Christopher Seefeldt is a financial advisor with RBC Capital Markets in Williamsville, NY, holding Series 63 and Series 65 credentials and bringing 45 years of industry experience. He has been with RBC Capital Markets since 2010 and also works with City National Bank since 2019. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and nonprofits. The firm offers a variety of wrap fee advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to each client’s risk profile.

Dominick Frustaci is a financial advisor with Equitable Advisors, holding a Series 66 license and two years of industry experience. He has worked as a consultant for several firms, including Shatkin FIRST, Gerson Lehman Group, Third Bridge, and Guidepoint. Outside of advisory roles, he is a partner in Tee It Up Retreat, LLC. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, institutional clients, and charitable organizations. The firm offers a range of advisory programs and works with third-party asset managers to implement client investment strategies.

Edward Carlsen Jr. is a financial advisor at OSAIC with 36 years of industry experience. He holds Series 63 and Series 66 credentials and has worked previously at Sagepoint Financial, Inc. and OSAIC Services, Inc. He also operates a sole proprietorship providing insurance reviews when appropriate. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform. The firm employs a model-based investment approach with tools for portfolio optimization and offers a broad range of advisory and brokerage services.

Jay Hawk is a financial advisor at Mass Mutual Investors Services with a Series 66 designation and under one year of industry experience. His prior work includes roles at Dollar General, Tops Friendly Markets, and the Village of Fredonia Recreation Department. Jay has also worked at Buffalo State University and Fredonia Central School District. Mass Mutual Investors Services provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers annual collaborative planning engagements using firm-approved software and educational seminars, focusing on broad investment categories rather than specific product selections.

Joseph Berst is a financial advisor with Equitable Advisors in Williamsville, NY, holding a Series 66 designation and six years of industry experience. Prior to joining Equitable Advisors in 2020, he served in the United States Army from 2016 to 2019. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to a diverse client base including individuals, pension plans, corporations, and charitable organizations. The firm offers advisory programs primarily through third-party managers and focuses on matching clients to investment models based on their risk tolerance and personal information.

James Coupe is a financial advisor with LPL Financial in Hamburg, NY, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Cadaret, Grant & Co., Inc. and Edward Jones. He serves on the boards of the Lions Club of Boston NY and the Eden Chamber of Commerce. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing both proprietary and third-party portfolio solutions.

Edward Eagen is a financial advisor with Primerica Advisors in Amherst, NY, holding a Series 63 designation and 26 years of experience in the industry. He has worked with Primerica Advisors and Primerica Financial Services since 2000 and has prior experience with Computer People Staffing, Graphic Controls Corp., and Nissha Medical Technologies. In addition to his advisory role, he is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-driven investment strategies overseen by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Fredrick Pepperday is a financial advisor with MassMutual Investors Services, holding a Series 63 designation and bringing 40 years of industry experience. He has worked at MassMutual Investors Services since 2017 and has prior experience with Massachusetts Mutual Life Insurance Company and Metlife Securities Inc. Outside of his advisory work, he is involved in tax preparation through ownership of Summit Tax and serves as a notary public. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers, offering financial planning, asset management, and educational seminars.

Joan Fisher is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. Her prior work includes 16 years at Key Bank and a brief tenure at Axa Advisors. She serves as a board member of the Glenwood Acres Ski Club. Equitable Advisors provides financial planning, retirement consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm uses a range of advisory models and third-party asset managers, focusing on personalized client assessments and offering diverse investment options including mutual funds, ETFs, and alternative investments.

David Burgio Sr. is a financial advisor at Raymond James Financial Services Advisors, Inc. with 32 years of industry experience. He holds the PFS™ credential and Series 63 and 65 licenses. Prior to joining Raymond James in 2025, he worked at Commonwealth Financial Network and Lincoln Financial Advisors Corporation. He also owns and operates a financial planning practice through Custom Wealth Strategies, LLC, and provides income tax preparation services for individual clients. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutions. The firm emphasizes tailored, non-discretionary planning using analytical tools and risk profiling, and it supports clients through various advisory programs and specialized consulting services.

