Megan Hand is a CFP®-certified financial advisor with Equity Services, Inc. in Colchester, VT, where she has worked since 2020. She has seven years of experience with National Life Group from 2012 to 2019 and continues to be associated with them. Outside of her advisory work, she serves as a volunteer finance committee member for Blessed Sacrament Parish and is secretary and board member for Stowe Youth Baseball. Equity Services, Inc., doing business as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans through a range of advisory platforms and a network of investment adviser representatives.

Aaron Gaines is a CFP®-certified financial advisor at Equity Services, Inc. with four years of industry experience. He has worked at Equity Services since 2022 and also holds a position at Landmark Financial. Outside of his advisory roles, Gaines is involved in his community as a member of the Greater Vergennes Rotary and coaches men's soccer for Addison United Soccer. Equity Services, Inc. (dba ESI Financial Advisors) provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, utilizing third-party asset managers and model portfolios, and combines long-term strategies with options for shorter-term trading and specialized instruments.

Michael Castillo is a CFP® professional with 24 years of industry experience. He has been with Equity Services, Inc. since 2003 and has also worked with National Life Group since 2001. Outside of his advisory roles, he serves on the board of a local homeless shelter and has leadership roles in Cub Scouts. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to a diverse client base including individuals, corporations, and charitable organizations. The firm offers multiple advisory platforms combining long-term strategies with options for short-term trading and utilizes third-party asset managers and model portfolios.

Christopher Mingone is a financial advisor at Citizens Securities, Inc. with four years of industry experience. He holds the Series 66 designation and previously worked at Equitable Advisors and Dealer.com. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering both investment advisory programs and brokerage and insurance services. The firm provides a digital advisory program alongside managed accounts and operates as a broker-dealer and insurance agency.

Michelle Lawrence is a financial advisor at Equity Services, Inc. with 23 years of industry experience. She holds the PFS™ designation along with Series 63 and Series 66 licenses. Ms. Lawrence has worked at National Life of Vermont and Equity Services since 2002. Outside of her advisory role, she is involved in tax preparation and serves on the finance committee at Northwestern Medical Center, as well as the audit committee for Vermont Catholic Charities. Equity Services, Inc., doing business as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm combines long-term investment strategies with third-party asset managers and model portfolios, offering both discretionary and non-discretionary account management.

Christopher Saras is a financial advisor at Equity Services, Inc. with 28 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at Equity Services and National Life Group since 2014. Outside of finance, he serves as a rugby referee with the New England Rugby Referees Society. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, often utilizing third-party asset managers and model portfolios, and serves both discretionary and non-discretionary client needs.

James Cohen is a financial advisor with Eagle Strategies (NY Life) located in Colchester, VT. He holds Series 63 and Series 66 licenses and has 24 years of industry experience, including roles at New York Life Insurance Company and Hadley Financial Group. He also operates JCOHEN FINANCIAL, brokering non-registered insurance products, and serves on the board of the Greater Burlington YMCA, contributing to its Leadership and Governance Team and Finance committee. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types tailored to client objectives and manages a primarily non-discretionary asset base within an integrated New York Life affiliate structure.

Jeremy Spencer is a financial advisor at Key Investment Services LLC with nine years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Foundations Investment Advisors and Transamerica Financial Advisors. Spencer has served in the Ohio Army National Guard for over two decades in a leadership role. In addition to his advisory work, he is an artist and designer, owning Above the Snow Line LLC. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients. The firm utilizes a multi-provider model combining discretionary implementation and third-party manager strategies, with integrated services through KeyCorp affiliates.

Patrick McGinn is a financial advisor with Independent Financial Partners, holding Series 63 and Series 65 credentials and 41 years of industry experience. His prior roles include 15 years at Key Investment Services LLC and current positions at Independent Financial Partners and IFP Securities LLC since 2020. Outside of advising, he is co-owner of Valcour Vista LLC, a short-term rental property in Plattsburgh, NY. Independent Financial Partners is a nationwide advisory firm with a multi-advisor platform serving individual, charitable, corporate, and high-net-worth clients. The firm offers a decentralized investment model with both discretionary and non-discretionary options and is noted for its retirement-plan advisory and pension consulting services.

Hannah Provost is a CFP® professional at Commonwealth Financial Network with 11 years of industry experience. She has held roles at Securities America Advisors, OSAIC, and is currently co-owner of Lomanto & Company, LLC, a private entity facilitating securities, advisory, and insurance business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing over $212 billion in client assets. The firm offers a broad adviser-support platform including managed-account programs, access to third-party asset managers, and custody services.

