Richard Velazquez is a financial advisor at Schwab Wealth Advisory with 26 years of industry experience. He holds the CFP® and ChFC® designations and has been with Charles Schwab and its affiliated firms since 2000. He is based in Orlando, FL. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and internal research, with recommendations tailored to clients’ goals and risk tolerance.

Shawn Conboy II is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 designations and three years of industry experience. He has held roles at Schwab Wealth Advisory and Charles Schwab & Co., Inc., as well as prior positions at American Campus Communities and Planet Smoothies. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm’s investment approach relies on standard asset-allocation models and internal research tools, offering guidance on asset allocation and investment selection with at-least-annual reviews tailored to clients’ goals and risk tolerance.

David Melnyk is a CFP® with 11 years of experience in the financial services industry. He is currently an advisor at OSAIC Institutions, Inc. and has previously worked at Ameriprise Financial Services, LLC, among other firms. Melnyk is also the president and sole member of Grotto Consulting, LLC, a consulting business. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, and access to alternative investments, operating under a hybrid adviser/broker-dealer model with both discretionary and non-discretionary assets.

Todd Walters is a financial advisor at Rockefeller Financial LLC with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has held leadership roles at Spearhead Capital Advisors and related entities, in addition to managing multiple investment-related businesses. Walters serves as an owner and managing member of several investment and business consulting firms and sits on the board of Erudite Cria Inc., which oversees private business investments. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, as well as institutional clients and corporations. The firm provides discretionary and non-discretionary portfolio management, financial planning, and consulting services, and operates as a registered broker-dealer offering a range of investment and placement services through a consolidated platform.

Erin Soliven is a financial advisor at Transamerica Financial Advisors with Series 65 registration and one year of industry experience. Prior to joining Transamerica, Erin worked at Student Optimum Services and WFGIA. She is involved in the sales of insurance and non-insurance products affiliated with her firm. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, estates, charitable organizations, and corporations. The firm offers both advisory and broker-dealer services through proprietary model portfolios, third-party money managers, and commission-based insurance and brokerage products.

Yongze Shao is a CFP® professional with three years of industry experience, currently serving as an advisor at Schwab Wealth Advisory in Orlando, FL. His career includes roles at Charles Schwab & Co., Inc. and prior experience in education and business. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program, utilizing firm-developed asset allocation models and conducting at-least-annual reviews tailored to client goals and risk tolerance.

Paige Goll is a financial advisor at Beacon Pointe Advisors, LLC with 13 years of industry experience. She holds Series 65 and Series 66 licenses and previously worked at Ferrell Wealth Management, Inc. and Ladenburg Thalmann Asset Management Inc. since 2007. Beacon Pointe Advisors provides wealth advisory, financial planning, retirement-plan services, and outsourced CIO solutions to a diverse client base, including individual and institutional investors. The firm combines asset-allocation modeling with third-party independent managers and employs both active and passive strategies across public and private asset classes.

Mina Yousif is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 licenses and three years of industry experience. Her previous roles include positions at Charles Schwab and Regions Bank. Outside of her advisory work, she also works as an Uber driver in Orlando. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary manager relationships and non-discretionary consulting supported by third-party platforms and AI-enabled research tools.

John Singletary is a financial advisor at Schwab Wealth Advisory with 30 years of industry experience. He has worked at Charles Schwab and its affiliated entities since 2003. He holds Series 63 and Series 65 licenses. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses Charles Schwab’s asset-allocation models and research tools to guide investment decisions, with reviews and recommendations tailored to client goals and risk tolerance.

Jacob Lubner is a financial advisor at Steward Partners Investment Advisory, LLC with one year of industry experience. He holds a Series 66 designation and has worked at several firms, including Raymond James & Associates, Inc., and Steward Partners Global Advisory, LLC. Additionally, Lubner has experience with educational institutions such as Rollins College and Canterbury School of Fort Myers. Steward Partners Investment Advisory, LLC is an enterprise-scale SEC-registered RIA managing approximately $36.7 billion in assets. The firm serves individuals, pension plans, corporations, trusts, estates, and charitable organizations, offering a range of investment advisory, financial planning, and managed account services through both proprietary and third-party solutions.

