Kimberly Cipra is a financial advisor at Merrill with Series 65 and Series 63 licenses and three years of industry experience. Her prior work includes roles at Robert W. Baird and a decade at Coyle-Kiley Insurance Agency, Inc. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Troy De Filippis is a financial advisor with Cetera, holding a Series 66 designation and seven years of industry experience. He has worked at Cetera and its affiliated entities since 2018 and is also the owner of an e-commerce business specializing in discount auto parts and accessories. Additionally, he co-owns a real estate limited partnership and provides tax preparation services through his financial group. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving a wide range of clients, including individuals, retirement plans, and institutional accounts. The firm offers various portfolio management programs and access to multiple third-party and affiliated money managers within a multi-manager platform.

Marko Govedarica is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds the Series 66 designation and has worked with Morgan Stanley and its Private Bank since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes supported by firm-approved tools and modeling techniques.

Carrie Denham is a Series 66-licensed financial advisor with 11 years of industry experience. She is currently with Morgan Stanley and previously worked at Mesirow and Bank of America/Merrill Lynch. Outside of her advisory role, she is the sole proprietor of Triple Dog Properties LLC, a rental property business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and financial planning services based on structured discovery conversations and firm-approved tools.

Matthew Deboer is a CFP®-certified financial advisor with 10 years of industry experience. He is currently with Wells Fargo Advisors, where he has worked since 2022, following prior roles at Wells Fargo Clearing Services, LLC, and Calamos Financial Services LLC. Deboer serves as treasurer for the National Association of Anorexia Nervosa and Associated Disorders. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including specialized areas such as business-owner transition planning and special-needs analysis, supported by Wells Fargo’s research and planning tools.

Christopher Castaneda is a financial advisor with Charles Schwab, holding a Series 66 designation and 13 years of industry experience. His previous roles include positions at Morgan Stanley and Edward Jones. He serves as treasurer for the Mill Creek Elementary Parent Teacher Organization. Charles Schwab & Co., Inc. provides wealth advisory, brokerage, custody, and cash-sweep services primarily to high- and ultra-high-net-worth individuals. The firm offers both non-discretionary investment recommendations and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Andres Chavez is a Financial Consultant currently working at Fidelity Investments since 2023. He has experience in various roles within the financial industry, including serving as a Platinum Relationship Manager at Etrade by Morgan Stanley from 2022 to 2023, a Financial Consultant at E-trade from 2019 to 2022, and a Private Bank Fraud Services Specialist at J.P. Morgan Chase Private Bank between 2017 and 2019. His practice focuses on assisting clients through evolving economic cycles with an emphasis on planning tailored to individual needs. Andres provides guidance centered on the longevity of financial plans amid changing market conditions, maintaining transparency throughout the process to outline potential outcomes and gaps. He prioritizes meeting clients where they are today to help plan for retirement aligned with their goals. Outside of his professional work, Andres has personal interests in running and traveling.

Raymond Kermend is a CFP®-designated financial advisor with 28 years of industry experience. He is currently with LPL Financial and previously worked at J.P. Morgan Securities and ABN AMRO Financial Services. Outside of his advisory role, he is involved with Partnerland LLC, a separate business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

George Teng is a financial advisor with Mass Mutual Investors Services in Lisle, Illinois, holding Series 63 and Series 65 credentials and possessing 35 years of industry experience. He previously worked at Metlife Securities Inc. for 27 years before joining Mass Mutual Investors Services in 2017. Teng is also an insurance agent affiliated with MetLife Trails. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative annual planning engagements that utilize firm-approved analytical tools.

Scott Lange is a financial advisor with Morgan Stanley in Lisle, Illinois, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked with Morgan Stanley since 2009 and has been affiliated with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and methodologies.

James Burner Jr. is a financial advisor with Edward Jones in Naperville, IL, holding a Series 66 designation and 20 years of industry experience. He has been with Edward Jones since 2006. Outside of his advisory role, he is a general partner in Burner Farms LP, a family farm in Naperville. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of advisors and branch offices.

Gregory Pfaff is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 29 years of industry experience. He has been with Cetera since 1996 and operates an independent tax preparation business, Accounting & Tax Associates, which he owns and has run since 1988. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a large network of independent advisors and utilizes a multi-manager platform with various program structures.

Komalpreet Kaur is a financial advisor at Stifel in Naperville, IL, with eight years of industry experience. She holds Series 63 and Series 66 designations and previously worked at UBS Financial Services, Fidelity Brokerage Services, Merrill, and Bank of America. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and financial planning analyses.

Charles Nunley is a financial advisor at Wells Fargo Advisors in Naperville, IL, holding a Series 66 designation with four years of industry experience. His work history includes positions at Wells Fargo Clearing Services, BDO USA LLC, and Sheffield & Company. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that serves individuals, trusts, and institutional clients, offering a broad range of investment and fee-based financial planning services tailored to clients meeting certain net-worth criteria.

Larry Loethen is a financial advisor with Wells Fargo Advisors in Plainfield, Illinois, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2011. Outside of his advisory role, he owns and manages several investment-related businesses, including LBL Financial Services, LLC and Stockton Wealth Management, LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services, utilizing proprietary research and tools, with planning engagements typically provided on a discrete basis tailored to clients who meet certain net-worth thresholds.

Jesse Diaz is a financial advisor at Wells Fargo Clearing with 31 years of industry experience. He holds the CFP® and ChFC® designations and has worked at Wells Fargo Clearing, UBS Financial Services, and Prudential Equity Group. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research from Wells Fargo Investment Institute with third-party analytics to implement diversified investment strategies across brokerage and advisory platforms.

Michael Bivins is an Investment Consultant at Fidelity Investments, a position he has held since 2025. In this role, he supports clients and their families by crafting personalized financial plans aimed at navigating complex markets and securing their financial futures. Prior to his current role, Michael worked as a Financial Representative at Fidelity Investments from 2023 to 2025 and at Modern Woodmen of America from 2022 to 2023. His experience spans various aspects of financial representation and investment consulting. Outside of his professional responsibilities, Michael's personal interests include beach activities, family activities, and music.

Alyssa Sheehy is a financial advisor at Morgan Stanley in Lisle, IL, holding a Series 66 designation with six years of industry experience. Her prior roles include positions at Merrill Lynch, State Farm, and Echo Global Logistics. Morgan Stanley Wealth Management offers advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and approved tools to model outcomes, with clients responsible for plan implementation and updates.

Christine Miller is a financial advisor with Raymond James & Associates in Naperville, IL, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. Her prior work history includes roles at Petco, Wells Fargo Clearing, A. G. Edwards & Sons, Inc., and Merrill. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets, serving a diverse client base that includes individuals, institutions, and municipalities. The firm offers tailored financial planning and consulting services through a range of portfolio management strategies supported by extensive research and affiliated sub-advisers.

Eric Anderson is a financial advisor at Ameriprise with a Series 66 designation and three years of industry experience. Prior to joining Ameriprise in 2022, he worked for Central States Funds for nine years. Outside of his advisory work, he serves as a volleyball referee for local outdoor sand volleyball leagues. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.