William Hinman Jr. is a financial advisor at Equity Services, Inc. with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Equity Services since 1997. In addition to his advisory role, Hinman serves as vice president of The Vermont Agency Foundation, a nonprofit supporting local organizations for children. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms and often utilizes third-party asset managers and model portfolios, combining long-term strategies with options for shorter-term trading and specialized instruments.

Jo Ann Thibault is a financial advisor at Equity Services, Inc. in Colchester, VT, with 18 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Equity Services since 2007. Outside of her advisory role, she owns and operates Barnyard Farm Stand, a local vegetable growing and stand business. Equity Services, Inc., doing business as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms and frequently uses third-party asset managers and model portfolios, combining long-term investment strategies with options for shorter-term trading.

Jason Jeffers is a financial advisor with Equity Services, Inc. in Colchester, VT, holding Series 63 and Series 65 credentials and 28 years of industry experience. His prior firms include National Life Group, LPL Financial, and People's United Advisors. Outside of his advisory role, he is the owner of J&S Wealth Advisors, a consulting business focused on non-financial services. Equity Services, Inc., also known as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms using third-party asset managers and model portfolios, combining long-term strategies with options for shorter-term trading and specialized instruments.

Vincent Guy is a financial advisor with Valic Financial Advisors in Winooski, Vermont, holding a Series 66 designation and 21 years of industry experience. He has worked at Valic Financial Advisors since 2006 and previously spent a year at Morgan Stanley DW Inc. Outside of his advisory role, he is a partner at Combat Fitness LLP, where he teaches martial arts classes and coordinates volunteer coaches, and he serves as an assistant coach for the University of Vermont’s Brazilian Jiu Jitsu/Judo/MMA clubs. Valic Financial Advisors primarily serves U.S. individuals, including high net worth clients and employer-sponsored retirement participants, offering portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors.

Karina Tarte is a financial advisor at Equity Services, Inc. with Series 63 and Series 65 licenses. She has one year of industry experience and prior work history spanning roles at National Life, M&T Bank, and the Fire & Ice Restaurant. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms that combine long-term strategies with options for shorter-term trading, utilizing a network of third-party asset managers and model portfolios.

Andrew Lomanto is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 24 years of industry experience. He has worked at firms including Securities America Advisors and HSBC Securities (USA) Inc., and is co-owner of Lomanto & Company, LLC, which facilitates securities, advisory, and insurance business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing roughly $212.7 billion in client assets. The firm provides a broad adviser-support platform with discretionary and nondiscretionary managed account programs, access to third-party asset managers, and custodial and back-office services.

Ian Brockhouse is a financial advisor at Sanctuary Advisors, LLC with nine years of industry experience. He holds the Series 66 designation and has worked at firms including Morgan Stanley and Raymond James Financial Services prior to joining Sanctuary Advisors. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension plans, trusts, estates, and charitable organizations. The firm supports a network of over 400 independent advisers and offers portfolio management, financial planning, retirement consulting, and access to various managed account platforms, employing a range of analytical approaches and acting as a fiduciary under written agreements.

Brady Boulrice is a financial advisor with Commonwealth Financial Network holding a Series 66 designation and beginning his career in the financial industry. His prior work experience includes positions at Boulrice & Wood CPAs, PC, Lomanto Provost Financial Advisors, and community involvement with the Altona Fire District. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and hundreds of thousands of clients. The firm provides a broad platform including managed-account programs, third-party asset manager access, retirement consulting, and custody services.

Daniel Streeter is a financial advisor at Equity Services, Inc. with 20 years of industry experience. He holds the PFS™ designation and Series 66 license and has been with Equity Services since 2006. Outside of his advisory role, he operates a consulting firm providing services to individuals and business owners and serves as president of several consulting and insurance advisory ventures. Equity Services, Inc., operating as ESI Financial Advisors, offers financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm employs multiple advisory platforms, including third-party asset managers and model portfolios, combining long-term strategies with options for shorter-term trading and specialized instruments.

Kaden Baugh is a financial advisor at Commonwealth Financial Network and holds a Series 66 designation. He is based in Plattsburgh, NY, and is at the beginning of his career in the financial industry. Outside of advising, he has experience as a New York State high school basketball official. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing roughly $212.7 billion in client assets. The firm offers a broad adviser-support platform with discretionary and nondiscretionary managed-account programs, access to third-party asset managers, and a range of investment options including mutual funds, ETFs, and individual securities.