James Coupe is a financial advisor with LPL Financial in Hamburg, NY, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Cadaret, Grant & Co., Inc. and Edward Jones. He serves on the boards of the Lions Club of Boston NY and the Eden Chamber of Commerce. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing both proprietary and third-party portfolio solutions.

Andrew Adelman is a financial advisor at LPL Financial with 36 years of industry experience. He previously worked for Cadaret, Grant & Co., Inc. for 35 years before joining LPL Financial in 2025. Outside of his advisory role, he serves as a high school soccer referee in Orchard Park, NY. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

John Cuddihy is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 35 years of industry experience. His prior roles include positions at INVEST Financial Corporation, HSBC Securities (USA) Inc., Key Investment Services LLC, and KeyBanc Capital Markets Inc. He is also involved in an investment-related side business under Anderson Cuddihy Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services through a large network of investment adviser representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and institutions, offering a range of financial planning, portfolio management, and institutional platforms.

Mark Stevens is a financial advisor with Cambridge Investment Research Advisors who holds Series 63 and Series 65 credentials and has 40 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2023 and previously spent 16 years with FSC Securities Corporation. Outside of his advisory work, Stevens is involved in acting and modeling. Cambridge Investment Research Advisors serves a diverse clientele, including individual and institutional investors such as pension and charitable organizations. The firm provides financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals and offers access to multiple platforms and third-party advisers.

Christen Beck is a financial advisor at Wells Fargo Clearing with 14 years of industry experience. He previously worked at M&T Securities for 15 years and M&T Bank for 21 years. Beck holds Series 63, Series 65, and Series 66 licenses. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by in-house research and third-party analytics.

Timothy Clouden is a financial advisor with LPL Financial based in Orchard Park, NY. He holds Series 63 and Series 65 licenses and has 18 years of industry experience, including 14 years at M&T Securities prior to joining LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a variety of advisory and brokerage services supported by both proprietary and third-party investment strategies, and maintains a broad platform that includes financial planning and institutional programs.

David Hirschbine is a financial advisor with LPL Financial based in Hamburg, NY, holding Series 63 and 65 licenses and bringing 18 years of industry experience. He has been affiliated with LPL Financial since 2010 and has worked at Northwest Bank since 2016. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers, supported by various technological and operational tools.

Douglas Druzbik is a CFP® professional with 28 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He holds Series 63 and Series 65 licenses. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines research from Wells Fargo Investment Institute with diversification principles and modern portfolio theory to evaluate investment options within its extensive platform.

Michael Silkowski is a financial advisor with LPL Financial, holding a Series 63 designation and 14 years of industry experience. He has worked with LPL Financial since 2016 and has prior experience at Evans Investment Services and Evans Bank. He also serves as a notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with a broad range of strategic and tactical investment options.

Richard Campbell II is a CFP® professional with 24 years of experience at Equitable Advisors, where he has worked since 2002. He previously held a position at Axa Advisors, LLC from 2002 to 2020. He serves on the Hamburg Finance Academy Advisory Board. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm employs a range of advisory models and programs, utilizing third-party asset managers and LPL-sponsored advisory platforms.

Jennifer Lopez is a financial advisor with LPL Financial, holding a Series 66 designation and seven years of industry experience. She previously worked at Merrill for six years and at Conversion Monster LLC for three years. Lopez is currently based in Orchard Park, NY. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and access to third-party asset managers.

Monica Loretto is a financial advisor with UBS Financial Services in North Collins, NY, holding a Series 63 designation and 26 years of industry experience. She has been with UBS since 1997. Outside of her advisory role, she is involved in the sales and servicing of recreational vehicles through Meyers RV Superstore. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings tailored to clients’ goals and risk tolerances.

Anthony Alleca is a financial advisor with Edward Jones in Hamburg, NY, holding a CFP® designation and Series 63 and 65 licenses. He has 27 years of industry experience, including one year at Key Investment Services LLC before joining Edward Jones in 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a large network of advisors and branch offices, offering a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products.

A. Schaefer is a financial advisor at Cetera with 22 years of industry experience and holds a Series 63 designation. Prior to joining Cetera in 2023, Schaefer worked with Cetera Wealth Services, LLC since 2013. Outside of advising, Schaefer serves as president of the board and general manager of Bob-O-Link Golf Club and is a board member of Orchard Park Country Club, both nonprofit organizations in Orchard Park, NY. Cetera Investment Advisers LLC is a nationwide network of independent advisors serving individual, employer-sponsored, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and retirement services through discretionary and non-discretionary programs, utilizing multiple managers and diverse investment strategies.

Christopher Urban is a financial advisor at LPL Financial with 15 years of industry experience. He previously worked at AXA Advisors, Cadaret, Grant & Co., Inc., and WNY Asset Management. Outside of advising, he is a licensed insurance agent, tax preparer, and notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Thomas Domin is a CFP® with 22 years of industry experience, currently serving at Raymond James Financial. His prior roles include positions at Noble Wealth Partners, Crux Wealth Advisors, TIAA, and HSBC Securities. In addition to his advisory work, he is involved as an agent providing life insurance and long-term care solutions and serves on the board of directors for his support company, contributing to its growth initiatives. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm employs tailored, non-discretionary planning using analytical tools and supports clients through various advisory programs and institutional consulting.

Victor Tomasulo is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has two years of industry experience, including prior roles at Tesla and Solidifi. Tomasulo currently works with MassMutual Life Insurance Company and MML Investors Services, LLC. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that operates as a subsidiary of MassMutual. The firm provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, using firm-approved software and collaborative annual planning relationships.

Ronald Yoviene is a financial advisor with LPL Financial in Hamburg, NY, holding a Series 63 designation and 35 years of industry experience. He has worked at Lincoln Financial Advisors Corporation and Lincoln Financial Securities Corporation before joining Commonwealth Financial Network and Black Diamond Custom Wealth Management, which he owns. He also owns Black Diamond Custom Medicare Solutions, a Medicare agency. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisers, utilizing various strategic, tactical, and alternative investment approaches.

Louis Gebhard is a financial advisor at Edelman Financial Engines in Orchard Park, NY, holding Series 63 and Series 65 licenses with 20 years of industry experience. His prior experience includes roles at John Hancock, NORTHWEST Bank, New York Life, and Modern Wealth Management, LLC. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines proprietary modeling with planner guidance and online tools, offering diversified portfolios and long-term investment approaches while managing approximately $326 billion for over 477,000 clients.

Brittany Cheney is a financial advisor at Wells Fargo Clearing with 14 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at LPL Financial, M&T Securities, Inc., and M&T Bank. Outside of her advisory role, she serves as a successor trustee for a family trust and is a commissioned notary in Buffalo, NY. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment management. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.