Ryan Spencer is a financial advisor at Fidelity with Series 66 and Series 63 licenses and three years of industry experience. His prior work includes roles at LoanCare and TIAA Bank. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm utilizes a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and deliver model solutions.

Andrew Whitaker is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Osaic since 2023. He previously worked at Concourse Financial Group Securities Inc and Community First Credit Union. Whitaker is also the owner and financial planner of Gold Tree Financial, an independent S corporation offering registered investment products and insurance solutions. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a broad network of affiliated advisors. The firm provides integrated brokerage and advisory services, employing a range of asset allocation tools and third-party platforms to manage discretionary and non-discretionary accounts.

Ashton Campbell is a Financial Consultant at Fidelity Investments, a role he has held since 2024. He has been with Fidelity Investments since 2021, beginning as a Workplace Planning Consultant, then serving as a Planning Consultant before his current position. Prior to joining Fidelity, Ashton worked as a Universal Banker at Truist Bank from 2020 to 2021. His professional experience encompasses financial planning and consulting, with a focus on developing financial plans tailored to clients' goals, whether it involves wealth building, retirement transition, or legacy construction. Ashton holds insurance licenses in Arkansas and California. Outside of his professional work, Ashton engages in family activities and enjoys fishing, football, movies, and music.

Saeid Ejmali is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His work history includes roles at Fidelity Investments and prior experience in insurance and education sectors. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a proprietary investment process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as an advisor to multiple registered investment companies and offers model portfolios for intermediary platforms.

Travis Reap is a financial advisor with LPL Financial, holding Series 63, 65, and 66 licenses and bringing 25 years of industry experience. His previous roles include positions at Ameriprise, Ameriprise Financial Services Inc, Wells Fargo Clearing, and Wells Fargo Advisors LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base that includes individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios and research from multiple sources.

Shelley Conine is a financial advisor at Merrill with 12 years of industry experience and holds the Series 66 designation. She has worked at Merrill since 2016 and at Bank of America, N.A. since 2017, following two years at AllState Insurance Company. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Clay Triplett Jr. is a financial advisor at Merrill with 14 years of industry experience. He holds a Series 66 designation and has been affiliated with Merrill since 2011 and Bank of America, N.A. since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nathanael Jones is a financial advisor at Fidelity with five years of industry experience. He holds a Series 66 designation and has worked at Fidelity Brokerage Services LLC since 2020. His prior roles include positions at Amerilife of North Florida and AMS Retail Solutions. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, managing portfolios through a systematic approach and oversight of sub-advisers.

Troy Puls is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and having 10 years of industry experience. He has been with Merrill since 2018 and previously worked at ADT Security Services, Pet Paradise Resorts, and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Edi Mustafallari is a financial advisor with Fidelity Investments in Jacksonville, FL, holding Series 66 and Series 63 credentials and two years of industry experience. Before joining Fidelity in 2024, he worked at Fanatics from 2021 to 2023. Outside of his advisory role, he participates in buying and selling sports trading cards through the eBay platform. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage a range of mutual funds, ETFs, and ETPs.

Steven Schupke is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. Before joining Merrill, he had roles with ISI Language School Japan Shibuya and the U.S. Department of Veterans Affairs, as well as service in the United States Marine Corps. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and organizations.

Nicklaus Starck is a financial advisor at Edward Jones with a Series 66 credential and one year of industry experience. Prior to joining Edward Jones, he worked at Trility Consulting, Southeastern Grocers, and North Highland Consulting. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Archie Jenkins III is a financial advisor with Morgan Stanley in Jacksonville, FL, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has previously worked at Merrill and Bank of America and currently serves as a Trustee/Co-Trustee in a trust-related activity outside his advisory role. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs a structured planning process using advanced modeling tools and offers a wide range of investment and planning solutions.

Sarah Hall is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. She previously worked at NDM Hospitality, Magna and Associates, and Atlantic Beach Country Club. Sarah also serves as an officer managing the Durbin Crossing Community Development District in St. Augustine, Florida. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio construction. The firm combines proprietary research with quantitative analysis and systematic methodologies, incorporating algorithmic portfolio construction and oversight of sub-advisers.

Leah Cason is a financial advisor at Merrill with four years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2019, previously spending seven years at Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jared Gudenkauf is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works with busy, successful individuals, couples, and families to grow, preserve, and transfer their wealth. Jared provides practical and meaningful financial advice, often diving deep into client issues to develop niche understandings and forward-thinking approaches. His expertise includes titling assets to mitigate risk, creating consistent cash flow in retirement, optimizing benefits from business or profession, structuring wealth for long-term preservation, and cultivating sound stewardship in the next generation. He has earned national recognition by Forbes as a Best in State Wealth Advisor and a Top Next Generation Wealth Advisor. Jared began his career at Merrill Lynch Wealth Management in 2011, after serving as a Financial Advisor and District Manager for Ameriprise. He holds a Bachelor's degree in Business Administration from Kansas State University and maintains several professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He has also been involved with the Financial Planning Association as a past president and serves on the advisory board for the Personal Financial Planning Program at Kansas State University. In addition to his professional roles, Jared contributes to the community through involvement with organizations such as the American Heart Association, Junior Achievement, and the Leukemia & Lymphoma Society. He and his wife, both Merrill advisors, split their time between Kansas City and Ponte Vedra Beach, Florida, and have a blended family of four children. Jared enjoys hobbies including boating, fishing, photography, skiing, tennis, traveling, and woodworking.

Jason Delay is a CFP® with 13 years of industry experience, currently serving at Fidelity. He has worked with Fidelity Brokerage Services, LLC since 2012 and joined Fidelity Investments in 2025. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a proprietary investment process that integrates fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Brandon Remley is a financial advisor at Fidelity with a Series 66 designation and four years of industry experience. His prior experience includes roles at TD Bank, VyStar Credit Union, and Trustline Mortgage. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a systematic investment process that combines proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across various fund structures.

Wesley Thomas is a Certified Financial Planner (CFP®) based in Ponte Vedra Beach, FL, with nine years of industry experience. He is currently affiliated with Raymond James Financial Services Advisors, Inc. and has prior work history at Pinnacle Bank, Truist Advisory Services, BB&T Securities, and Merrill. In addition to his advisory role, he is an associate with The Horizon Group, a support company where he dedicates significant time. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm uses tailored, non-discretionary planning supported by analytical tools and maintains specialized offerings such as municipal advisory services and SIMPLE IRA Employer Advisory programs.

Michael Sharp is a financial advisor at Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses with 23 years of industry experience. He has been with Merrill Lynch since 2000. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.