David Griffith is a financial advisor with Lifemark Securities Corp. in Utica, NY, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked with Lifemark since 2015 and operates his own tax preparation and small business consulting service under D. K. Griffith and Company. Lifemark Securities Corp. provides fee-based investment advisory services and financial planning primarily to individual investors and sponsors of participant-directed retirement plans, utilizing various managed account programs and tailored advice based on risk assessments.

Pierre Duchmann is a Series 65 licensed advisor at Quartz Partners Investment Management with one year of industry experience. Prior to joining Quartz Partners, he has been involved in fuel sales through Silchuk Logistics and property management at Cedar Ridge Apartments. Quartz Partners serves individual investors, retirement plans, institutions, and financial intermediaries, offering model-based investment management with a focus on macro analysis and stock selection across multiple portfolio series.

Jack Talarico is a financial advisor at Quartz Partners Investment Management with a Series 65 designation. He has held roles at Etico and Quartz Partners since 2025, and previously worked at the University at Buffalo, Yahnundasis Golf Club, and the New Hartford school district. Quartz Partners serves individual investors, retirement plans, institutions, and financial intermediaries with model-based investment management, combining top-down macro analysis and bottom-up stock selection across multiple portfolio series. The firm operates multiple branch offices and offers various program sponsorships and model delivery arrangements.

Todd Powers is a financial advisor at Key Investment Services LLC with 7 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked with Equitable Advisors, Axa Advisors, and Symmetry Financial Group. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm offers multiple wrap programs using a multi-provider model that integrates discretionary implementation and third-party strategist portfolios, with a notable affiliation to KeyCorp affiliates offering additional financial services.

James Brock Jr. is a Series 63-licensed financial advisor with Equity Services, Inc. in Utica, NY, where he has worked since 2000. He has 34 years of industry experience and also has longstanding roles with National Life of Vermont and his family agency, Jim Brock Agency, Inc. Outside of his advisory work, he serves on the Board of Directors for Friends of Bassett Healthcare Network. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm employs multiple advisory platforms, including third-party managers, and combines long-term strategies with options for shorter-term trading and specialized instruments.

Christopher Giambrone is a CFP® professional with 29 years of industry experience, currently serving at Commonwealth Financial Network since 2009. He has held roles including course instructor at SUNYIT and the Mohawk Valley Institute for Learning in Retirement, and he acts as a trustee for a non-family trust. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and back-office services, including investment management, compliance, and practice management, with discretionary and customizable portfolio options.

Jennifer Wicks is a financial advisor with Commonwealth Financial Network who holds a Series 65 designation and has nine years of industry experience. Her career includes roles at Savicki Capital, LCL, Americu Credit Union, and Ford, English Financial Group, LLC. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing roughly $212.7 billion in client assets. The firm provides a broad adviser-support platform that includes managed-account programs, access to third-party asset managers, and custody and clearing services.

Brant Ford is a CFP® professional with 19 years of industry experience, currently affiliated with Commonwealth Financial Network since 2006. He is also the owner of Brant W. Ford Consulting Services, LLC. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs, investment management, and practice-management support. The firm offers diverse portfolio construction options and discretionary model portfolios, supported by its Investment Management and Research team.

Craig Nelson is a financial advisor with Eagle Strategies (NY Life), holding the ChFC® designation and Series 63 license, with 11 years of industry experience. He has worked at multiple affiliated firms including Crystal Clear Financial Group, Nelson & Strife Financial Group, and New York Life Insurance Company. Nelson also teaches a weekly history class at Utica College. Eagle Strategies serves a diverse range of individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm offers multiple program types tailored to client objectives, focusing primarily on non-discretionary asset management and maintaining fiduciary responsibilities to retirement investors.

Jarrod Perry is a financial advisor at Key Investment Services LLC with one year of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at National Life Group, Equity Services, Inc., Upstate Caring Partners, and Bank of America. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor that serves individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm offers model-based advisory products and portfolio management with custodial and trade execution services, operating a multi-provider platform that includes discretionary implementation and third-party strategist portfolios.

