Emily Silva is a Financial Consultant at Fidelity Investments, where she has been working since 2012 in various roles. Her experience at Fidelity includes positions as a Brokerage Services professional, Financial Representative, Relationship Manager, Senior Relationship Manager, Planning Consultant, and currently Financial Consultant. As a CERTIFIED FINANCIAL PLANNER™, Emily collaborates with individuals and families to develop tailored financial plans aimed at delivering peace of mind. She focuses on educating clients about their options to support impactful financial decisions and emphasizes partnerships in her client relationships. Emily is an alumna of Texas Christian University (TCU) and considers Fort Worth her home.

Kristopher Beaulieu is a CFP®-designated financial advisor with 24 years of industry experience, currently associated with Cetera. He is the principal owner of Clarity Financial Group, where he acts as a senior financial planner. Beaulieu also serves as the finance chair on the board of the Texas Civil Rights Project. Cetera Investment Advisers LLC is an SEC-registered advisory firm serving a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm operates a multi-manager platform that offers a range of portfolio management and financial planning services through a large nationwide network of independent advisors.

Daniel Riecker is a CFP® with 12 years of industry experience, currently serving at Cambridge Investment Research Advisors. His prior experience includes roles at Fidelity Investments and Waddell & Reed. Riecker operates out of Fort Worth, TX. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, by offering financial planning, investment management, and retirement-plan advisory services across multiple platforms and custodians. The firm manages a multi-billion dollar asset base and provides both discretionary and non-discretionary management options.

Christopher Sozio is a financial advisor with Raymond James & Associates in Fort Worth, TX, holding Series 63 and Series 66 licenses and 25 years of industry experience. He has been with Raymond James & Associates since 2016. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions with access to a range of portfolio management styles and affiliated research.

Jeffrey Moore is a financial advisor with Ameriprise in Burleson, TX, holding Series 63 and Series 65 licenses and 25 years of industry experience. He has been with Ameriprise and its affiliate since 2012. Outside of his advisory role, he is involved in horse racing. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Geoffrey Browning is a financial advisor at Edward Jones with four years of industry experience. He holds the Series 66 designation and has held roles at Edward Jones since 2021. Prior to joining Edward Jones, he worked in the oil and gas sector and managed mineral investments through several entities. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets and operates through a large network of financial advisors and branch offices nationwide.

Lawrence Terry is a financial advisor at Ameriprise with 45 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Merrill before joining Ameriprise Financial Services, Inc. in 2009. He has been with Ameriprise Financial Services, LLC since 2020, based in Fort Worth, TX. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on providing written recommendation reports and ongoing retirement income planning, emphasizing dependable income sources and tax-aware withdrawal strategies.

Thomas Kennedy is a financial advisor with Ameriprise in Keller, TX, holding a Series 66 designation and 23 years of industry experience. His career includes roles at Merrill and Bank of America before joining Ameriprise in 2019. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. The firm serves a broad client base through advisory, brokerage, and insurance solutions typical of a large institutional provider.

Michael Barron is a financial advisor with Equitable Advisors in Fort Worth, TX, holding a Series 66 designation and two years of industry experience. His background includes prior roles at Opportunity Resource Services and several positions outside the financial sector, including work at University of Texas at Arlington and in the food service industry. Equitable Advisors serves a broad client base, including individual investors, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers financial planning, retirement plan consulting, and a variety of asset management programs through a network of Investment Adviser Representatives and third-party managers.

Emma Beavers is a financial advisor with Raymond James & Associates in Fort Worth, TX, holding a Series 66 designation and seven years of industry experience. Prior to joining Raymond James, she worked at Bank of America and Merrill Lynch. She is also the author of a finance book titled *The ABCs of Finance*. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving a broad client base including individuals, institutional and pension plans, and charitable organizations. The firm offers financial planning, investment consulting, and institutional fiduciary services, drawing on a range of portfolio management styles and affiliated research.

Bailey Benningfield is a Series 66 credentialed financial advisor with Edward Jones in Fort Worth, TX, and has 14 years of industry experience. He has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices.

Jose Rodriguez is a financial advisor with Primerica Advisors in Arlington, TX, holding Series 65 and Series 63 licenses and 12 years of industry experience. He has worked with Primerica Advisors since 2014 and has been associated with Primerica Financial Services since 2003. Primerica Advisors sponsors a wrap-fee asset management program that serves individual, corporate, and charitable clients. The firm delivers advisory services through a large network of advisors and employs model-delivery strategies managed by third-party asset managers, with an overlay manager and custodial support from Pershing.

Keith Karnes is a financial advisor at Ameriprise Financial Services with 34 years of industry experience. He holds Series 63 and Series 65 designations. Prior to joining Ameriprise, Karnes worked at Wells Fargo Clearing for six years. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual retirement-income planning advice focused on income reliability and tax-aware withdrawal strategies.

Kharla Sowells is a financial advisor at Edward Jones in Ft Worth, TX, holding a Series 66 designation with three years of industry experience. Her work history includes real estate roles at Coldwell Banker Realty and BHGRE Gary Greene, as well as periods of self-employment. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, access to separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Kirk High is a financial advisor with RBC Capital Markets in Fort Worth, TX, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He previously worked at Citigroup Global Markets for 10 years before joining RBC in 2009. Outside of his advisory role, he is a passive investor in several non-investment businesses, including management training and fire and water damage restoration companies. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored advisory programs with discretionary and non-discretionary portfolio management, utilizing a range of in-house and third-party investment managers and emphasizing customizable investment strategies.

Jackson Philbrook is a financial advisor at Fidelity with one year of industry experience. He holds the Series 66 designation and has prior work experience in various roles including at Tecovas and Northern & Crain Realty. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios and deliver advisory solutions.

Chantelle Higgins is a financial advisor at Fidelity with 25 years of industry experience. She holds Series 63 and Series 66 credentials and has worked within Fidelity's various divisions since 2001. Outside of her advisory role, she manages rental property in Keller, Texas. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to deliver systematic model portfolios.

Eliazer Hernandez is a financial advisor with Ameriprise, holding a Series 66 designation and 11 years of industry experience. He previously worked at Edward Jones for nine years before joining Ameriprise in 2020. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations through a centralized consulting team.

Jason Helsel is a financial advisor at Edward Jones with 15 years of industry experience. He holds a Series 66 designation and has worked previously at Bank of America, Merrill, Casino Events, and Box Office. He is also a named officer of a family insurance agency that is currently dormant. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs, discretionary and non-discretionary investment strategies, and affiliated financial services.

Delbert Babitzke is a CFP® professional with 25 years of industry experience, currently serving at Edward Jones since 2000. He holds Series 63 licensure and is based in Crowley, TX. Outside of his advisory role, he has interests in oil and gas royalties through activities with Chaparral Energy LLC and Kaiser Francis. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions. The firm manages approximately $1.01 trillion in assets with a nationwide network of more than 23,700 financial advisors.