Matthew Watson is a financial advisor at UBS Financial Services with 13 years of industry experience. He holds the Series 66 credential and previously worked at Alps Distributors, Inc. for seven years. Watson serves as an advisor on the investment committee for the Wright State University Foundation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Joshua Lake is a Series 66-licensed financial advisor with Ameriprise in Bellbrook, Ohio, and has 19 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he owns Moose Eye Capital LLC, through which he conducts administrative management activities. Ameriprise offers retirement-income planning services focused on individuals nearing or in retirement who meet specific asset criteria. The firm provides comprehensive, research-based recommendation reports and combines algorithmic tools with expert oversight to deliver tailored retirement income strategies.

Dwayne Adams is a CFP® professional with over 32 years of industry experience, currently affiliated with LPL Financial since 2000. He has operated under the names Adams Financial Group, Inc. and Adams Wealth Management Group. Outside of his advisory role, Adams is involved in managing investment-related real estate ventures in Centerville and Xenia, Ohio. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary portfolio management, and provides access to model portfolios and research from multiple sources.

Tyler Clark is a financial advisor with Ameriprise in Springboro, Ohio, holding a Series 66 designation and 25 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. He has been with Ameriprise since 2019. Ameriprise offers a retirement-income planning service targeted at individuals near or in retirement with significant investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis, delivering customized advice through a centralized consulting team.

Tonda Davis is a Vice President and Financial Consultant at Fidelity Investments, where she has been serving since 2016 in various roles leading up to her current position starting in 2022. Her career in the financial industry spans over 25 years, with progressive experience including roles such as Financial Consultant, Investment Consultant, and Portfolio Specialist at Fidelity Investments, as well as Financial Advisor positions at PNC Investments and NatCity Investments. Her professional approach involves partnering with individuals and families to build and implement personalized financial plans tailored to their goals. Tonda emphasizes understanding her clients' needs through a structured process, guided by her extensive industry experience and core business beliefs developed throughout her career. Tonda holds an Arkansas Insurance License and has maintained a consistent presence within Fidelity Investments since 2001 across various capacities.

Wendy Arnold is a financial advisor at Morgan Stanley with seven years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2018 and previously worked at Arhaus Furniture for six years. Outside of her advisory role, she operates a retail business called Know Build Deliver LLC and works as a contractor in sales and marketing for Scentsy Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and tailored financial planning that incorporates firm-approved tools and models to assist clients in their financial decisions.

Amy Emrick is a financial advisor with Ameriprise in Middletown, Ohio, holding 21 years of industry experience. She has been with Ameriprise and its affiliate since 2000. Emrick is involved in an outside business activity as a paraplanner for Centurion Holdings LLC. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets. The firm uses a centralized consulting team and a combination of research, modeling, and tax-efficiency analysis to deliver tailored, written recommendation reports.

Abigail Davis is a financial advisor at LPL Financial with three years of industry experience. She holds Series 63 and Series 66 licenses and has worked at institutions including Wright-Patt Credit Union and Discover Financial Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services, incorporating both discretionary and non-discretionary management strategies supported by in-house and third-party research.

Chris Maddock is a Financial Consultant currently working at Fidelity Investments since 2020. He partners with individuals and their families to create and monitor customized financial strategies tailored to their unique and complex needs. His approach emphasizes developing plans that can withstand changing market conditions while aligning with clients' comfort levels regarding risk. Chris has over two decades of experience in the financial industry. His career includes roles such as Investment Consultant, Director Retirement Planner, Retirement Relationship Manager, and Financial Representative at Fidelity Investments. Prior to joining Fidelity, he held various positions at Fifth Third Securities, including Financial Adviser, Associate Financial Advisor, Relationship Manager, Trader, and roles in Brokerage Operations and Trust Operations at Fifth Third Bank Trust Division. No information about his education, credentials, personal interests, or community involvement has been provided.

Justin Evans is a financial advisor with Edward Jones in Dayton, OH, holding a Series 66 designation and six years of industry experience. He has been with Edward Jones since 2019 and previously worked at LexisNexis for ten years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, pension plans, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment options, operating under a fiduciary standard.