Derek Walls is a financial advisor with Schwab Wealth Advisory, Inc., holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has been with Charles Schwab since 2004 and with Schwab Wealth Advisory since 2012. Outside of his advisory role, he serves as Chairman and Advisor for the Kappa Leadership Development League, a youth mentoring program, and is a Board of Director at The Experience Christian Center in Orlando, FL. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and research tools, with trades executed only upon client authorization.

Carroll Matthews is a financial advisor at PlanMember Securities Corporation with eight years of industry experience. He holds a Series 65 credential and has worked in various financial advisory roles, including at US Retirement Associates and LifeTyme Financial Advisors. Outside of finance, Matthews works in healthcare as a nurse practitioner and registered nurse, providing primary care and veteran evaluations. PlanMember Securities Corporation provides retirement-plan advisory services to employers and participants, offering fiduciary oversight and participant-level investment options. The firm’s investment approach centers on strategic asset allocation and risk-based mutual fund portfolios, supported by education and support services for plan sponsors and participants.

Sebastian Paz is a financial advisor at Schwab Wealth Advisory, Inc. with two years of industry experience. He holds Series 66 and Series 63 licenses. Prior to joining Schwab Wealth Advisory in 2026, he worked at Charles Schwab & Co., Inc., Grove Bank & Trust, and JLM Advisors. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s approach is guided by Charles Schwab’s asset-allocation models and internal research, offering tailored recommendations with trades executed only with client authorization.

Ekaterina Slepkova is a financial advisor at Rockefeller Financial LLC with seven years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at Truist Advisory Services, Truist Investment Services, Wells Fargo Clearing, and Wells Fargo Bank. Outside of her advisory role, she is a commissioned notary in the state of Florida. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers portfolio management, financial planning, and consulting services, and operates as a registered broker-dealer providing securities transactions, variable insurance products, and placement and investment banking services.

Jordan Kerney is a financial advisor at Schwab Wealth Advisory with Series 66 credentials. Based in Orlando, FL, he began his advisory career in 2026 with Charles Schwab & Co., Inc. and Schwab Wealth Advisory Inc. Prior to this, he held various roles across multiple industries including hospitality and retail. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses proprietary asset-allocation models and internal research tools to guide investment selections, delivering tailored recommendations with client authorization required for trades.

Jonathan Costanza is a financial advisor with Valic Financial Advisors in Orlando, FL, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. He has been with Valic Financial Advisors since 2014 and is also associated with Agia, a non-securities insurance product firm. Costanza founded Costanza Cravings LLC, a business active between 2024 and 2025. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers wrap programs, portfolio management, and financial planning services through a large network of advisors and uses discretionary unified managed accounts with tax-aware and impact overlays.

Michael Fornasier is a financial advisor with PlanMember Securities Corporation, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked with PlanMember since 2023 and previously held positions at Securities America Advisors, Inc., Investacorp Advisory Services, and Sound Asset Advisors. He is also president of Sound Asset Advisors, an investment-related firm that provides securities and insurance sales and services. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as a fiduciary under ERISA Section 3(38) for many plans. The firm employs a top-down strategic asset allocation approach using risk-based mutual fund portfolios and offers education, support services, and personalized retirement planning to plan sponsors and participants.

Livan Gomez is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding a Series 66 designation and four years of industry experience. His background includes roles at Wells Fargo Clearing and Wells Fargo Bank, as well as employment at Miami Dade College. Schwab Wealth Advisory serves clients in the Schwab Wealth Advisory program, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s approach relies on Charles Schwab's asset-allocation models and internal research tools, offering tailored recommendations without discretionary trading authority.

Alex Figueroa is a financial advisor at Schwab Wealth Advisory with three years of industry experience. He holds Series 63 and Series 66 licenses and has worked in various roles including at Charles Schwab & Co., Inc. and Uber Eats. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm’s guidance focuses on asset allocation and investment selection using Charles Schwab’s proprietary research and standard models, with client authorization required for all trades.

Todd Chamelin is a financial advisor with Valic Financial Advisors in Orlando, FL, holding Series 65 and Series 63 licenses and bringing 26 years of industry experience. He has worked at Valic Financial Advisors since 2007 and is also associated with Agia, where he offers non-securities insurance products. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm provides wrap programs, portfolio management, and financial planning through a large network of advisors and uses a technology-driven approach with discretionary unified managed accounts and ESG overlay options.