Brian Curtin is the principal of Curtin Financial Services, Inc. in Burlington, MA, with 20 years of industry experience. He has served as Treasurer/Collector for the Town of Burlington since 1977 and holds board roles with the Burlington Municipal Federal Credit Union, Burlington Community Scholarship Foundation, and Middlesex County Retirement System. Curtin Financial Services provides financial planning, investment advisory, retirement and education planning, and tax preparation services to individuals, small businesses, and trust accounts. The firm emphasizes personalized, non-discretionary investment advice combined with ongoing tax and accounting expertise.

Camille Fuleihan is the sole advisor at Fuleihan, Camille, Farid, an independent firm based in Belmont, MA. She holds Series 63 and Series 65 designations and has 23 years of industry experience, having worked at her current firm since 2002. The firm provides investment advisory and financial planning services to individuals, pension plans, trusts, and 401(k) plans. It employs a manager-of-managers approach, screening and coordinating with other advisory firms while typically operating on a non-discretionary basis, with regular account reviews and client consent required for changes.

William Spring is a financial advisor at Spencer Brook Asset Management, LLC with 22 years of industry experience. He has been with Spencer Brook Asset Management since 2002. Spring holds a Series 65 designation. Spencer Brook Asset Management provides discretionary investment management and financial planning primarily to high-net-worth individuals and trusts. The firm employs a bottoms-up value investing approach focused on long-term capital appreciation with an equity-income orientation, managing concentrated portfolios tailored to each client’s objectives.

Ranjan Mishra is a financial advisor with ESS Capital Services, holding a Series 65 designation and one year of industry experience. He has been a Senior Partner at ESS Analysis, a management consulting firm, since 2007, dedicating approximately 10 hours per week to that role. Mishra operates as the sole advisor at ESS Capital Services, which he joined in 2023. ESS Capital Services is a registered investment adviser that provides discretionary portfolio management services to individuals, high-net-worth clients, and business entities. The firm employs fundamental, quantitative, and technical analysis across a diverse set of instruments and generally requires discretionary authority to implement its investment strategies.

Jeffrey Sinder is a CFA charterholder and principal of AVK Partners, an independent investment advisory firm based in Concord, MA. He has three years of industry experience, including roles at Acadian Asset Management and Wellington Management. AVK Partners provides discretionary investment management and financial planning services to individuals, high-net-worth clients, pension plans, charitable organizations, and businesses. The firm employs a strategic asset allocation approach based on Modern Portfolio Theory, combining passive and active investment vehicles, and offers educational seminars alongside its advisory services.

Bhavneesh Sharma is a financial advisor with Integrity Advisors LLC in Burlington, MA, holding a Series 65 designation and 10 years of industry experience. He has held roles at firms including FATrader and Vasuda Indices, and he is co-founder and Co-CEO of DataFlynk.AI LLC, a software development company. He has also contributed to Seeking Alpha since 2015. Integrity Advisors LLC provides discretionary portfolio management and holistic financial planning to individuals, high-net-worth clients, and corporations. The firm focuses on equity and ETF investments, with an emphasis on healthcare sectors, and integrates financial planning through a cloud-based platform combining cash-flow analysis, retirement projections, and tax-efficient strategies.

Justin Green is a CFP® professional with eight years of industry experience, currently operating as the sole advisor at Assist FP in Berlin, MA. He has worked at Four Ponds Financial Planning LLC and GTM Sportswear, and he also owns Be a Wealthy Coach LLC, a separate business offering CFO, business advisory, tax preparation, and tax planning services to solopreneurs and small businesses. He dedicates approximately 20% of his time to this outside activity. Assist FP provides investment management and comprehensive financial planning services to individuals, the self-employed, and small business owners. The firm combines passive portfolio construction and Modern Portfolio Theory with fundamental analysis, managing accounts through a single-advisor relationship and conducting regular reviews.

Alex Rakatansky is a financial advisor and owner of Rakatansky Financial LLC with three years of industry experience. He also owns Rakatansky CPA LLC, a tax and accounting firm where he spends approximately half of his working time. Prior to founding his current firm, he worked at Commonwealth Financial Network and Rakatansky Rakatansky & Associates. Rakatansky Financial LLC provides discretionary wealth management and financial planning services primarily to individuals, including high-net-worth clients, trusts, and estates. The firm’s investment approach emphasizes low-cost, diversified mutual funds and ETFs, fundamental analysis, and a long-term orientation, supplemented by occasional rebalancing and trades tailored to client objectives.

Benjamin Ramsey is a CFP® with eight years of industry experience, currently serving as the sole advisor at Faith and Family Wealth Management. Prior to founding his firm, he worked at Crestwood Advisors and Balanced Rock Investment Advisors and had periods of self-employment. Faith and Family Wealth Management provides wealth management and portfolio management services to individuals, high-net-worth clients, trusts, and estates, integrating comprehensive financial planning into ongoing advisory relationships. The firm employs an evidence-based, long-term investment approach focused on diversified portfolios of low-cost ETFs and mutual funds, managing accounts mostly on a discretionary basis while acting as a fiduciary for retirement accounts under ERISA and the Internal Revenue Code.

Louis Conrad is a CFA® charterholder with 21 years of experience in the financial industry. He has been with COMPASS Wealth Management, LLC since 2007 and previously worked at Bickling Financial Services, Inc. in 2021. COMPASS Wealth Management, LLC provides fee-only wealth management, investment management, and consulting services to individuals, families, and institutional clients such as small businesses, non-profits, and retirement-plan sponsors. The firm’s investment approach focuses on strategic asset allocation using no-load mutual funds, ETFs, and separate accounts, with an emphasis on institutional services including pension consulting and fiduciary advisory.

