Justin Gaudino is a CFP® professional with 11 years of industry experience, currently serving as an advisor at ArborStone Financial, LLC. His prior roles include positions at Ameriprise Financial Services, Mayflower Financial Advisors, Private Client Services, Wells Fargo Advisors, and MFS Fund Distributors. Gaudino is also a licensed insurance agent, dedicating a portion of his time to insurance sales and implementation. ArborStone Financial provides discretionary wealth management and investment advisory services to individuals, high-net-worth clients, trusts, and estates. The firm focuses on fundamental analysis and strategic asset allocation, delivering primarily ETF and mutual fund model portfolios alongside tailored portfolio construction, and offers retirement and estate planning support through third-party specialists.

Kyle Gavin is a financial advisor at Merrimack Valley Financial Advisors, Inc. He holds Series 65 and Series 63 licenses and has one year of industry experience. Prior to joining Merrimack Valley Financial Advisors in 2025, he worked for five years at McLarney & Company LLC and completed four years of full-time education at Merrimack College. Merrimack Valley Financial Advisors serves individual and institutional clients, including high-net-worth households and retirement plans, providing discretionary and model portfolio management alongside comprehensive financial planning. The firm emphasizes customized investment strategies based on client objectives and maintains an affiliation with McLarney & Company, LLC, facilitating cross-referrals while following conflict-management procedures.

Vincent Serratore is president and CEO of Heritage Wealth Management and Heritage Financial Group, Inc., with 29 years of experience in the financial industry. He has worked at Coastal Equities, Inc. since 2015 and has been with Heritage Financial Group since 2001. Outside of his advisory roles, he is involved with Bardown Enterprises Ltd, which owns a girls youth hockey team. Heritage Wealth Management provides personalized investment management and consulting to individuals, including high net worth clients, as well as charitable organizations and small businesses. The firm employs proprietary asset-allocation strategies and offers discretionary and non-discretionary account management, integrating investment and insurance services through an affiliated business.

Stephanie Griebel is a CFP® professional with 15 years of industry experience. She has been with Davis Wealth Advisors since 2022, following five years at Resolute Financial, LLC. Davis Wealth Advisors serves individuals, including high net worth clients, as well as pension and profit-sharing plans, providing wealth management, financial planning, and business consulting. The firm utilizes a tailored investment approach incorporating mutual funds, ETFs, fundamental analysis, and modern portfolio theory, and is known for its educational seminar program and ERISA 3(38) fiduciary services.

Harrison Oakes is a financial advisor at Cox Capital Management LLC with five years of industry experience. He holds a Series 65 designation and has previously worked at MFS Investment Management. Cox Capital Management LLC serves individual and high-net-worth clients, trusts, estates, and charitable organizations by providing discretionary portfolio management, financial planning, and consulting services. The firm employs a combination of fundamental, technical, and proprietary quantitative methods with a long-term investment approach.

Jeffrey Williams is a CFP® with 23 years of industry experience and is currently a principal at Fairscale Capital, LLC. He has led Williams Wealth Management, LLC since 2012. Fairscale Capital provides financial planning and portfolio management to individuals, including high net worth clients, as well as banking institutions, non-profits, and business entities. The firm manages approximately $208 million in assets across 177 client relationships, employing diversified, actively managed investment strategies guided by individualized Investment Policy Statements.

Joseph Hosler is a CFA® charterholder with 12 years of industry experience, currently serving as an advisor at Integrity Financial Advisors, LLC since 2021. He also owns Auour Advisory, where he provides strategic consulting services to private and public corporations, advising executives on business models. Integrity Financial Advisors serves individuals, high-net-worth clients, trusts, estates, and charitable organizations by offering portfolio management through third-party managers alongside financial consulting and retirement advice. The firm primarily recommends active, discretionary management via affiliated investment advisers and provides ongoing account monitoring and performance reporting.

Melinda Davis is a CFP® and holds a Series 66 license with 17 years of industry experience. She has worked at Davis Wealth Advisors since 2017 and previously spent four years at Northstar Financial Planning, Inc. Davis Wealth Advisors serves individuals, including high net worth clients, as well as pension and profit-sharing plans, offering wealth management, comprehensive financial planning, and business and pension consulting. The firm employs tailored investment strategies that incorporate mutual funds, ETFs, fundamental analysis, and modern portfolio theory, and is known for its educational seminar program and ERISA 3(38) fiduciary services for employee benefit plans.

Dyllin Moulton is a Series 65-licensed advisor at Fairscale Capital, LLC in Nashua, NH, with 11 years of industry experience, including his tenure at Williams Wealth Management, LLC. He is part of a three-advisor team serving a diverse client base. Fairscale Capital provides financial planning and portfolio management to individuals—including high net worth clients—as well as banking institutions, non-profits, and businesses. The firm implements diversified, actively managed investment strategies guided by individualized Investment Policy Statements and combines fundamental, technical, and cyclical analysis.