Christopher Malof is a financial advisor with UBS Financial Services in Buffalo, NY, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His prior roles include positions at Morgan Stanley and Citigroup Global Markets. Malof has served on the board of the Youth Orchestra Foundation of Buffalo and currently chairs the Enrollment Committee at Canisius College as a board member. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining proprietary research and model-based asset allocations with institutional trading capabilities and wealth management services.

Nathan Guldin is a financial advisor with Equitable Advisors, holding a Series 66 designation and one year of industry experience. Prior to joining Equitable Advisors in 2025, he worked in various roles including positions at the University of Buffalo and G D Wendt Builders. He is also the owner of Nates Premium Firewood, LLC, a business unrelated to investments. Equitable Advisors serves individuals across a range of wealth levels, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and diverse asset-management programs through a network of Investment Adviser Representatives, with investment solutions that include third-party asset managers and advisory programs.

Gregory Poleon is a financial advisor at OSAIC with 28 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Securities America Advisors, Inc. for over two decades. Outside of advising, he serves as a board member and CFO of LE3 Inc, a nonprofit before- and after-school program that he helped start for his daughter. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform that offers brokerage and advisory services, including comprehensive financial planning and portfolio management. The firm’s investment process emphasizes model-based asset allocation and portfolio optimization, supporting discretionary strategies and third-party manager selection.

Garek Schultz is a financial advisor with Raymond James & Associates in Buffalo, NY, holding a Series 66 credential and two years of industry experience. Prior to joining Raymond James, he worked at M&T Bank and Citi Bank among other roles. Outside of his advisory work, Schultz owns and manages a duplex property in Buffalo, where he also resides. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm provides financial planning and consulting through a range of portfolio management styles and is notable for its municipal advisory services and extensive affiliate network.

Joanne Beaton is a financial advisor with MassMutual Investors Services, holding a Series 63 designation and 29 years of industry experience. She has worked with MassMutual Financial Group and MML Investors Services Inc since 2008. Outside of her advisory role, she is the president of Women United, an organization supporting agencies affiliated with the United Way of Niagara County. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, structuring engagements as annual collaborative relationships that focus on goal-based recommendations without discretionary authority.

Edward Tunmore is a financial advisor with Mass Mutual Investors Services in Amherst, NY, holding a Series 63 designation and 25 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously at MetLife Securities Inc. and IDS Life Insurance Company. Tunmore is also an independent insurance agent specializing in fixed annuities and life, accident, and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements and various investment programs.

Joseph Bianchi is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works directly with clients to define their financial goals and develop portfolio strategies aimed at helping them achieve those objectives. He provides ongoing advice and adapts financial plans as clients' situations evolve. Joseph has expertise in areas including general investing, retirement planning, and preparing for unexpected financial needs. He emphasizes understanding what matters to each client and their family to create tailored strategies. His professional designations include Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He holds a Bachelor's Degree from Florida State University. Outside of his professional work, Joseph's personal interests include camping, fishing, football, golfing, hiking, hunting, ice hockey, music, and skiing.

Cody Williams is a financial advisor with Equitable Advisors in Williamsville, NY, holding Series 63 and Series 65 licenses and 17 years of industry experience. He has been with Equitable Advisors and its predecessor, Axa Advisors, since 2009. Williams serves as a board member for the Orchard Park Academy of Finance. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, charitable organizations, and institutional clients. The firm uses a range of advisory programs and third-party asset managers, focusing on client risk assessment and personalized investment solutions.

David Starck is a financial advisor with LPL Financial in Buffalo, NY, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He worked at M&T Securities, Inc. for over two decades before joining LPL Financial in 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, managed portfolios, third-party asset management, and institutional platforms.

Shawn Connolly is a CFP®-designated financial advisor with 26 years of industry experience, currently with LPL Financial since 2018. He previously worked at SII Investments, Inc. and Equitable Advisors. Connolly operates within an affiliate entity related to his LPL business during securities trading hours. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, utilizing both discretionary and non-discretionary strategies supported by various operational tools.