Frederick Costantino Sr. is a financial advisor with Morgan Stanley in Naples, FL, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has worked with Morgan Stanley Smith Barney LLC since 2013 and Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients with a broad range of advisory programs, offering tailored financial planning supported by structured discovery and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and provides services through a combination of advisory and brokerage activities.

Brooks Green is a Series 66-licensed financial advisor at J.P. Morgan Securities with two years of industry experience. His background includes roles at JPMorgan Chase Bank and Fifth Third Bank, as well as involvement with several clubs and educational institutions. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates quantitative and qualitative research supported by a centralized manager solutions team and includes broader derivatives and commodities capabilities.

Barbara Horvath is a financial advisor with LPL Financial based in Naples, FL, holding Series 63, Series 65, and Series 66 credentials and 30 years of industry experience. Her prior work includes roles at Merrill, UBS Financial Services, and Citigroup Global Markets. She is also involved in a family wealth management business as indicated by her affiliation with Baumgartner Horvath Wealth Management, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, and supports its advisors with research tools and a wide array of investment options.

Michael Tracy is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and bringing 40 years of industry experience. Before joining Cetera in 2025, he worked at Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. for eight years and has been president of Tracy Wealth Management dba One Wealth since 2014. He also sells fixed insurance products as an insurance agent. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of discretionary and non-discretionary portfolio management options and access to third-party money managers.

Larry Leppo is a financial advisor at Wells Fargo Advisors with 44 years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Wells Fargo Advisors in 2025, he worked at Wells Fargo Clearing for nine years and A. G. Edwards & Sons, Inc. for fourteen years. He is also the owner of Leppo Wealth Management, LLC, a wealth management business based in Naples, Florida. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a broad range of investment and financial planning services, including specialized planning for business-owner transitions, sports and entertainment, special needs, and divorce. The firm provides tailored recommendations supported by proprietary research and planning tools, with clients choosing how to implement services through brokerage or advisory programs.

Bernadette Krueger is a ChFC® and holds a Series 63 license with 34 years of industry experience. She has worked at Mass Mutual Investors Services since 2017 and has been with MassMutual Life Insurance Co. since 2016. Prior to that, she spent 27 years at MetLife Securities Inc. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.

Christopher Mckenna is a financial advisor at UBS Financial Services with 25 years of industry experience. He has been with UBS Financial Services Inc. since 2006. He holds the Series 66 designation and is based in Naples, FL. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, offering proprietary research, capital markets services, and affiliated banking programs.

Ronald Scott is a financial advisor at RBC Capital Markets with 34 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at UBS Financial Services for 19 years. Outside of his advisory work, he is the proprietor of a seasonal condo rental business. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a broad client base including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs with tailored investment strategies implemented through a mix of in-house and third-party managers, providing discretionary and non-discretionary portfolio management alongside financial planning and brokerage services.

David Milligan is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and possessing 37 years of industry experience. He has worked at LPL Financial since 1995 and has been affiliated with SIS Bank since 1998. Milligan is also involved with DMM Enterprises, Inc., an investment-related business entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides financial planning, asset management, and retirement advice to individuals, institutions, and banks. The firm supports a large network of advisors and offers a range of advisory and brokerage services, including access to model portfolios and third-party management strategies.

Philip Camerlengo is a financial advisor at Cetera with 24 years of industry experience and holds a Series 66 designation. He previously worked at Avantax Advisory Services and Avantax Investment Services for over two decades. He is also involved in Camerlengo Financial Services, a client-focused practice providing retirement planning, college funding, legacy planning, and wealth management. Additionally, Camerlengo is a minority limited partner in a residential real estate investment partnership in Atlanta. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, employer-sponsored retirement, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management and financial planning services and operates a multi-manager platform with access to both affiliated and unaffiliated investment managers.

