Kevin Champagne is a financial advisor with Edward Jones in Winter Springs, FL. He holds a Series 66 designation and has been with Edward Jones since 2025. Prior to joining Edward Jones, he worked at McKee Foods Corporation for 11 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Frank Blackard is a financial advisor at Cetera with 54 years of industry experience. He holds the Series 63 and Series 65 designations and has been affiliated with Cetera and its related entities since 2015. Blackard was also involved with Masters Prosports & Entertainment from 2016 to 2021 and operates Blackard Financial Services, LLC. Cetera Investment Advisers LLC serves a broad client base including individual, corporate, charitable, and institutional accounts, offering both discretionary and non-discretionary portfolio management along with various program structures. The firm supports a multi-manager platform with access to affiliated and third-party managers and manages over $256 billion in assets through a network of more than 10,000 advisors.

Blake Smith is a financial advisor with Charles Schwab who holds Series 65 and Series 63 licenses and has three years of industry experience. Prior to joining Schwab, he worked at Western Southern Life and W&S Brokerage Services, following a decade at Bintelli LLC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a centralized operational structure that supports a broad client base.

Jeannette Whipple is a financial advisor at Cambridge Investment Research Advisors with 29 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at LPL Financial, Nationwide Securities, and 1717 Capital Management Company. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals. The firm utilizes multiple platforms and proprietary model strategies under the Founders Gate Capital brand.

Matthew Fosnow is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 license and with 25 years of industry experience. He has been with Raymond James and its affiliates since 2001 and is also the owner and operator of Fosnow Wealth Management and The Infinity Group. Both businesses support his advisory practice and are located in Apopka, Florida. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutions. The firm offers tailored, non-discretionary planning and encourages implementation through its advisory programs or other providers, with specialized services in municipal finance and SIMPLE IRA employer consulting.

David Peckham is a CFP® professional with 27 years of experience in the financial services industry. He has worked at LPL Financial since 2019 and previously served at Cetera Advisors LLC and MSI Financial Services, Inc. Outside of his advisory role, he is involved with a business entity for tax and investment purposes based in Orlando, FL. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management access, and institutional platforms, supported by technological tools and a broad spectrum of non-advisory financial services.

Lauren Jones is a financial advisor at Charles Schwab in Orlando, FL, holding Series 63 and Series 66 licenses with 15 years of industry experience. She has been with Charles Schwab since 2010. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions, supported by a centralized operational structure and access to multi-asset model portfolios and alternative investments.

Michael Giallanza is a financial advisor at Charles Schwab in Orlando, FL, holding a Series 66 designation with three years of industry experience. His prior work includes positions at Charles Schwab Bank SSB and roles in real estate management with Home Realty & Management and Stars & Stripes Homes DTC, Inc. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines a non-discretionary client relationship model with access to discretionary separately managed accounts and offers multi-asset portfolio guidance supported by in-house research and a formal alternative investment program.

Curt Busby is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 21 years of industry experience. His prior roles include nearly two decades at Morgan Stanley and two years at Raymond James. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and incorporates ESG considerations within a non-discretionary framework.

Hieu Nguyen is a financial advisor at Raymond James Financial with Series 66 and Series 63 credentials and one year of industry experience. Prior to joining Raymond James, Nguyen worked at the Bank of New York Mellon and Charles Schwab & Co., Inc. He serves as a Human Resources Specialist in the U.S. Army Reserves, managing personnel records and ensuring compliance with Army regulations. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored non-discretionary planning using analytical tools and supports municipal and public-finance advisory work uncommon among large institutional advisors.

Jared Reimel is a financial advisor at Merrill Lynch Wealth Management. He began his career with Merrill in 2018 after graduating from Baldwin Wallace University in Cleveland, Ohio, where he was a student athlete in both football and track & field. Jared's professional focus includes working with business owners, skilled trade professionals, and individuals who are entering or living in retirement. Jared provides strategic guidance in areas such as education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, small business strategies, sports & entertainment, individual and corporate investment strategy, and retirement income. He holds designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Active in his community, Jared is a member of the Citrus Club, Sanford Chamber of Commerce, and Seminole Chamber of Commerce. He is also involved with the Citrus Club Young Professionals, Sanford Young Professionals Board of Directors, and Seminole County Chamber. His personal interests include cooking, football, golfing, hiking, skiing, and spending time with his family.