Adam Green is a financial advisor at Kestra Advisory with one year of industry experience. He holds the Series 66 designation and has worked in roles at several firms including Advanced Group Financial Services, Commonwealth Financial Network, and Northwestern Mutual. Outside of advising, he has been involved in fixed insurance sales. Kestra Advisory provides investment advisory and retirement-plan consulting services to a diverse client base, including institutional investors and plan sponsors. The firm offers fiduciary consulting, plan design, benchmarking, and employee education, supporting a range of investment platforms and third-party solutions.

Janice Williams is a CFA® charterholder with 37 years of industry experience. She is currently affiliated with Commonwealth Financial Network and Advanced Group Financial Services, where she serves as Secretary/Treasurer. Her prior experience includes roles at Royal Alliance Associates, Cadaret, Grant & Co., and other financial firms. Outside of her advisory work, she serves as an election inspector for the Oneida County Board of Elections. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients. The firm offers a range of advisory programs and services, including discretionary model portfolios and personalized investment solutions, while providing operational, compliance, and practice-management support.

Dennis Coughlin is a CFP® professional with 29 years of industry experience, currently affiliated with Commonwealth Financial Network since 2009. He is also a co-owner of Coughlin Giambrone, LLC, a securities practice. Outside of his advisory work, he teaches retirement planning courses at SUNY Institute of Technology and serves as a trustee for multiple trusts. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients. The firm offers a range of advisory programs and services, combining technology, investment management, and compliance support while allowing advisors discretion in portfolio construction.

John Gaspa IV is a financial advisor with Key Investment Services LLC, holding a Series 66 designation and bringing 11 years of industry experience. His prior roles include positions at Bank of America, Merrill, Edward Jones, and Guggenheim Partners. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor that serves individuals, trusts, estates, small businesses, and institutional clients through financial professionals. The firm offers multiple wrap programs with custodial and trade execution services, utilizing a multi-provider model including Envestnet and third-party managers, and is integrated with KeyCorp affiliates providing a range of advisory and capital markets services.

Mechell Ryan is a financial advisor at Empower Advisory Group with 12 years of industry experience. She holds the Series 63 and Series 65 designations and previously worked at THE Vanguard Group, Inc. for 10 years before joining Empower in 2024. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and focus on long-term portfolio returns, annual rebalancing, and client savings rates.

Kyle Strife is a ChFC® with 15 years of industry experience, currently with Eagle Strategies (NY Life). He has worked in various capacities since 2009, including roles at New York Life Insurance Company and NYLIFE Securities LLC, and operates under the DBA names Nelson & Strife Financial Group and Crystal Clear Financial Group, LLC. Outside of advising, he was involved with Marble Hill Inn from 2002 to 2021. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailoring solutions to client objectives and offers multiple advisory program types within an integrated New York Life structure.

Ashley Kinney is a financial advisor at Citizens Securities, Inc. with nine years of industry experience. She holds a Series 66 designation and has been with Citizens Securities since 2016. Prior to this, she worked at Tuscan Oven for two years. Kinney also serves as a Notary Public. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs as well as brokerage and insurance services. The firm operates a digital advisory program and a Managed Account program, while also functioning as a broker-dealer and insurance agency.

Ronald Labella is a Series 63 licensed financial advisor with 31 years of industry experience. He has been with Lincoln Investment Planning, Inc. since 1994 and has concurrently worked at Utica College since 1982. Outside of his advisory work, he owns R&D Enterprises, a computer consulting business advising clients on computer problems and procedures. Lincoln Investment Planning, LLC is a large enterprise advisory and broker-dealer serving a diverse client base including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, portfolio management, and access to third-party managers, supported by an in-house Investment Management & Research team that constructs model portfolios and adaptive strategies.

Randall Savicki is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 24 years of industry experience. His work history includes positions at Ford, English Financial Group, LLC, Lifemark Securities Corp., and Americu Credit Union, as well as ownership of Savicki Capital LLC, a private entity for securities, advisory, and insurance business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and their clients. The firm provides a broad adviser-support platform that includes managed-account programs, access to third-party asset managers, retirement and plan consulting, and custody and clearing services.

Allan Lallier is a financial advisor at TIAA-CREF with 25 years of industry experience. He holds the Series 63 and Series 66 designations and has been with TIAA-CREF since 2001. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm provides ongoing portfolio management as well as point-in-time planning services and acts as adviser to a donor-advised fund through affiliated services.