Raymond Morrill is a CFP® with 13 years of industry experience and is currently affiliated with Choreo, LLC in Charlotte, NC. His prior roles include positions at RSM US Wealth Management LLC, Argosy Wealth Management, and CETERA Advisor Networks LLC. Choreo, LLC serves a diverse clientele ranging from individual investors to institutional clients, offering a range of advisory services including portfolio management, financial planning, and outsourced CIO services. The firm employs a strategic asset allocation process combined with quantitative screening and due diligence to manage portfolios through various investment vehicles and specialized advisory services.

Wendell Estep is a financial advisor at SignatureFD, LLC with 5 years of industry experience. He holds the CFP® designation and Series 66 license. His prior experience includes roles at Goldman Sachs & Co. LLC, The Ayco Company, L.P./Mercer Allied, and The Citadel. SignatureFD serves individuals, business entities, trusts, estates, charitable organizations, retirement plans, and pooled investment vehicle investors. The firm offers discretionary wealth management, financial planning, retirement plan management, and advisory services for private investment funds, implementing diversified, long-term asset allocation strategies.

Jared Hollands is a ChFC® credentialed financial advisor with four years of industry experience, currently with Accelerate Retirement in Charlotte, NC. His prior roles include positions at NFP Retirement and Jonathan W. White CPA, PLLC, where he also serves as Operations Director outside of his investment advisory work. Accelerate Retirement serves individual and institutional clients, offering retirement plan consulting, discretionary investment management, financial planning, and fiduciary services. The firm utilizes a network of Investment Adviser Representatives to create customized long-term investment portfolios and manages significant retirement plan advisory relationships.

Edwin Shields Jr. is a financial advisor with Concurrent Investment Advisors, LLC and holds a Series 66 designation. He has 20 years of industry experience, including previous roles at Wells Fargo Advisors and Nine Bridge Financial Partners, where he maintains a one-third ownership interest. Concurrent Investment Advisors, LLC is a multi-team, SEC-registered advisory firm serving individuals, families, trusts, businesses, and retirement plans. The firm manages approximately $15.7 billion in assets through a primarily long-term, portfolio-driven investment approach using ETFs, mutual funds, and selected individual securities.

Ann Marie Ladnier is a financial advisor at Principal Advised Services with one year of industry experience. She holds a Series 66 designation and has worked with several entities within the Principal Financial Group, including Principal Bank and Principal Life Insurance Company. Outside of her advisory role, she serves as chief executive officer and owner of Bambee LLC, an online retail business specializing in apparel and other customized products. Principal Advised Services provides investment advice and related services primarily to retirement plan participants and retail IRA clients, offering both non-discretionary recommendations and a discretionary wrap-fee investment management program. The firm integrates third-party tools and proprietary models, drawing on its affiliation with Principal Financial Group entities to offer access to proprietary funds and banking products.

John Polyviou is a financial advisor with IP Financial Advisory Services LLC in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked at Linden Thomas and Company Securities, LLC since 2019 and was previously with Merrill from 2014 to 2021. IP Financial Advisory Services primarily serves individual retail clients, focusing on portfolio management, financial planning, and retirement-plan consulting for non-high-net-worth individuals. The firm uses a combination of discretionary portfolio management and third-party investment advisor referrals to meet client needs.

Robert Warren is a financial advisor with Principal Advised Services in Charlotte, NC. He holds a Series 66 designation and has one year of industry experience. His prior roles include positions at Principal Life Insurance Company, Principal Bank, Principal Securities, Inc., and Merrill Lynch Wealth Management. Principal Advised Services provides investment advice and related services primarily to retirement plan participants and retail IRA clients. The firm offers both non-discretionary recommendations and a discretionary, wrap-fee investment management program, combining third-party methodologies with proprietary models and supported by its affiliation with Principal Financial Group.

Sydney Cross is a financial advisor at Choreo, LLC with six years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Northwestern Mutual Wealth Management Company and The Vanguard Group. Choreo provides investment and advisory services to a diverse client base, including individual investors, family offices, endowments, retirement plans, and corporate clients. The firm focuses on strategic asset allocation and diversified model portfolios managed by a centralized team and overseen by an Investment Committee.

Clinton Crocker is a CFP® with 27 years of industry experience, currently affiliated with M HOLDINGS SECURITIES, Inc. since 2008. He is also CEO of JM Barry & Associates LLC, where he has held a leadership role since 1999. Based in Charlotte, NC, Crocker’s background includes extensive leadership and advisory responsibilities. M HOLDINGS SECURITIES, Inc. serves a diverse client base including individuals, retirement plans, charitable organizations, and corporations through a network of independent Member Firms and Financial Professionals. The firm offers a range of advisory and brokerage services, combining discretionary and non-discretionary investment management with retirement plan consulting and insurance advisory.

Christopher Osmond is a CFP® with eight years of industry experience, currently serving as a financial advisor at Fifth Third Wealth Advisors LLC since 2025. His prior experience includes roles at Centura Wealth Advisory, DLP Capital, Prime Capital Investment Advisors, and BMO Harris Bank. Outside of his advisory work, he is involved in rental property management in Denver, CO, and St. Augustine, FL. Fifth Third Wealth Advisors LLC provides discretionary investment management, financial planning, and separately managed account access to a diverse client base including individuals, trusts, pension plans, charitable organizations, and governmental entities. The firm employs tailored strategic asset allocation frameworks and commonly delegates portfolio management to third-party managers and affiliated strategies, operating as a wholly owned subsidiary of Fifth Third Bank.

