&H Financial Advisors, Inc. is an independently owned SEC-registered investment adviser that serves individuals, trusts, charitable organizations, and foundations, generally with at least $350,000 available for investment. The firm focuses on realistic investment objectives and risk management, utilizing fundamental and technical analysis to manage diversified portfolios on a primarily discretionary basis.

Robert Rahaim is a CFP® with 17 years of industry experience and is currently affiliated with DWP. He has worked at DeSeranno Corp. since 2003. DWP provides personalized financial planning and investment management to individual and institutional clients, including high-net-worth individuals, pension plans, trusts, and charitable organizations. The firm employs fundamental and cyclical analysis with a range of investment strategies and manages approximately $195.1 million in discretionary assets through a four-advisor team.

Mary Kelly is a financial advisor at Kelly Wealth Management, Inc. in Royal Oak, MI, holding a Series 65 designation with six years of industry experience. She previously worked at J.W. Cole Advisors, INC. and is also involved with Copper Partners II, Inc. d/b/a Kelly Capital Partners. Alongside her advisory role, she is a licensed insurance agent and sells various insurance products. Kelly Wealth Management provides investment advisory services to individual and high-net-worth clients, offering discretionary portfolio management, written investment strategies, and financial planning. The firm customizes advice based on client objectives and risk tolerance, employing methods such as strategic asset allocation and dollar-cost averaging, and may utilize third-party sub-advisers and wrap fee programs.

Adam Funk is a CFP® with 15 years of industry experience and is a principal at Savings Coach, LLC in Troy, MI. He has worked at Savings Coach since 2006 and previously held roles at Zeiders Enterprises, Inc. Funk also holds licenses as an independent insurance agent and mortgage loan originator, and he provides tax preparation services. Savings Coach serves individual clients and small businesses, focusing on beginning savers and those aged 20–50. The firm offers portfolio management, financial planning, coaching, and a selection-and-monitoring service for third-party advisers, using an investment approach that emphasizes value, safety, quality, and risk control.