William Collins is a Certified Financial Planner (CFP®) with over 42 years of industry experience. He is affiliated with OSAIC and has held positions at Royal Alliance Associates, Inc. and Integrated Resources Equity Corporation for several decades. Collins also works as an insurance agent, assisting clients with life insurance and long-term care insurance needs. OSAIC serves a diverse range of retail and institutional clients, providing integrated brokerage, investment advisory services, financial planning, and access to multiple portfolio management platforms through a large network of affiliated advisers.

Travis Knapp is a financial advisor at Ameriprise with 26 years of industry experience and holds a Series 66 designation. He previously worked at Morgan Stanley and its affiliated entities for over a decade. Outside of his advisory role, he is involved in church leadership as a board member of the Lake Travis Methodist Church and owns Knapp Ventures LLC, a design business focused on travel-related products. Ameriprise provides a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Gregory Rychlik is a financial advisor at Mass Mutual Investors Services with 24 years of industry experience. He holds a Series 66 designation and has worked at Mass Mutual Investors Services since 2017, following a prior role at MetLife Securities. Outside of his advisory work, he serves as president of a local board, where he provides leadership and guidance on events and fundraisers. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm utilizes detailed client information and firm-approved analytical tools to deliver written recommendations as part of annual financial planning engagements.

Vlad Bahrencu is a financial advisor at Edward Jones in Austin, TX, holding a Series 66 designation with four years of industry experience. He previously worked at RSI, Inc. and Club Corp - Lost Creek Country Club. Outside of his advisory role, he is the managing member of BuildUP Investments, a real estate investing business. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,000 financial advisors.

Robert Fernandez is a financial advisor at Morgan Stanley with 42 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets since 1993. He is based in Austin, TX. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and incorporates a structured planning process that includes firm-approved tools and modeling techniques.

Jessica Arenivar is a financial advisor at Charles Schwab in Austin, TX, holding a Series 66 designation with seven years of industry experience. She has worked at Charles Schwab since 2018 and previously held positions at Bird and LensCrafters. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by centralized custodial and operational structures.

Nicklaus Sabb is a financial advisor with LPL Financial in Austin, TX. He holds a Series 66 designation and has two years of industry experience. Prior to joining LPL Financial, he worked at Triple N Management LLC and has a background that includes roles associated with Baylor University, 2020 Family Vision, Texas Movie Bistro, and education at Canyon Ridge Middle School and Vandegrift High School. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services, offering both discretionary and non-discretionary management along with research-supported model portfolios and diverse investment options.

Bianca Lindsey is a Wealth Management Advisor with Merrill Lynch Wealth Management. She joined Merrill Lynch in 1994 and holds professional designations including CERTIFIED FINANCIAL PLANNER® and Personal Investment Advisor (PIA). Bianca completed the Longevity Training Program at The University of Southern California, Davis School of Gerontology, and earned a Bachelor of Business Administration degree from Kaplan University. Her areas of focus include college education planning, equity compensation services, family wealth management strategies, legacy planning, LGBT wealth planning, managing new wealth, personal retirement planning, socially responsible and values-based investing, women and wealth, and tax minimization. Bianca is originally from the Pacific Northwest and enjoys connecting with clients on a personal level. Outside of her professional work, Bianca is involved with community organizations such as Austin Pride, HAMM, and Meals on Wheel. Her personal interests include biking, cooking, gardening, music, and spending time with her family.

Shanicia Harris is a financial advisor at Morgan Stanley with 10 years of industry experience. She previously worked at JP Morgan Securities, Capital One Investing, and Charles Schwab. Harris holds the Series 63 and Series 66 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and research.

