Quinten Perez is a financial advisor at Hantz Financial Services, Inc. with one year of industry experience. He holds a Series 66 designation and has held positions in both financial services and healthcare organizations. Hantz Financial Services, Inc. serves a diverse client base including individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm offers financial planning and portfolio management through ETF-based model portfolios and third-party money managers, combining advisory and broker-dealer activities alongside mortgage and insurance product sales.

Timothy Lemke is a financial advisor with Hantz Financial Services, Inc. in Midland, MI, holding Series 63 and Series 65 licenses and 28 years of industry experience with the firm. Outside of his advisory role, he is involved in the sales and distribution of health supplements, serves as Treasurer and performer for a local nonprofit Christmas production, and mentors students in a school robotics program. Hantz Financial Services, Inc. serves individual, pension, charitable, corporate, and business clients, offering financial planning and wealth management primarily through ETF-based model portfolios across five risk levels. The firm combines advisory, brokerage, mortgage, and insurance services and utilizes technology partnerships for Direct Indexing, AI-assisted data aggregation, and retirement plan consulting.

Joshua Funsch is a CFP® with 23 years of experience, currently serving at Hantz Financial Services, Inc. in Saginaw, MI since 2003. He holds Series 63 and Series 65 licenses. Hantz Financial Services, Inc. serves individual clients, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm uses ETF-based model portfolios combined with third-party managers and technology-driven solutions to provide financial planning, portfolio management, and retirement plan consulting.

Starrlin Heuschele is a financial advisor at Hantz Financial Services, Inc. with two years of industry experience and holds a Series 66 designation. Prior to joining Hantz, he worked in various roles including at Sams Club and Links of Novi, and attended Central Michigan University. Hantz Financial Services serves a diverse clientele including individual investors, high-net-worth households, pension and profit-sharing plans, and business owners. The firm specializes in financial planning and portfolio management through ETF-based model portfolios and third-party strategies, combining advisory, brokerage, mortgage, and insurance services within an enterprise structure.

Ryan Neil is a financial advisor at Hantz Financial Services, Inc. with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Hantz Financial Services since 2000. Outside of his advisory work, Neil serves as an officer and director for Nouvel Catholic Central Elementary Athletics, assisting with budgeting for athletic programs. Hantz Financial Services serves individual clients, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm offers financial planning and wealth management primarily through ETF-based model portfolios and third-party managers, integrating technology and diverse product lines including advisory, brokerage, mortgage, and insurance services.

Caleb Owens is a Series 66-licensed advisor with Hantz Financial Services, Inc. in Midland, MI. He joined the firm in 2025 and has prior experience with Owens Outdoor Services LLC and educational roles at Cornerstone University and Skeels Christian School. Hantz Financial Services, Inc. serves a diverse client base including individuals, pension plans, and businesses, offering financial planning and wealth management primarily through ETF-based model portfolios across multiple risk levels. The firm integrates advisory, brokerage, mortgage, and insurance services and employs technology-driven solutions such as AI-assisted data aggregation and automated tax-loss harvesting.

Jayson Sacco is a financial advisor with Schwab Wealth Advisory, Inc. He holds Series 63, 65, and 66 licenses and has 25 years of industry experience. His prior roles include positions at Charles Schwab & Co., Ameriprise Financial Services, Fidelity Investments, and USAA Group. Outside of his advisory work, he hosts a weekly podcast focused on axial spondyloarthritis and writes fiction books. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary advice, financial planning, and wealth management consultations. The firm’s approach uses Charles Schwab’s asset-allocation models and research tools, with client-directed trade execution and at-least-annual reviews tailored to individual goals and risk tolerance.

Eric Sowatsky is a financial advisor at Cetera Planning Partners with three years of industry experience and holds the PFS™ designation. Prior to joining Cetera Planning Partners, he worked at Avantax Planning Partners, Inc. He is also involved as a shareholder in Yeo & Yeo, P.C., a CPA firm offering accounting, tax planning, and business consulting services, where he serves as a principal and heads the Saginaw tax department. Additionally, he participates as a Grain Committee member with the Michigan Agribusiness Association. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees, providing investment management, comprehensive financial planning, and retirement-related advice. The firm’s investment process centers on diversified allocations of mutual funds and ETFs tailored to client objectives and risk tolerance, with ancillary services including tax planning, bookkeeping, payroll support, and estate planning through a third-party provider.

Kathleen Woods is a financial advisor with Wealth Enhancement Advisory Services, LLC in Bay City, MI. She holds a Series 66 designation and has 14 years of industry experience. Her prior firms include Raymond James Financial Services and Benjamin F. Edwards & Company, Inc. Outside of her advisory role, she is involved with Seung Ni Fit Club, a fitness business. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified investment approach blending passive and active management, supported by an internal Investment Committee.

Kyle Jahnke is a CFP® professional with four years of industry experience, currently with Wealth Enhancement Advisory Services, LLC. Prior to joining Wealth Enhancement, he worked at Cambridge Investment Research Advisors, Inc. and The Dow Chemical Company. Outside of his advisory work, Jahnke serves as secretary for Holy Cross Lutheran Church and treasurer for the Valley Lutheran High School Foundation, both volunteer roles in his community. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified investment approach blending passive and active strategies overseen by an internal Investment Committee.

