Elwyn Godsey is a financial advisor with Primerica Advisors in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been associated with Primerica Financial Services and PFS Investments Inc. since 1984 and has also worked at the Godsey/Martin Law Firm since 2012. In addition to advisory work, he is involved in sales of home security and automation products through affiliated companies. Primerica Advisors manages a wrap-fee asset management program serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-delivery strategies developed by unaffiliated asset managers and offers discretionary separately managed accounts supported by BNY Mellon Advisors and Pershing.

Jesus Guerra is a financial advisor at Primerica Advisors with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked in various roles, including at Primerica Mortgage LLC and as a Texas real estate agent. Outside of financial services, he owns Marco Vending and is active as a real estate agent with Texas Premier Realty in San Antonio. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, utilizing model-delivery strategies and a limited number of separately managed account options for individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap fee structure.

Fernando Alvarez Calderon is a financial advisor with Merrill in San Antonio, TX, holding Series 63 and Series 65 credentials and having 39 years of industry experience. He has worked at Merrill since 2013 and has also been with Bank of America, N.A. since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Blake Thompson is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds a Series 66 designation and has one year of industry experience. Prior to joining Raymond James, he worked at Innovation Partners LLC and Catalyst Wealth Management LLC. Thompson is also a licensed insurance agent. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored, non-discretionary planning using risk profiling and modeling tools and supports a wide range of advisory programs and institutional consulting services.

Andi Berzani is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding Series 63 and Series 66 licenses and five years of industry experience. Prior to joining J.P. Morgan Securities, Berzani held positions at PNC Bank, BBVA Securities, UMB Bank, Aflac, and Workforce Logiq. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative screening and qualitative research, incorporating capital market assumptions and ESG considerations.

Kenneth Arreazola is a financial advisor with J.P. Morgan Securities based in San Antonio, TX. He holds Series 63 and Series 66 designations and has one year of industry experience. Prior to joining J.P. Morgan Securities, he worked at JPMorgan Chase Bank, N.A., Charles Schwab, and served briefly in the Texas House of Representatives. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research supported by a manager solutions team and incorporates an ESG eligibility framework in its recommendations.

Joshua Gonzalez is a Financial Advisor and Senior Portfolio Advisor at Merrill Lynch Wealth Management. He focuses on assisting small business owners and families with strategic, personalized financial planning, including customized investment strategies managed on a discretionary basis. Joshua helps clients with areas such as exit planning, for which he holds a Certified Exit Planning Advisor® designation, and supports goals related to wealth preservation and transition. With 15 years of marriage and as a father of three, Joshua integrates his background as a former business owner and Certified Fitness Trainer into his disciplined approach to financial planning. He holds a Bachelor's Degree from the University of the Incarnate Word and has completed the Accredited Certificate Program from the Exit Planning Institute. Joshua also holds the Professional Investment Advisor (PIA) designation. In addition to his advisory role, Joshua serves as an officer on Bank of America's Board of Community Volunteers and as a board member of HOLA, promoting Hispanic leadership. His community involvement extends to organizations such as St. Anthony Claret CYO and Windsong UMC. Outside of work, his interests include basketball, boxing, football, golfing, music, running marathons, spending time with family, and volleyball.

Clay Calderon is a Series 66 registered financial advisor with J.P. Morgan Securities in San Antonio, TX, with nine years of industry experience. He has worked at JPMorgan Chase and its affiliated entities since 2015. Outside of his advisory role, he occasionally works as a delivery contractor for Uber Eats. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program that focuses on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process is supported by centralized due diligence combining quantitative and qualitative research and includes capabilities in derivatives and commodities.

Robert Alaniz is a financial advisor with Raymond James Financial Services Advisors, Inc. in San Antonio, TX, holding a Series 66 credential and 20 years of industry experience. He has been associated with Raymond James and related entities, including Security Service Investment Group and Security Service Federal Credit Union, since 2016. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual and institutional clients. The firm offers tailored, non-discretionary advisory services supported by analytical tools and maintains specialized programs including municipal and public-finance advisory services.

