Jon Kempner is a CFP®-certified financial advisor with Morgan Stanley in Morristown, NJ, bringing 28 years of industry experience. He has previously worked at Bank of America and Merrill, and he is currently affiliated with Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of his advisory role, he is the sole proprietor of a real estate business in Florham Park, New Jersey. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, offering tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services through a combination of direct financial advising and corporate financial planning agreements.

Heidi Wohlleb is a Series 66 licensed financial advisor with 18 years of industry experience. She currently works at Cetera and has prior experience at Avantax Advisory Services, 1st Global Advisors, Inc., and Nisivoccia & Company, LLP, where she has been active since 1989. In addition to her advisory role, she is involved with several related financial services entities, including serving as an advisor at Nisivoccia & Company, LLC and owning Wealthspring Financial Partners LLC. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform, with access to both affiliated and third-party managers and various program structures.

John Alex is a financial advisor at Morgan Stanley with 36 years of industry experience. He has held various roles within Morgan Stanley since 2011, including positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. He holds the Series 63 and Series 65 designations. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides financial planning services that emphasize structured discovery and modeling outcomes without individual security recommendations.

Suzanne Orsulak is a financial advisor at Morgan Stanley with 28 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Morgan Stanley and its affiliated entities since 2009. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning. The firm employs a structured planning process that utilizes firm-approved tools and models to help clients develop financial plans, while generally acting in an advisory capacity without providing individual security recommendations as part of standalone planning.

Michael Pett is a financial advisor with Wells Fargo Clearing in Succasunna, NJ, holding Series 63 and Series 65 credentials and with 28 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm employs over 14,000 advisors and manages approximately $671 billion in assets, offering both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Meredith Tierney is a Series 66-registered financial advisor with Morgan Stanley in Morristown, NJ, with 10 years of industry experience. She has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning and manages approximately $2.74 trillion in client assets.

Joan Brock is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 66 credentials and bringing 27 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and has been with Citigroup Global Markets since 1998. Outside of her advisory role, she has ownership in a rental property in Montague, NJ. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Michael Staufenberger is a CERTIFIED FINANCIAL PLANNER™ with 10 years of industry experience. He has worked at STIFEL since 2022 and previously spent six years at The Vanguard Group, Inc. in various roles. STIFEL serves a wide range of clients including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach includes proprietary asset allocation and planning methodologies developed by its Investment Strategy Group, supporting client decision-making across multiple financial areas.

Erik Beiermeister is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds the CFP® and Series 66 designations. His career includes tenures at Bank of America and Merrill Lynch, in addition to his roles at Morgan Stanley since 2020. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutions, providing tailored financial planning services supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers planning through its Financial Advisors and Estate Planning Strategies Group.

Mark Ballestero is a CFP®-credentialed financial advisor with 33 years of industry experience. He is currently with Morgan Stanley, having previously worked at Merrill and Bank of America. His current roles include positions at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management offers advisory programs and tailored financial planning to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and market modeling techniques.

Steven Christensen is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 65 licenses and having 37 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with various advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Stephanie Ashley is a financial advisor at Morgan Stanley with 23 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Morgan Stanley since 2017. Prior to joining Morgan Stanley, she was not employed for one year. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets.

Christopher Maffei is a financial advisor with Morgan Stanley in Morristown, NJ. He holds a Series 66 designation and has nine years of industry experience, including roles at Morgan Stanley Private Bank and involvement with Villanova University Athletics. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools as part of its financial planning process.

Lindsay Conte is a financial advisor at Morgan Stanley in Morristown, NJ, holding Series 63 and Series 65 designations with 22 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Outside of her advisory role, Lindsay is involved as an instructor at Sweat Hot Yoga Studio in Chester, New Jersey. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, focusing on tailored financial planning and managing approximately $2.74 trillion in client assets.

Mark Harwanko is a financial advisor at OSAIC with 42 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Ic Advisory Services Inc and The Investment Center Inc for 14 years each. In addition to his advisory role, he serves as president of Black River Financial, LLC, which advises clients on insurance and annuities. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to various managed account solutions. The firm employs asset-allocation tools and risk assessments to construct diversified portfolios incorporating multiple asset classes, with accounts managed on either a discretionary or non-discretionary basis.

Alfonso Pena is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63, 65, and 66 licenses and bringing 27 years of industry experience. He has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to both individual and institutional clients, offering tailored financial planning and a wide range of investment services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and proprietary modeling techniques as part of its advisory process.

George Grow is a financial advisor with Equitable Advisors in Washington, NJ, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has been with Equitable Advisors since 1999 and previously worked at Axa Advisors, LLC for 21 years. Outside of his advisory role, he is involved in an insurance brokerage business. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage channels tailored to client goals and risk tolerance.

Jon Mcaleney is a financial advisor at Osaic Wealth with 40 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at IC Advisory Services Inc and The Investment Center Inc for 14 years. Outside of his advisory role, he owns McAleney Wealth Management, a DBA for securities, and is involved in a business networking group called Tip Master that exchanges business ideas. Osaic Wealth serves a wide range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage and investment advisory services. The firm employs asset-allocation tools and automated rebalancing for portfolio construction and supports various managed-account solutions, operating with a complex corporate structure and multiple third-party commercial arrangements.

Ian Baird is a financial advisor at Cambridge Investment Research Advisors with 15 years of industry experience. He holds a Series 66 designation and previously worked at Commonwealth Financial Network. He is also involved with Elefant Financial, where he functions as an Investment Advisor Representative with activities including fixed annuity and insurance sales. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, employing a range of portfolio management strategies across multiple platform arrangements.

Jessica Corazza is a financial advisor at Morgan Stanley in Morristown, NJ, with 12 years of industry experience. She previously worked at Cary Street Partners from 2017 to 2023 before joining Morgan Stanley. Corazza holds Series 63 and Series 66 licenses. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including customized financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through employer-sponsored agreements.