William Cox is a financial advisor at Cox Capital Management LLC with 21 years of industry experience. He holds Series 63 and Series 65 designations and has been affiliated with Mason Capital Partners since 2002 and U.S. Securities, International Corp. since 1998. Cox Capital Management LLC serves individual and high-net-worth clients, as well as trusts, estates, and charitable organizations, providing discretionary portfolio management, financial planning, and consulting services. The firm employs a combination of fundamental, technical, and quantitative analysis methods with a long-term investment approach and offers advisory services covering a broad range of asset types, including institutional mutual funds, ETFs, and alternative investments.

Robert Leonard is a CFA charterholder with nine years of industry experience. He has been with Simpson Leonard Investment LLC since 2016. Simpson Investment Counsel provides investment management and general financial advice to individual clients, managing approximately $17.6 million across three client relationships. The firm uses a top-down investment approach, constructing portfolios from stocks, bonds, and mutual funds tailored to client-specific guidelines, and manages accounts primarily on a discretionary basis.

Richard Boretti is a financial advisor at Collaborative Wealth Advisors, LLC in Westford, MA, with 25 years of industry experience. He holds a Series 63 designation and worked at New England Securities from 2000 to 2003. Boretti is also a Certified Public Accountant (CPA). Collaborative Wealth Advisors, LLC provides portfolio management, modular financial planning, and retirement plan advisory services to individuals, including high-net-worth clients, as well as various institutional clients. The firm manages approximately $84 million in discretionary assets and combines investment management with in-house accounting and affiliated insurance services.

Kenneth Doerr is a financial advisor at Auour Investments LLC with 11 years of industry experience. He holds a Series 65 designation and has worked at Keystone Capital Corporation and Auour Advisory LLC since 2014. Auour Investments provides discretionary and non-discretionary investment advisory services to individuals, high-net-worth clients, family offices, trusts, estates, and charitable organizations. The firm uses proprietary asset-allocation models and a multi-factor quantitative framework to guide its investment strategies, combining direct management with broad third-party distribution through sub-advisory and signal service arrangements.

Patrick Xavier is a financial advisor at Davis Wealth Advisors in Salem, NH, holding a Series 65 designation with one year of industry experience. His prior work includes roles at Boston College, Sentinel Group, Align Credit Union, and Wilmington Public Schools. Davis Wealth Advisors serves individuals, including high net worth clients, as well as pension and profit-sharing plans, providing wealth management, comprehensive financial planning, business and pension consulting, and education-oriented services. The firm uses fundamental analysis and modern portfolio theory to tailor investment advice, offers both discretionary and non-discretionary portfolio management, and is known for its educational seminar program and ERISA 3(38) fiduciary services.

Brian Mclarney is a financial advisor with Merrimack Valley Financial Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at Purshe Kaplan Sterling Investments since 2003 and has been with Merrimack Valley Financial Advisors since 1998. In addition, he is president and sole shareholder of McLarney & Company, a CPA firm in Chelmsford, MA. Merrimack Valley Financial Advisors serves individual and institutional clients, including high-net-worth households and pension plans, providing discretionary portfolio management, model portfolio management, pension consulting, and comprehensive financial planning. The firm uses a client-centered process incorporating fundamental, quantitative, and qualitative research with regular portfolio reviews and rebalancing.

Bradford Greenleaf is a CFA® charterholder with nine years of industry experience. He has been with Trinexus Capital, LLC since 2018 and previously worked at Beaconcrest Capital Management from 2014 to 2017. Trinexus Capital provides investment management services to individuals and institutional investors, including family offices, endowments, foundations, and pensions. The firm employs a combination of quantitative and fundamental analysis using proprietary factor models to actively manage equity strategies across various market sectors.

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Kaitlyn O'Neill is a financial advisor with Massachusetts Wealth Management, LLC, holding Series 63 and Series 66 credentials and seven years of industry experience. She previously worked at Barclays Capital Inc and also has experience at the College of the Holy Cross. Massachusetts Wealth Management provides discretionary investment management to individuals, trusts, retirement plans, endowments, and charitable organizations. The firm employs a tactical asset allocation approach with a long-term orientation and constructs customized portfolios typically combining equities, fixed income, and ETFs.

Zachary Gibbons is a financial advisor at Davis Wealth Advisors with two years of industry experience. He holds a Series 65 designation and previously worked at Putnam Investments. His background includes roles outside the financial industry, including four years at Merrimack College and three years at Black Water Grill. Davis Wealth Advisors serves individual clients, high-net-worth households, and employer retirement plans, offering comprehensive wealth management, financial planning, pension consulting, and educational seminars. The firm provides tailored portfolio management, fiduciary services, and assists with securities-backed lines of credit while maintaining an educational program for retirement plan participants.

Jan Hagemeier is a financial advisor at Boston Harbor Investment Management with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Sanford C. Bernstein & Co., LLC and Mitteldeutsche-Hartstein-Industrie AG. Outside of his advisory role, he serves as director of a family road construction and aggregates business in Germany and is CEO of Global Performance Distribution, LLC, which handles UK and European distribution for Boston Harbor. Boston Harbor Investment Management provides discretionary portfolio management to high-net-worth individuals, family offices, and institutional clients, focusing on separately managed accounts of U.S. large-cap equities. The firm uses proprietary quantitative models emphasizing residual earnings to select low-beta stocks and offers various risk-control strategies, operating at a boutique scale with an emphasis on transparency through audited hypothetical back-tested performance.