Justin Carmouche is a financial advisor at J.P. Morgan Securities in San Antonio, TX, holding Series 63 and Series 65 licenses. He has one year of industry experience, including prior roles at Increase Financial and various other organizations. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program. The firm’s advisory process combines quantitative and qualitative research supported by a centralized manager solutions team and includes capabilities in derivatives and commodities through its broader regulatory registrations.

Alejandro Diez is a financial advisor with Wells Fargo Clearing in San Antonio, TX, holding a Series 66 designation and six years of industry experience. His prior positions include roles at Bank of America, Merrill, Citigroup, and MassMutual Texas Gulf Coast. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics from Wells Fargo Investment Institute and third-party databases.

Sandy Beauchamp is a financial advisor with Wells Fargo Advisors in San Antonio, TX, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. Prior to joining Wells Fargo Advisors in 2021, Beauchamp worked at Wells Fargo Clearing from 2016 to 2021 and Prudential Equity Group, LLC from 1993 to 2003. Outside of advisory work, Beauchamp is involved with Desert Springs Church in Albuquerque, NM, serving as a pastor/elder. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options and integrated financial products.

Marilyn Ramsook Lilly is a CFP® professional with over 26 years of industry experience. She currently works at Fidelity and has held positions at Citigroup, Victory Capital Advisors, and several other financial services firms. She also operated StarApple, LLC as a self-employed business for one year. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to diverse clients, including retail and institutional investors. The firm uses a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios and is noted for its use of AI, algorithmic methods, and formal governance procedures.

Darron Bergstrom is a financial advisor with Cambridge Investment Research Advisors, Inc., holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has worked at Cambridge Investment Research since 2009 and previously held positions at Mutual Service Corporation and Sentra Securities Corporation. Bergstrom serves as treasurer of the Rotary Club of Boerne and is secretary-treasurer for the Corpus Christi Firefighters Retirement System, where he helps develop and review investment policy. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pension plans, and charitable organizations by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base and supports both discretionary and non-discretionary management through multiple platforms and proprietary model strategies.

John Mc Phillips Jr. is a financial advisor with Raymond James & Associates in San Antonio, TX, holding a Series 66 designation and 10 years of industry experience. He previously worked at Edward Jones from 2016 to 2020 before joining Raymond James in 2020. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Catherine Morrison is a CFP® professional with 27 years of industry experience, currently with Wells Fargo Advisors since 2022. Her prior experience includes roles at Wells Fargo Clearing, Morgan Stanley, and Citigroup Global Markets. She is also involved in a business venture as the owner of VERA NATURA LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and develops tailored recommendations using proprietary research and tools.

Lauren Martinez is a financial advisor at J.P. Morgan Securities in San Antonio, TX, holding a Series 66 designation and beginning her advisory career in 2026. Her prior work includes positions at JPMorgan Chase Bank, Equitable, Fraire Realty Group, and the University of Texas at San Antonio. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research and offers broader derivatives and commodities capabilities through various regulatory registrations and affiliations.

Shelley Maxted is a financial advisor at Wells Fargo Advisors in San Antonio, TX, with 16 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Wells Fargo Advisors since 2021, following five years at Wells Fargo Clearing. Maxted serves on the investment committee of the Oklahoma City Community Foundation. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser offering investment and financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services and integrates advisory solutions with other financial products through a network of advisors.

Michael Johnston is a CFP® and ChFC® with 20 years of industry experience. He is currently a financial advisor at Raymond James Financial Services Advisors, Inc. in San Antonio, TX. Prior to this, he held positions at JPMorgan Chase Bank, J.P. Morgan Securities, and USAA Financial Planning Services. Outside of advising, Johnston works as an independent contractor driver for Uber. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a broad client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public finance services through a unique municipal advisor affiliation.

Dionisio Saenz is a financial advisor with J.P. Morgan Securities in San Antonio, Texas, holding a Series 66 credential and one year of industry experience. His prior experience includes roles at Lone Star National Bank, LPL Financial, and Finance of America Mortgage, among others. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm combines systematic quantitative screens and qualitative research in its advisory process and incorporates an ESG eligibility framework in its recommendations.