Peter Hopper is a financial advisor with Charles Schwab, holding the Series 63, 65, and 66 designations and 12 years of industry experience. His prior work includes roles at JP Morgan Securities, Bank of America, Equitable Advisors, and involvement with Tidal Realty Group and Google Fiber. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.

Raul Gonzalez is a financial advisor with Charles Schwab & Co., Inc. in Orlando, FL. He holds Series 63 and Series 65 licenses and has four years of industry experience, including prior roles at Morgan Stanley and a year with RR Tire LLC. Charles Schwab & Co., Inc. primarily serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance supported by multi-asset model portfolios, alternative investment due diligence, and integrated custody and brokerage services.

Kyle Williams is a financial advisor with LPL Financial in Altamonte Springs, FL, holding a Series 66 designation and 16 years of industry experience. His previous roles include positions at Wells Fargo Clearing, Fifth Third Securities, BB&T Investment Services, and Edward Jones. Outside of his advisory work, he plays guitar in a church band at Holy Cross Lake Mary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting over 22,800 advisors and overseeing more than $819 billion in discretionary assets.

Aaron Paul is a financial advisor with LPL Financial, holding a Series 66 license and 12 years of industry experience. His prior roles include positions at Solutions Group Accounting Firm, Concourse Financial Group Securities Inc., and Waddell & Reed. He is also the owner of MTA Coaching, a life coaching business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm supports advisory services through a broad network of investment adviser representatives, offering financial planning, model portfolios, third-party asset management, and institutional platforms.

Preston Davis Garcia is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and two years of industry experience. His prior work includes roles at JPMorganChase and various positions unrelated to finance. Charles Schwab serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment management services combined with brokerage, custody, and cash-sweep solutions.

Christopher Reed is a financial advisor with LPL Financial in Altamonte Springs, FL, holding a Series 66 designation and 24 years of industry experience. His career includes prior roles at Cetera Advisors, Stifel, UBS Financial Services, and A.G. Edwards & Sons. Reed is also the owner of Matchpoint Financial, LLC, a business entity associated with his LPL commissions. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory services, including financial planning and third-party asset management, supported by a large network of investment adviser representatives utilizing both proprietary and third-party investment strategies.

Leyton Evans is a financial advisor at Osaic with nine years of industry experience. He holds the Series 66 designation and previously worked at Fsc Securities Corp for seven years. Evans is also associated with Evans Advisory Group as an advisor assistant. Osaic Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a variety of investment and advisory services through a broad multi-advisor platform that emphasizes model-based asset allocation and portfolio optimization.

Carol Thomas is a Senior Financial Advisor with Merrill Lynch Wealth Management, based in the Heathrow, Florida office. She began her career in the financial services industry shortly after graduating from St. Michael's College in Winooski, Vermont, in 1983. Transitioning from administrative roles, she became a financial advisor in South Florida in 1997 and has since provided personalized wealth management strategies to her clients. Carol’s areas of expertise include college education planning, family wealth management strategies, personal retirement planning, portfolio management services, socially responsible and ESG investing, women and wealth, sports and entertainment, tax minimization, and retirement income. She holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Originally from a small town in Upstate New York near the Vermont-Massachusetts border, Carol has lived in Florida since 1984. She currently resides in Lake Mary, Florida, to be near her two married daughters and two grandsons. Her personal interests include golfing, reading, scuba diving, skiing, swimming, yoga, and spending time with her family.

Kevin Murphy is a financial advisor with Charles Schwab based in Orlando, FL. He holds the Series 63 and Series 66 credentials and has two years of industry experience. Prior to joining Schwab, Murphy worked at Putnam Investments and has diverse experience including roles outside the financial industry. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios alongside centralized custody and order-routing services.