Kenneth Calhoun is a financial advisor at Concurrent Investment Advisors, LLC with 36 years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously at Wells Fargo Advisors Financial Network and Wells Fargo Clearing Services. Outside of his advisory work, he owns and operates Basswood Creek Farms, an agricultural business in Gastonia, NC. Concurrent Investment Advisors, LLC is an SEC-registered firm serving individuals, high-net-worth clients, families, trusts, businesses, and retirement plans. The firm employs a long-term, portfolio-driven investment approach utilizing ETFs, mutual funds, and selected individual securities, with a platform supporting over 13,000 clients managed by approximately 240 advisors.

Evan Kluttz is a CFP® with 35 years of industry experience, currently serving as an advisor at Harbour Investments, Inc. since 2017. He previously worked at Rm Stark & Co Inc. for 21 years. Outside of his advisory role, he serves as president of the board for the McGregor Downs suite owners association. Harbour Investments provides investment advisory and financial planning services to a diverse client base, including individuals, charitable and corporate clients, retirement plans, and other financial advisors. The firm employs a combination of fundamental and technical analysis to create customized investment strategies and offers both discretionary and non-discretionary portfolio management.

Mason Lerch is a financial advisor at Principal Advised Services in Charlotte, NC, holding a Series 66 designation with one year of industry experience. His prior work includes roles at Principal Bank, Principal Life Insurance Company, Principal Securities, Inc., and several other companies. Principal Advised Services provides investment advice primarily to retirement plan participants and retail IRA clients, combining third-party methodologies and proprietary models in both non-discretionary recommendations and a discretionary wrap-fee investment management program called SimpleInvest. The firm is part of the Principal Financial Group family, offering access to affiliated products and integrated operational support.

David Worley is a financial advisor at Colony Family Offices, LLC with a Series 65 credential and four years of industry experience. He has been with Colony Family Offices since 2016, working continuously through its multi-team structure. Colony Family Offices provides wealth management and financial planning services primarily to ultra-high-net-worth families and their related entities. The firm employs a priorities-based, customized planning process and integrates both passive and active investment strategies, managing over $3 billion in discretionary assets.

Christina Schappert is a financial advisor at Modera Wealth Management, LLC in Charlotte, NC, holding a Series 65 credential with seven years of industry experience. She previously worked at Parsec Financial Management, Inc. for six years before joining Modera Wealth Management in 2023. Modera Wealth Management provides wealth management, portfolio management, retirement plan consulting, and financial planning services to individuals, trusts, corporations, and plan sponsors. The firm emphasizes diversified asset allocation based on Modern Portfolio Theory and integrates investment management with in-house accounting and tax services, serving approximately $17.7 billion in regulatory assets under management.

Jake Riche is a financial advisor at McAdam LLC with six years of industry experience. He holds a Series 65 designation and has worked at McAdam LLC since 2020, with prior roles including positions at Mariner Finance and Winthrop University. McAdam LLC serves individuals, trusts, estates, charitable organizations, corporations, and government entities, offering financial planning, investment management, and retirement plan consulting. The firm manages client portfolios using fundamental analysis and incorporates a range of investment options, including mutual funds, ETFs, independent managers, and alternative exposures such as private investment funds and cryptocurrency vehicles.

Devrin Avant is a financial advisor with Capital Investment Advisory Services, LLC who holds Series 63 and Series 65 licenses and has 38 years of industry experience. He has worked at Capital Investment Advisory Services since 2013 and at Capital Investment Group, Inc. since 2004. Avant serves as a board member of Carson's Pond Homeowner's Association in addition to his advisory role. Capital Investment Advisory Services provides investment advisory and supervisory services to individuals, retirement plans, corporations, trusts, estates, and charitable organizations. The firm offers customized investment management through discretionary mandates, third-party managers, and private-label model portfolios, employing a mix of analytical methods and ongoing portfolio monitoring.

Brent Rosen is a financial advisor with Alera Investment Advisors, LLC, holding a Series 66 designation and bringing 21 years of industry experience. His career includes roles at OSAIC, Triad Advisors, Minnesota Life Insurance Company, and Securian Financial Services. He is also involved with GCG Financial, providing fixed business insurance products such as long-term care, property and casualty, disability, and group benefits. Alera Investment Advisors offers investment management, financial planning, and retirement plan advisory services to individuals, families, trusts, businesses, institutions, and retirement plans. The firm combines internal management, an affiliate platform, and independent managers to construct portfolios primarily using mutual funds, ETFs, equities, and fixed income, with a focus on long-term fundamental analysis.

Jason Vieira is a financial advisor at First Citizens Asset Management, Inc. with 19 years of industry experience. He holds the Series 63, Series 65, and Series 66 credentials. Prior to joining First Citizens Asset Management in 2023, he held roles at First Citizens Investor Services, Michael Ryan Realty, LPL Financial, Woodbury Financial Services, Questar Asset Management, Questar Capital Corporation, and Global Alternative Investment Services. Outside of his advisory work, he owns and operates Provident Home Services LLC, a handyman and home renovation business. First Citizens Asset Management provides investment advisory and sub-advisory services to individuals, trusts, corporations, institutional accounts, and municipal entities. The firm manages approximately $167 million on a discretionary basis through a multi-team platform and employs a global, multi-asset investment approach using dynamic asset allocation and both quantitative and qualitative manager research.

Earl Hensley is a financial advisor with IP Financial Advisory Services LLC in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His prior roles include positions at Aegis Capital Corp., Investacorp Inc., LPL Financial, and INVEST Financial Corp. He is the founder and co-owner of Asset Protection Network, an insurance agency, and serves as a board member of the Alzheimer's Association in North Carolina. IP Financial Advisory Services primarily serves individual retail clients, offering portfolio management, financial planning, managed accounts, and retirement-plan consulting. The firm emphasizes customized portfolios and supports clients through a combination of investment advisory services and referrals to third-party advisors.