Kirsten Ismail is a CFP® with 29 years of industry experience, currently serving as a financial advisor at UBS Financial Services since 2009. She is based in Bangor, ME, and holds Series 63 and Series 65 licenses. Outside of her advisory role, Ismail serves on the Investment Committee of the local YMCA, where she reviews portfolio performance and makes recommendations for the foundation and endowment portfolios. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, leveraging proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances. The firm combines wealth management services with institutional trading capabilities and offers a wide range of financial products and capital markets services.

Joel West is a financial advisor at Raymond James Financial with 23 years of industry experience. He holds a Series 66 designation and has been affiliated with Raymond James Financial Services since 2003. West serves as a finance and investment committee member for the nonprofit Anah Shriners. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm uses tailored, non-discretionary planning and consulting with analytical tools to support client goals and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Jay Deane is a financial advisor with Ameriprise in Carmel, ME, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of advisory work, he is co-owner of JDH LLC, a business that owns the building housing his office in Bangor, ME. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, providing customized recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm combines centralized consulting with personalized advice and offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Christopher Shelton is a financial advisor at Wells Fargo Advisors with 11 years of industry experience. He holds Series 63 and Series 65 credentials. His prior experience includes roles at Morgan Stanley Wealth Management and its Private Bank, Cetera, and First National Wealth Management. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including niche areas such as business-owner transition, sports and entertainment, special-needs, and divorce planning, supported by Wells Fargo research and planning tools.

Patricia Freiwald is a CFP® professional with 14 years of industry experience. She is currently with LPL Financial and has previously worked at CUNA Brokerage Services, CUNA Mutual Group, and TIAA-CREF. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Timothy Haugh is a financial advisor at LPL Financial with five years of industry experience. He previously worked at Alterity Financial Group and H&R Block. Outside of his advisory role, he was involved with Geoff's Superlative Sandwiches for four years. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with advice delivered primarily through investment adviser representatives.

Justin Harlan is a financial advisor with Ameriprise in Bangor, ME, holding a Series 66 designation and 15 years of industry experience. He has been with Ameriprise and its affiliated entities since 2008. Outside of his advisory role, Harlan serves on the Board of Directors for the Franklin Great Pond Association. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service, providing tailored retirement-income planning advice based on proprietary research, third-party data, and algorithmic tools.

Michael Tuell is a financial advisor with Ameriprise Financial Services LLC, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His prior roles include positions at Financial Advocates Investment Management and LPL Financial. Outside of his advisory work, he serves as a college hockey TV analyst at the University of Maine’s Alfond Arena. Ameriprise provides a retirement-income planning service targeted at individuals nearing or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm also offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Mario Thyer is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has worked with Wells Fargo entities since 2009 in various roles. Thyer is also a principal owner of Hat Trick Associates LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients with investment and fee-based financial planning services. The firm offers a broad range of planning services tailored to clients meeting certain net-worth criteria and integrates advisory services with other financial products and referral channels.

Alan Miller is a financial advisor at Wells Fargo Advisors with 43 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at various Wells Fargo entities since 2009. Outside of his advisory role, he is a flight instructor and co-owner of aviation-related businesses in Bangor, Maine. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services using proprietary research and tools, with an emphasis on discrete engagements tailored to client needs.

Matthew Nye is a financial advisor with Cetera in Bangor, ME, holding the Series 63 and Series 65 designations and has 22 years of industry experience. His prior roles include positions at Avantax Insurance Agency and Avantax Advisory Services, as well as operating his own tax preparation and financial services businesses. Outside of advising, he serves as Treasurer and Comptroller for Bangor Youth Football and is Vice President of TMATT Inc., a tax preparation and accounting firm. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, employer-sponsored retirement plans, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Donald Hagstrom is a financial advisor with Ameriprise, holding Series 63 and Series 66 credentials and possessing 28 years of industry experience. He has worked at Ameriprise and its affiliates since 2005. Outside of advising, he is a shareholder in JDH, LLC, an entity established to purchase an office building in the future. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored, written recommendation reports and ongoing planning advice focused on retirement income and tax-aware withdrawal strategies.

Aram Khavari is a financial advisor with Morgan Stanley in Bangor, Maine, holding Series 63 and Series 66 credentials and offering 28 years of industry experience. He has been with Morgan Stanley Private Bank since 2015 and with Morgan Stanley Smith Barney since 2009. Outside of his advisory role, Khavari serves as Finance Committee Chair and Vice Chair of the Board for the Northern Light Health Foundation and is also a drummer in the local band OneSixtyOne. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to both individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and offers services through its network of Financial Advisors and specialized planning groups.

Jeffrey Russell is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and bringing 17 years of industry experience. He has been with Cambridge since 2014. Outside of his advisory role, he serves on multiple nonprofit boards, including CAMP Capella, Bangor Humane Society, and the George and Sara Stern Foundation. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through independent financial professionals, utilizing a range of portfolio management and model-based strategies tailored to client objectives.

Jane Hewes is a financial advisor at RBC Capital Markets with 20 years of industry experience. She holds a Series 66 designation and has been with RBC Capital Markets Corporation since 2008. Outside of her advisory work, she is an officer at Hewes Custom Fiberglass, a boat repair and building business. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension plans, corporations, and charitable organizations, offering a range of advisory programs with tailored investment strategies implemented through a mix of in-house and third-party managers.

Jillian Thomas is a financial advisor with Ameriprise in Bangor, ME, holding Series 65 and Series 63 licenses and three years of industry experience. She previously worked at LPL Financial and Learfield. Thomas is involved in independent insurance brokering, including Medicare supplement plans and health insurance with providers such as Aetna and Anthem Blue Cross and Blue Shield. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides annual retirement income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Samantha Becker is a financial advisor at Morgan Stanley with 37 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley and its affiliates since 2009, including her current role at Morgan Stanley Private Bank, N.A. She is based in Bangor, Maine. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that uses structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Michael Perry is a financial advisor with LPL Financial in Bangor, ME, holding Series 63 and Series 65 licenses and having 17 years of industry experience. His prior roles include positions at OSAIC, Ameriprise Financial Services, and Key Investment Services. He is also an insurance agent and serves as a financial advisor for Varney Retirement Services, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, portfolio programs, third-party asset management, and institutional platforms, supporting advisors with research tools and a breadth of financial products alongside its advisory services.

Jevon Owens is a financial advisor at RBC Capital Markets with 19 years of industry experience. He holds a Series 66 designation and has been with RBC Capital Markets since 2016. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients' risk profiles through a mix of in-house and third-party managers and investment options.

Jason Roy is a financial advisor with Cetera, holding a Series 66 credential and 18 years of industry experience. He is also a partner at Roy & Associates, CPA’s, a firm providing financial services since 1995, and owner of R&A Wealth Management, LLC, which he has operated since 2008. His work history includes roles at Avantax and 1st Global firms. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform, utilizing both affiliated and third-party managers across discretionary and non-discretionary program structures.