James Brock Jr. is a Series 63-licensed financial advisor with Equity Services, Inc. in Utica, NY, where he has worked since 2000. He has 34 years of industry experience and also has longstanding roles with National Life of Vermont and his family agency, Jim Brock Agency, Inc. Outside of his advisory work, he serves on the Board of Directors for Friends of Bassett Healthcare Network. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm employs multiple advisory platforms, including third-party managers, and combines long-term strategies with options for shorter-term trading and specialized instruments.

Craig Nelson is a financial advisor with Eagle Strategies (NY Life), holding the ChFC® designation and Series 63 license, with 11 years of industry experience. He has worked at multiple affiliated firms including Crystal Clear Financial Group, Nelson & Strife Financial Group, and New York Life Insurance Company. Nelson also teaches a weekly history class at Utica College. Eagle Strategies serves a diverse range of individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm offers multiple program types tailored to client objectives, focusing primarily on non-discretionary asset management and maintaining fiduciary responsibilities to retirement investors.

Jarrod Perry is a financial advisor at Key Investment Services LLC in New Hartford, NY, holding Series 65 and Series 63 credentials with one year of industry experience. His prior experience includes roles at KeyBank, National Life Group, Equity Services, Inc., Upstate Caring Partners, and Bank of America. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm utilizes a multi-provider platform with discretionary and non-discretionary models, offering custodial and trade execution services alongside ancillary insurance products.

Adam Green is a financial advisor at Kestra Advisory with one year of industry experience. He holds the Series 66 designation and has worked in roles at several firms including Advanced Group Financial Services, Commonwealth Financial Network, and Northwestern Mutual. Outside of advising, he has been involved in fixed insurance sales. Kestra Advisory provides investment advisory and retirement-plan consulting services to a diverse client base, including institutional investors and plan sponsors. The firm offers fiduciary consulting, plan design, benchmarking, and employee education, supporting a range of investment platforms and third-party solutions.

Jason Hall is a financial advisor with Benjamin F. Edwards & Company, Inc. He holds Series 63 and Series 65 licenses and has 29 years of industry experience. His prior roles include positions at Wells Fargo Clearing, RBC Capital Markets, and J. B. Hanauer & Co. Outside of finance, Jason owns and operates Northern Lights LLC, a seasonal aquatic weed harvesting business. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients through more than 500 advisors. The firm offers a range of services including advisory programs, financial planning, retirement plan consulting, and investment management, combining proprietary strategies with third-party models and maintaining an internal trading desk.

John Gaspa IV is a financial advisor with Key Investment Services LLC, holding a Series 66 designation and bringing 11 years of industry experience. His prior roles include positions at Bank of America, Merrill, Edward Jones, and Guggenheim Partners. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor that serves individuals, trusts, estates, small businesses, and institutional clients through financial professionals. The firm offers multiple wrap programs with custodial and trade execution services, utilizing a multi-provider model including Envestnet and third-party managers, and is integrated with KeyCorp affiliates providing a range of advisory and capital markets services.

Mechell Ryan is a financial advisor at Empower Advisory Group with 12 years of industry experience. She holds the Series 63 and Series 65 designations and previously worked at THE Vanguard Group, Inc. for 10 years before joining Empower in 2024. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and focus on long-term portfolio returns, annual rebalancing, and client savings rates.

Kyle Strife is a ChFC® with 15 years of industry experience, currently with Eagle Strategies (NY Life). He has worked in various capacities since 2009, including roles at New York Life Insurance Company and NYLIFE Securities LLC, and operates under the DBA names Nelson & Strife Financial Group and Crystal Clear Financial Group, LLC. Outside of advising, he was involved with Marble Hill Inn from 2002 to 2021. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailoring solutions to client objectives and offers multiple advisory program types within an integrated New York Life structure.

Ashley Kinney is a financial advisor at Citizens Securities, Inc. with nine years of industry experience. She holds a Series 66 designation and has been with Citizens Securities since 2016. Prior to this, she worked at Tuscan Oven for two years. Kinney also serves as a Notary Public. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs as well as brokerage and insurance services. The firm operates a digital advisory program and a Managed Account program, while also functioning as a broker-dealer and insurance agency.