Paul Enoch Jr. is a financial advisor with Raymond James & Associates in Naples, FL, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Raymond James & Associates since 2008. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets and serves a broad client base including individuals, institutions, pension and profit-sharing plans, charitable organizations, and government entities. The firm offers financial planning, non-discretionary investment consulting, wrap fee advisory programs, and institutional consulting, supported by a nationwide advisor network and a range of portfolio management styles.

Todd Tyrie is a financial advisor with Edward Jones in Marco Island, FL, holding Series 63 and Series 66 licenses and 26 years of industry experience. He has been with Edward Jones since 2000. Outside of his advisory role, he is a passive owner of a horse breeding farm. Edward Jones is a full-service wealth management firm serving both individual and institutional clients with a wide range of investment strategies and advisory programs, operating under a fiduciary standard.

Richard Miller is a CFP® and ChFC® with 32 years of experience in the financial services industry. He has been with Ameriprise since 2005, currently working as a financial advisor based in Naples, FL. Outside of advisory work, he owns and manages Array Services, LLC, which provides consulting and tax preparation services. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients. It offers a specialized Premier Retirement Income service that provides personalized retirement planning focused on reliable income sources and tax-efficient withdrawal strategies.

Terry Schnare is a financial advisor with LPL Financial in Naples, FL, holding Series 63 and Series 65 credentials and 40 years of industry experience. His prior roles include positions at Private Advisor Group, Advantage Investment Management, Westport Resources Management, Wells Fargo Clearing, RBC Capital Markets, and A.G. Edwards & Sons. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with research, technology tools, and a wide range of financial services.

Linda Olson is a financial advisor with Wells Fargo Advisors in Naples, FL, holding a Series 66 designation and 12 years of industry experience. She has worked at Wells Fargo Advisors since 2016, including a recent transition within the firm in 2025 after nine years at Edward Jones. Outside of her advisory role, Olson has ownership interests in farmland and rental properties. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services. Advisors develop tailored recommendations using firm-provided research and planning tools, with implementation options available through various brokerage and advisory programs.

John Farrell is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and bringing 12 years of industry experience. His career includes roles at Bank of America and Merrill Lynch from 2014 to 2022 before joining Raymond James in 2022. Outside of his advisory work, he is involved as an associate at Topinka Financial LLC, where he provides financial planning and investing support. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm uses tailored, non-discretionary planning supported by analytical modeling and offers specialized programs such as municipal advising and SIMPLE IRA employer consulting.

Elizabeth Cole is a Senior Financial Advisor with Merrill Lynch Wealth Management. She has been with Merrill since 1995, leading a team that guides clients' investment decisions implemented by the Greene, Metcalfe, Cole, and Associates team. Elizabeth focuses on optimizing her clients' investments to support their financial and personal goals, building long-term, multi-generational relationships. She leverages the firm's research to identify tailored investment opportunities for each client's specific objectives. Elizabeth earned a Bachelor's degree from Virginia Polytechnic Institute & State University in 1994. She holds the Personal Investment Advisor (PIA) designation. Elizabeth is involved with the National Gallery of Art as a member of the Collectors Committee and engages with Washington's business leaders and officials through Merrill's sponsorship of The Economic Club of Washington, DC. She enjoys traveling to warm climates and spending time with her family in McLean, Virginia.

Christopher Martin Rodin Sierra is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Before joining Merrill, he worked at Bank of America, N.A., and has a background that includes roles in education and service industries. Outside of his advisory work, he is employed part-time as a delivery driver for a transportation company. Merrill, together with its affiliate Managed Account Advisors LLC (MAA), provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Seth Kuhn is a financial advisor at Raymond James & Associates with 11 years of industry experience. He holds a Series 66 designation and has been with Raymond James & Associates since 2015. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning and non-discretionary investment consulting supported by a nationwide advisory force.

George Grotlisch is a financial advisor with Ameriprise in Naples, FL, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has been with Ameriprise and its related entities since 2005. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, written recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.