Damiano Battaglia is a financial advisor at Edward Jones with nine years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2016. Outside of his advisory role, he is involved in soccer as an assistant coach at Bishop Fenwick High School and as a soccer referee in Dayton, Ohio. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies. The firm manages over $1 trillion in assets and supports a large network of financial advisors and branch offices nationwide.

Nathaniel Stevens is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 21 years of industry experience. His previous roles include positions at Wright-Patt Credit Union and CUSO Financial Services, LP. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, research, and various technology-driven solutions.

Timothy Reese is a financial advisor with LPL Financial in Centerville, OH, holding Series 63 and Series 66 credentials and bringing 33 years of industry experience. His background includes roles at Waddell & Reed, various insurance carriers, and operating Reese Wealth Management. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and a range of portfolio management options.

Timothy Birt is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has worked at Primerica Advisors since 2006 and has prior experience at Riverside Research Institute and Modern Technologies Solutions Inc. Birt also has business activities involving sales of loan products and home security services through affiliates of Primerica. Primerica Advisors is a large institutional firm serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program using model-based investment strategies managed by unaffiliated asset managers, supported by third-party trade execution and custody.

Hannah Flynn is a financial advisor with Morgan Stanley in Beavercreek, OH, holding a Series 66 designation and five years of industry experience. Prior to joining Morgan Stanley in 2019, she worked at Marshall University’s Lewis College of Business Graduate College and the West Virginia Alcohol Beverage Control Administration. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and integrates a structured planning process supported by firm-approved tools and analysis.

Ethan Zielazny is a financial advisor with Osaic, holding four years of industry experience. His prior roles include positions at FSC Securities Corporation and Prudential Insurance Company of America. He has worked in various capacities outside finance, including roles at Wright State University and in the food service industry. Osaic Wealth, Inc. serves a diverse client base, including individual and high-net-worth investors, corporations, and charitable organizations, through a broad network of financial advisers. The firm offers integrated brokerage and advisory services and employs quantitative tools and multiple platforms to construct and manage portfolios across a range of asset classes.

Jill Bracci is a Certified Financial Planner (CFP®) with 45 years of industry experience. She has worked at Morgan Stanley and its Private Bank division since 2017 and previously held roles at Bank of America and Merrill Lynch. Outside of her advisory work, she owns Bracci Renovate and Sell LLC, a real estate property management business in Ohio. Morgan Stanley Wealth Management serves individuals and institutional clients with a wide range of advisory programs and financial planning services. The firm employs structured planning tools and modeling techniques, managing approximately $2.74 trillion in client assets.

John Anderson is a Wealth Management Advisor with extensive experience in the financial services and risk management industry since 1991. He holds a Bachelor of Science in Business Administration from the University of Alabama and is a CERTIFIED FINANCIAL PLANNER™ certificant. He has also earned and maintained his designation as a Portfolio Manager within Merrill IAP. John and his team oversee and coordinate the financial affairs for a select group of clients including families, retirees, business owners, physicians, attorneys, professional athletes and entertainers, corporate executives, and non-profit organizations locally and nationally. They focus on understanding clients' life priorities, investment personalities, and financial situations to deliver personalized wealth management strategies. Their approach emphasizes integrity, trust, and putting clients' best interests first. Active in the community, John has served on the Board of the Johnston YMCA, Charlotte Latin School’s Alumni Governing Board, and as a Parish Council Member of St. Nektarios Greek Orthodox Church. His personal interests include skiing, travel, yoga, and attending live music events.

Julienne Clark is a financial advisor with LPL Financial, holding a Series 66 license and 14 years of industry experience. She has previously worked at J.P. Morgan Securities LLC and J.P. Morgan Chase Bank, N.A., and is currently associated with Wright-Patt Credit Union and CUSO Financial Services, LP. Outside of her advisory role, Clark is the sole member of a private business, Generations Fence & Deck, where she handles bookkeeping, and she also serves as a notary. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and advanced portfolio management technologies.

Michael Druffner is a financial advisor at Raymond James & Associates with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory role, he is president and owner of BBMK Trinity LLC, a company involved in owning and maintaining real estate properties. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a broad client base that includes individuals, institutions, and municipal entities. The firm offers a range of financial planning and consulting services, utilizing various portfolio management styles and affiliated research to support advisor recommendations.