Michael Krumholz is a Financial Advisor at Merrill Lynch Wealth Management and a member of the OAKS Wealth Management Group since 2022. He works alongside a team with over 80 years of collective experience, providing clients with personalized wealth management strategies tailored to their individual financial goals. Michael's focus areas include college education planning, liquidity management, personal retirement planning, portfolio management services, and tax minimization. An Austin native, Michael holds a Bachelor of Science degree from Tulane University. Prior to his career in financial advising, he spent six years as a math and science educator in Houston, a background that continues to influence his approach to client relationships. Michael holds the Personal Investment Advisor (PIA) designation and values integrity, openness, and transparency in his professional interactions. Michael is involved in the community through participation with the Shalom Austin Jewish Foundation. Outside of work, he enjoys spending time with his family, traveling, and watching movies.

Adam Ulatoski is a Wealth Management Advisor at Merrill Lynch Wealth Management. He provides clients with comprehensive financial strategies encompassing retirement planning, risk and tax minimization, insurance considerations, and wealth transfer strategies. Adam's approach centers on outcomes and goals, continuously adapting client strategies according to changes in their life circumstances and investment preferences. Adam graduated from the University of Texas in 2008 and completed his football career with the Longhorns in 2009 as an All-American and Academic All-American. He joined Merrill Lynch Wealth Management in 2012. He holds several professional designations, including Certified Investment Management Analyst (CIMA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Outside of his professional role, Adam is married to his wife Emily and has two sons, Evan and Daniel. He enjoys sports, music, cooking, and spending time with his family. Adam is involved in his community as an active board member of the Neighborhood Longhorns Program, volunteers with the NFL Alumni to assist local children, and helps prepare meals for families at the Ronald McDonald House of Central Texas.

Neil Walters is a financial advisor with Ameriprise in Cedar Park, TX, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Outside of his advisory role, he is president of an LLC that supports his practice’s administrative functions. Ameriprise offers retirement-income planning services targeting individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored, non-discretionary recommendations through a centralized consulting team. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Cameron Johnson is a financial advisor at LPL Financial in Austin, TX. He holds a Series 66 designation and has five years of experience with LPL Financial. Prior to his current role, he worked at Pizza Hut for nine years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, incorporating discretionary and non-discretionary management and model portfolios supported by internal and third-party research.

Rachel Wirth is a financial advisor at Thrivent Investment Management with one year of industry experience. She holds the Series 66 designation and previously worked at Thermo Fisher Scientific for eleven years. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based financial planning without portfolio management for institutional clients. The firm delivers holistic analyses and allows clients to combine planning with managed-account programs under a consolidated billing option called “WealthPlan.”

Sharbel Chartouni is a financial advisor with J.P. Morgan Securities holding Series 66 and Series 63 licenses and four years of industry experience. His prior work includes roles at Charles Schwab and JPMorgan Chase Bank, N.A. before joining J.P. Morgan Securities in 2022. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to recommend approved funds and strategies.

Maguy Amine is a Series 66 licensed financial advisor with seven years of industry experience, currently affiliated with J.P. Morgan Securities in Austin, TX. Her career includes roles at JPMorgan Chase Bank, N.A., Bank of America, N.A., Merrill, and Frost Bank. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser services.

Omar Quintanilla is a financial advisor at Merrill based in Austin, TX, holding a Series 66 designation with two years of industry experience. His work history includes roles at Bank of America and Chase Bank. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Richard Fleming is a financial advisor at Charles Schwab with Series 66 and Series 63 credentials and two years of industry experience. His career includes roles at Charles Schwab Bank, SSB and Charles Schwab & Co., Inc., as well as multiple positions at the University of Waterloo. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios, alternative investment options, and centralized custody and order-routing services.

Justin Green is a financial advisor with Equitable Advisors in Austin, TX, holding a Series 66 designation and three years of industry experience. Prior to joining Equitable Advisors, he worked at LPL Enterprise and The Prudential Insurance Company of America. He has also been involved with Chess In The Schools. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm offers financial planning, retirement plan consulting, and various asset-management programs delivered through a network of Investment Adviser Representatives and third-party managers.

Andrew Sheehy is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and having nine years of industry experience. He has worked with JPMorgan Chase Bank, N.A. since 2006 and joined J.P. Morgan Securities in 2022. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering advisory services alongside affiliated brokerage and investment management capabilities.