Allan Lallier is a financial advisor at TIAA-CREF with 25 years of industry experience. He holds the Series 63 and Series 66 designations and has been with TIAA-CREF since 2001. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm provides ongoing portfolio management as well as point-in-time planning services and acts as adviser to a donor-advised fund through affiliated services.

Daniel Orcutt is a financial advisor at Ameritas Advisory Services, LLC with 38 years of industry experience. He holds a Series 63 designation and has held roles at Ameritas and related entities since 2012. Orcutt is also president of DCO Insurance Agency Inc, where he sells fixed insurance products and works with business owners to determine appropriate coverage. Ameritas Advisory Services provides investment advisory and planning services to individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm offers a wide range of portfolio management options and financial planning services through multiple program platforms and affiliated entities.

Heather Hawley is a CFP®-certified financial advisor with 19 years of industry experience. She currently works at Kestra Advisory Services LLC and Kestra Investment Services LLC since 2026, following prior roles at Commonwealth Financial Network and Advanced Group Financial Services. Outside of her advisory duties, she serves as a notary public, providing document notarizations for clients at no charge. Kestra Advisory Services provides investment advisory and retirement plan consulting to a wide range of institutional and individual clients. The firm offers services including fiduciary consulting, plan design, employee education, and manages assets across multiple platforms with approximately $79.8 billion under management.

Adam Miller is a financial advisor with VOYA Financial Advisors, Inc. in Utica, NY, holding a Series 63 designation and 28 years of industry experience. He has been with VOYA Financial Advisors and its affiliated firms since 2014. Outside of his advisory role, he is an independent insurance agent focusing on fixed insurance sales. VOYA Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer affiliate of Voya Financial that provides financial planning, portfolio management, unified managed account and wrap programs, third-party money manager access, and retirement-plan advisory services to individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm combines in-house and external strategists with technology-enabled tools to implement investment strategies and manages a significant portion of assets on a non-discretionary basis.

Jeffrey Jones is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 31 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Outside of advising, he is involved in luxury watch collecting and investing through ownership of a related business in Marco Island, Florida. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers both brokerage and advisory solutions and manages approximately $671 billion in assets with over 14,000 advisors.

Nicole Curley is a financial advisor with Morgan Stanley in Utica, NY, holding a Series 66 designation and six years of industry experience. She has been involved with the Stevens-Swan Humane Society since 2010. Morgan Stanley Wealth Management serves individual and institutional clients, offering tailored financial planning and a broad range of advisory programs supported by firm-approved tools and research.

Honorine Wallack is a CFP® professional with 37 years of industry experience, currently serving at Robert W. Baird & Co. since 2018. Prior to joining Baird, she worked at M. Griffith Investment Services, Inc. for six years. She is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which advises individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers financial planning, discretionary and non-discretionary portfolio management, and tailored investment strategies utilizing both in-house and third-party managers.

Robert Watkins is a financial advisor at LPL Financial with 34 years of industry experience. He holds Series 63 and Series 66 licenses and has a long career history including roles at Provident Mutual and Advanced Group Financial Services, where he was also owner of related entities. Outside of advisory work, he owns a tax preparation service and acts as a Notary Public. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, and institutions. The firm offers advisory and brokerage services with a broad range of investment options and technology tools, supported by a large network of advisors and significant assets under management.

Meghan Tracy is a financial advisor with LPL Financial, holding the Series 66 designation. She has one year of industry experience, including prior roles at Morgan Stanley and Arrow Bank National Association. Before entering the financial sector, she worked in various positions such as at Ann Street Liquors and Utica Observer Dispatch. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of investment solutions, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Christopher Belmont is a financial advisor at Edward Jones with 13 years of industry experience. He holds a Series 66 designation and has previously worked at M&T Bank/LPL Financial, Key Investment Services LLC, Cetera, and The College of Saint Rose. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large national network of financial advisors and branch offices.

Jenna Ziarko is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds a Series 66 designation and previously worked at Robert W. Baird and M. Griffith Investment Services, Inc. from 2007 to 2018. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools such as Secular Return Estimates and Monte Carlo simulations to model outcomes.