Arthur Ebersole is the principal of Ebersole Financial LLC in Wellesley Hills, MA, with 11 years of industry experience. He holds the CFP® and CFA® designations and has led his independent advisory firm since 2014. Ebersole serves on the boards of several nonprofit organizations, including Rosie’s Place and the Fund for Wellesley, contributing to audit, finance, and community efforts. Ebersole Financial LLC provides customized financial planning and portfolio management to individuals, high-net-worth clients, small businesses, and charitable organizations. The firm integrates Modern Portfolio Theory with active management, emphasizing value and dividend-paying equities, fixed-income strategies, and, for qualified clients, liquid alternative investments to achieve diversified, tax-sensitive portfolios.

Kenan Nacar is a CFP® professional with 14 years of industry experience, currently serving as the sole advisor at Charles River Wealth Management, LLC since 2017. Prior to this, he worked at Sagamore Wealth Management for six years. He is involved with the Rotary Club of Winchester as a board member and holds limited partnership roles in local sports training facilities. Charles River Wealth Management provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, estates, and charitable organizations. The firm employs a long-term investment approach focused on diversified portfolios constructed primarily from mutual funds and ETFs, with ongoing oversight and an institutional relationship for custody and trade execution.

Jay Abolofia is a CFP® professional with seven years of experience in financial planning. He is principal of Lyon Financial Planning, LLC, an independent firm in Waltham, MA, and also provides consulting services to Economic Security Planning, Inc., a software company focused on financial planning tools. His prior experience includes work at Sensible Financial Planning and Management LLC. Lyon Financial Planning is a state-registered, single-advisor firm serving individual clients across various life stages and asset levels. The firm offers comprehensive and limited-scope financial planning without discretionary portfolio management, emphasizing project-based and hourly billing, and focuses on planning rather than investment management.

Christopher Ellis is the sole advisor at Think Ahead Financial Planning in Groton, MA, holding a Series 65 designation with one year of industry experience. He has worked at RTX since 1998, bringing a corporate finance and executive background to his financial planning practice. Think Ahead Financial Planning provides fee-only financial planning and investment advisory services primarily focused on customized planning for individuals and families. The firm employs a collaborative process emphasizing a passive, low-cost, tax-efficient index fund approach without managing assets or executing trades.

Gary Najarian is a financial advisor with OSAIC, holding a Series 63 designation and 38 years of industry experience. He has been with OSAIC since 1993 and also serves as president of Perpetual Financial, a role he has held since 1991. OSAIC Wealth, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer that serves a diverse client base including individual investors, retirement plans, corporations, and charitable organizations. The firm utilizes a combination of risk-tolerance assessments, asset-allocation planning software, and portfolio optimization tools to manage a wide range of investment products and offers both wrap and non-wrap fee programs.

Benjamin Thornton is a financial advisor at Unicorn Consulting in Ayer, Massachusetts, with nine years of industry experience. He holds a Series 65 designation and has worked at Unicorn Consulting since 2016 and previously at Dr. Steele Belok, MD from 2013 to 2021. Thornton also operates as an independent insurance agent on a limited basis. Unicorn Consulting provides financial planning and portfolio management primarily to individual clients, using an individualized asset allocation approach with a focus on long-term purchase strategies across various asset classes. The firm manages client portfolios on a non-discretionary basis, requiring client approval for trades and conducting regular account reviews.

Maxime Henri Crener is the sole advisor at Shilla Advisory LLC, an independent registered investment adviser. He holds a Series 65 credential and has experience managing a small consulting company. His prior roles include positions at Incap LLC, Harvard Extension School, Columbia University, and L'Oreal USA. Shilla Advisory LLC provides portfolio management and comprehensive financial planning primarily to individual clients, including high-net-worth individuals. The firm utilizes a fundamental analysis and long-term trading approach, offering a range of investment options such as mutual funds, ETFs, REITs, non-U.S. securities, private placements, and venture capital.

Emmanuel Sabiiti is a CFP® and CFA® affiliated with Emma Research LLC, where he has worked since 2024. He has over 15 years of industry experience, including a 16-year tenure at Boston Common Asset Management and a concurrent role at MassMutual as Head of Sustainable Investment Strategy. In this latter position, he leads ESG investment initiatives. Emma Research LLC is a state-registered investment adviser serving individuals, high-net-worth clients, and charitable organizations. The firm emphasizes passive investment management with index funds and ETFs, supplemented by active management and fundamental analysis for larger accounts, and also provides financial planning on an hourly basis.

Dar Sandler is the sole advisor at Appian Road LLC, an independent firm based in Chestnut Hill, MA. He holds a Series 65 designation and has 10 years of industry experience, having been with Appian Road since 2013. Sandler is also registered as a Commodity Trading Advisor, which is notable given the firm’s focus on futures in client portfolios. Appian Road LLC provides discretionary portfolio management primarily to individual and high-net-worth clients, using ETFs and futures contracts within its investment strategies. The firm emphasizes fundamental and cyclical analysis with both long- and short-term trading approaches, and manages accounts on a small scale with centralized oversight by Sandler.

Carl Goodman is the principal of Goodman Asset Management, Inc. in Framingham, MA, holding the PFS™ designation and Series 65 license with 31 years of industry experience. He has operated his independent advisory firm since 1993 and maintains a separate CPA practice as a sole proprietor. Goodman divides his professional time between financial advisory and accounting services. Goodman Asset Management provides fee-only financial planning and investment management to individuals, trusts, and estates, focusing on fundamental analysis and strategic asset allocation. The firm employs non-discretionary, broadly diversified portfolios and manages approximately $33.6 million in client assets.