Larry Bowling is a financial advisor with MassMutual Investors Services who holds a Series 63 designation and has 44 years of industry experience. He has worked with MML Investors Services, Inc. since 1988. Outside of his advisory role, he is also involved in life, health, and dental insurance sales. MassMutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, annual planning engagements.

Michael Jarrold Grapes is a CFP® professional affiliated with LPL Financial, based in Cincinnati, OH, with 27 years of industry experience. He has held roles at several firms including Securities America Advisors, Commonwealth Financial Network, and Niehaus Financial Services, and he also operates Niehaus Tax Services, LLC, where he provides tax preparation services. Grapes spends a small portion of his time involved in fixed insurance sales. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies, supported by technology tools for research and operations.

Brian Lillis is a financial advisor with Ameriprise in Cincinnati, OH, holding a Series 63 designation and bringing 33 years of industry experience. He has been with Ameriprise and its related entities since 1992. Outside of his advisory role, he owns Brian P Lillis and Associates LLC, where he manages his Ameriprise business. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations delivered in partnership with financial advisors.

Jennie Bueter is a financial advisor at Morgan Stanley with 22 years of industry experience. She has been with Morgan Stanley since 2009 and holds a Series 66 designation. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process that incorporates firm-approved tools and market modeling techniques.

Joshua Wentz is a financial advisor with LPL Financial in Cincinnati, OH, holding a CFP® designation and securities licenses Series 66 and Series 63. He has six years of industry experience, including prior roles at Avantax Advisory Services, Northwestern Mutual, and Keller Williams Realty Services. He is also associated with Concentric Wealth Management, a DBA for his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, delivering advice and account management through a large network of investment adviser representatives.

James Healy is a financial advisor at Equitable Advisors with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Equitable Advisors and its predecessor, AXA Advisors, since 2016. Based in Cincinnati, OH, Healy’s background is focused on financial planning and advisory services within a well-established national firm. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party model portfolios and advisory platforms.

Megan Rothe is a financial advisor with LPL Enterprise, holding Series 63 and Series 66 credentials and 18 years of industry experience. Her prior work includes roles at Morgan Stanley and Fidelity Investments. She also has experience in the hospitality industry, having worked at Wiedemann's Fine Beer, Brewery & Pub. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual investors, retirement plans, and corporate entities. The firm’s investment approach is primarily model-driven, leveraging portfolios developed by LPL’s Research Department and third-party strategists.

Yianni Makris is a financial professional at Osaic with 10 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Signator Investors, Inc. from 2016 to 2018. Outside of his advisory role, Makris collects and trades sports cards and serves as a voluntary board member for a local homeowners association. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers brokerage and advisory services through a multi-advisor platform with an investment process focused on model-based asset allocation, portfolio optimization, and a range of customizable strategies.

Beth Hodges is a financial advisor at Osaic with 23 years of industry experience. She holds a Series 63 designation and previously worked at Securities America Advisors and Securities America, Inc. from 2009 to 2024. Hodges is a passive owner of Queen City Capital Management, LLC. Osaic Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients. The firm utilizes a model-based investment process focused on asset allocation and portfolio optimization, offering a range of advisory and brokerage services through a multi-advisor platform.

Justin Lehkamp is a financial advisor at LPL Financial with seven years of industry experience. He holds the Series 66 and Series 63 credentials and has previously worked at Fidelity Personal and Workplace Advisors, Avantax Investment Services, and other firms. Outside of his advisory roles, he has experience in the catering business and worked with a swim club. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Brian Breitenstein is a financial advisor at UBS Financial Services with four years of industry experience. He previously worked at First Financial Bank, WesBanco, United Bank & Capital Trust, and Citizens Bank of Northern Kentucky. He holds the Series 66 designation. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor plans to clients' goals and risk tolerances.

Brady Hunt is a financial advisor at Merrill holding a Series 66 designation with less than one year of industry experience. His prior roles include positions at Bank of America, The North Face, and involvement with the Cincinnati Open. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jon Fedor is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank since 2015, previously spending six years at Citigroup Global Markets. Based in Cincinnati, OH, he has been affiliated with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, emphasizing structured financial planning supported by firm-approved tools and proprietary modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Lonny Barnett is a CFP® and Series 66-registered financial advisor with Edward Jones, where he has worked since 2018. He has eight years of experience in the financial industry and previously spent 18 years at Procter & Gamble. Barnett is active in several community and veteran organizations, including leadership roles with The American Legion and service on the Indiana War Memorials Commission. Edward Jones is a full-service wealth management firm serving both individual and institutional clients with a broad range of advisory programs and affiliated financial products. The firm supports its clients with a large network of advisors and branch offices, offering discretionary and non-discretionary investment solutions under a fiduciary standard.

Zachary Sech is a financial advisor with UBS Financial Services in Cincinnati, OH, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with UBS Financial Services since 2008. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client strategies.

Michael Kramer is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has worked with Pinnacle Advisory Group since 1986 and has been associated with Cetera and Cetera Wealth Services since 2013. Kramer serves as a board member of the Dearborn County Chamber of Commerce, a nonprofit organization. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of advisors. The firm offers a range of portfolio management and financial planning services, utilizing multiple program structures and a multi-manager platform with access to both affiliated and third-party managers.

Nicholas Groman is a financial advisor with LPL Financial in Cincinnati, OH. He holds the CFP® designation and Series 63 and 66 licenses, and has 11 years of industry experience. Prior to joining LPL Financial, he worked with firms including Concentric Wealth Management, Avantax, Horan Securities, and Fidelity. He is also commissioned as a notary in Cincinnati. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management access, and institutional platforms, delivering advice through a large network of investment adviser representatives who may implement customized or model-based strategies.

Richard Brendza is a financial advisor with Raymond James & Associates in Cincinnati, OH, holding Series 63 and Series 65 licenses and possessing 34 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Morgan Stanley & Co., Incorporated. He is also the owner of DGB Management LLC, a business formed for liability purposes with occasional hands-on duties. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a broad client base including individuals, institutions, and charitable organizations. The firm offers financial planning and non-discretionary investment consulting, drawing on multiple portfolio management styles supported by extensive research and affiliate resources.

Ryan Krift is a financial advisor with Morgan Stanley in Cincinnati, Ohio, holding a Series 66 designation and 23 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and concurrently with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a broad range of advisory programs to individuals and institutional clients, including tailored financial planning facilitated by its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Joseph Moretti Jr. is a financial advisor at OSAIC with 42 years of industry experience. He holds the Series 63 designation and has previously worked at Securities America Advisors, Inc., SECURITIES AMERICA, inc., and Brecek & Young Advisors, Inc. since 2002. OSAIC serves a broad range of retail and institutional clients through a multi-advisor platform offering comprehensive financial planning, advisor-managed portfolios, Unified Managed Accounts, third-party money manager programs, and retirement plan consulting. The firm’s investment process employs model-based asset allocation, portfolio optimization, and offers discretionary and non-discretionary strategies supported by various analytical tools.