Noah Tesoro is a CFP® and Series 66-licensed financial advisor at Hantz Financial Services, Inc. in Bay City, MI, with nine years of industry experience. He has been with Hantz Financial Services since 2017 and previously worked at Saginaw Valley State University and Delta College Fitness & Recreation. Hantz Financial Services, Inc. serves a diverse clientele including individual, high-net-worth, pension, charitable, corporate, and business owner clients. The firm provides financial planning, portfolio and wealth management primarily through ETF-based model portfolios supplemented by third-party managers, using an asset-allocation framework with periodic rebalancing and automated tax-loss harvesting where applicable.

Nicholas Toth is a financial advisor at Hantz Financial Services, Inc. in Bay City, MI, with six years of industry experience. He holds the Series 66 designation and has worked at Hantz Financial Services since 2019. His background includes positions at Quicken Loans and Kasco Construction, as well as experience at Grand Valley State University. Hantz Financial Services serves a diverse client base including individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm utilizes ETF-based model portfolios supplemented by third-party money managers and employs a combination of advisory, brokerage, mortgage, and insurance services.

Jody Komyathy is a financial advisor with Empower Advisory Group, holding Series 65 and Series 66 licenses and bringing 24 years of industry experience. His prior roles include positions at GWFS Equities, Advised Assets Groups, Cetera Advisor Networks, Turner Boelher and Associates, Voya Financial Advisors, CoreCap Investments, and Mannor Financial Group. He serves on the board of Underground Railroad, a nonprofit organization providing emergency shelter services to victims of domestic violence. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering integrated services tied to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and client savings rates in its planning approach and serves a large participant base relative to its advisor headcount.

Alycia Hovey is a financial advisor at Hantz Financial Services, Inc. She holds a Series 65 designation and has three years of industry experience. Her prior work experience includes roles at RFM Group and Dension Financial, as well as positions at Central Michigan University and Grand Valley University. Hantz Financial Services, Inc. serves a diverse client base including individuals, pension plans, charities, corporations, and business owners. The firm emphasizes ETF-based model portfolios across multiple risk levels, incorporating third-party money managers and technology-driven solutions such as automated tax-loss harvesting and AI-assisted data aggregation.

Benjamin Dembowski is a financial advisor at Hantz Financial Services, Inc. in Midland, MI, holding a Series 66 designation with two years of industry experience. Prior to joining Hantz Financial Services in 2023, he worked at Delta College for six years and at Darden Restaurants for eight years. Hantz Financial Services serves a diverse client base including individuals, pension plans, charitable organizations, and business owners, offering financial planning, portfolio management, and retirement consulting. The firm uses ETF-based model portfolios across five risk levels, supplemented by third-party managers and technology-enabled solutions such as Direct Indexing and automated tax-loss harvesting.

Jonathan Hansen is a financial advisor at Fifth Third Securities, Inc. in Midland, MI, holding Series 63 and Series 65 licenses with 23 years of industry experience. He has been with Fifth Third Securities since 2008 and has worked at Fifth Third since 2007. Fifth Third Securities provides brokerage and investment advisory services to individuals, charitable organizations, corporate clients, and institutional investors through its Passageway Managed Account Program. The firm offers multiple discretionary managed-account options, including advisor-directed models and separately managed accounts, and is notable for its combination of municipal-advisor registration and affiliation with Fifth Third Bank.

Samuel Brushaber is a financial advisor with Hantz Financial Services, Inc. in Saginaw, MI. He holds the Series 66 designation and has eight years of industry experience, including roles at Chemical Bank and Albion College prior to joining Hantz Financial Services in 2017. Hantz Financial Services serves a diverse client base including individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm utilizes ETF-based model portfolios across multiple risk levels, supplemented by third-party money managers and unified managed accounts, and combines advisory services with mortgage and insurance product offerings.

Luke Suminski is a financial advisor at AE Wealth Management, LLC with 11 years of industry experience. He holds Series 63 and Series 66 credentials. Prior to joining AE Wealth Management in 2023, he worked at Oppenheimer & Co and Thrivent Financial. Outside of his advisory role, he is involved in several community organizations, including serving as past president of Muth United FC, a sports promoting group, and holding leadership positions with Ascension St. Mary’s Foundation and the Frankenmuth City Economic Development Company. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base including individuals, corporations, trusts, and ERISA plan sponsors. The firm utilizes discretionary model portfolios and a variety of investment strategies, serving approximately 127,000 clients with a platform approach that emphasizes standardized models and broad product access.

Scott Hall is a financial advisor at Hantz Financial Services, Inc. in Midland, MI, with 23 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Hantz Financial Services since 2002. Outside of his advisory role, he prepares tax returns for friends and family during the tax season. Hantz Financial Services, Inc. serves a diverse client base including individuals, high-net-worth households, pension plans, charitable organizations, and business owners. The firm offers financial planning and wealth management primarily through ETF-based model portfolios across multiple risk levels, supplemented by third-party managers and Direct Indexing, and combines advisory services with mortgage and insurance product sales as well as private fund management.

Gage Chapin is a financial advisor at Hantz Financial Services, Inc. He holds the Series 66 designation and began his advisory career in 2024. Prior to joining Hantz, he was affiliated with Northwood University and Bullock Creek High School. Hantz Financial Services serves individual clients, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm employs ETF-based model portfolios across multiple risk levels and integrates third-party money managers and Direct Indexing, combining advisory, brokerage, mortgage, and insurance services.