Michael Bonilla is a financial advisor at J.P. Morgan Securities with 21 years of industry experience. He holds Series 66 and Series 63 designations. His prior roles include positions at Transamerica Investors Securities Corporation, Transamerica Life Insurance Company, Invesco, and Oppenheimer Funds Distributor Inc. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.

Joseph Gibbons is a financial advisor at Merrill with 43 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill Lynch since 2006 and Bank of America since 2009. Outside of his advisory role, Gibbons serves as an officer and board member of a homeowners association in Vail, Colorado. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.

Timothy Butler is a financial advisor with Robert W. Baird & Co. in Denver, CO, holding Series 63, 65, and 66 licenses and bringing 31 years of industry experience. He has been with Robert W. Baird since 2011. He is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice that advises a broad range of clients including individuals, families, pensions, corporations, and charitable organizations. The group offers tailored consulting and portfolio services, utilizing both in-house and third-party managers across traditional and non-traditional investment strategies.

Michael Freemire is a financial advisor at Cambridge Investment Research Advisors with eight years of industry experience. He holds a Series 65 designation and has previously been involved with Kids Adventures Inc, Mission ROI, LLC, and Total Turf & Landscape, Inc. In addition to his advisory role, he serves as President of Patio Plus HOA and is an alternate board member of the Douglas County Colorado Water Commission. He is also an author and owns Full Circle Financial of Colorado Inc. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, trusts, and estates. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing a range of portfolio management strategies across multiple platforms.

Jonathan Moranchel is a Series 66 credentialed financial advisor with 20 years of industry experience. He is currently with LPL Financial and has prior experience at Ameriprise Financial Services, Inc., Wells Fargo Clearing, and Sigma Financial Corporation. Outside of advisory work, he is the manager and owner of a tax preparation and accounting firm, Upstream Tax Partners. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services with access to model portfolios, research, and technology-driven investment strategies.

James Chestnut is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and has worked previously at Elevations Credit Union, Prudential, Lyft, and Honor Society Handcrafted Eatery. Outside of his advisory role, he occasionally performs in theatrical and cabaret productions in Denver. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Willis is a financial advisor at Edward Jones in Denver, CO, holding a Series 66 designation. He began his career at Edward Jones in 2025 and has prior experience working in various roles including positions at Kingsisle Entertainment and GoDaddy Social. Outside of finance, he has been involved with Remodel Boutique. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Randall Baker is a financial advisor with Charles Schwab in Aurora, Colorado, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. His prior work includes roles at Optionsxpress Inc and service in the U.S. Army Reserves. He serves as a board member and registered agent for the Maggasekha Exploratory Foundation, a nonprofit charitable organization. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management supported by strategic asset allocation and due diligence on alternative investments.

Thea Diffendal is a financial advisor at LPL Financial with 20 years of industry experience. She holds Series 63 and Series 66 licenses. Prior to joining LPL Financial, she worked at TIAA and TIAA-CREF for 16 years and has held roles at BMO Bank NA and Robinhood. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management styles and providing access to model portfolios and research from various sources.

Dustin De Groff is a financial advisor with Edward Jones in Denver, CO, holding a Series 66 designation and seven years of industry experience. He has been with Edward Jones since 2018 and previously worked in the fitness industry for eleven years. Outside of his advisory work, Dustin is the founder and president of Colorado Business Connections, a paid networking group based in Aurora, CO. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate clients. The firm manages over $1 trillion in assets and offers a range of investment strategies and affiliated products through a nationwide network of more than 23,000 financial advisors.

Larry Lagerberg is a financial advisor at Robert Baird & Co. in Denver, CO, with 16 years of industry experience. He holds the Series 63 and Series 66 designations and previously worked with Holy Shepherd Lutheran Church for seven years before joining R.W. Baird in 2022. The DDK Group, part of Robert W. Baird & Co.’s Private Wealth Management department, serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, portfolio management, and custody and brokerage services, utilizing both internal research and external partnerships to support its advisory work.

Edward Eckhoff is a financial advisor with Mass Mutual Investors Services in Denver, CO. He holds Series 63 and Series 65 licenses and has 26 years of industry experience. His prior work includes roles at MassMutual Life Insurance Company and Metlife Securities Inc. Since 2019, he has also been an agent for individual life and disability income insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm offers financial planning, asset management, and educational programs, employing firm-approved tools to develop collaborative, annual financial plans for its clients.

Scott Beckley is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has over fifteen years of experience working in the financial advisor services industry in Denver, focusing on providing wealth planning and financial advice to his clients. Scott works with corporate executives and families considering retirement or cash flow organization, helping them simplify their finances and achieve greater financial security. His approach involves explaining the wealth management process in-depth and building customized portfolios within clients' risk tolerance and time horizon. Scott holds a B.S. in Finance from Michigan State University and an MBA from the University of Colorado. He has earned several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Scott was recognized by Forbes as one of the "Best in State Wealth Advisors" in 2021 and 2022. Scott is involved with the Denver Zoological Foundation's Leadership Council, where he has served as Co-Chair, and is a member of the Denver Zoo and Lake Valley Golf Club. He and his wife Suzanne have a daughter. Outside of work, Scott enjoys golfing, spending time with his family, and traveling.

Mark Witter is a financial advisor with Robert Baird & Co. in Denver, CO, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. His prior roles include positions at Principal Funds Distributor, Inc. and Neuberger Berman LLC. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and institutional clients. The group offers a combination of consulting and portfolio services, tailoring strategies through both in-house and third-party managers across a range of traditional and non-traditional investment approaches.

Ryan Kelly is a financial advisor with Morgan Stanley in Denver, CO, holding a Series 66 designation and three years of industry experience. He has been with Morgan Stanley since 2018, including time as a contingent worker prior to becoming a full advisor. His prior experience includes roles at Caliber Logistics and Fortney Hospitality Group, Inc. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and offers a range of investment and advisory services as part of its comprehensive wealth management approach.

Sydney Mc Call is a financial advisor with Ameriprise Financial Services LLC in Denver, CO, holding a Series 66 designation and four years of industry experience. Prior to joining Ameriprise in 2022, Mc Call held roles in marketing, research, and media. Outside of financial advising, Mc Call is involved as a performer with the Maureen Breeze Dance Theater and serves on the board of directors for The Soda Shop Movement Company. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, known for its specialized Premier Retirement Income service that provides retirement-income planning advice through written reports and ongoing collaboration.

Mike SOSNIAK is a Financial Consultant at Fidelity Investments, a role he has held since 2022. Prior to this, he served as a Workplace Planning Consultant at Fidelity Investments from 2021 to 2022 and worked as a Financial Professional Associate at Prudential Financial from 2019 to 2021. He holds a California Insurance License and focuses on building customized financial plans that meet the unique needs of families. Mike works with clients to identify strategies aligned with their individual goals and provides ongoing support to adjust plans as financial needs evolve over time. Outside of his professional work, Mike enjoys biking, family activities, fitness, hiking, skiing, and tennis.

Lucas Schneider is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Robert W. Baird & Co. in Denver, CO. His prior roles include positions at TIAA-CREF, Strategic Advisers, Inc., and Fidelity Brokerage Services. He is part of The DDK Group within Baird’s Private Wealth Management practice, which provides tailored financial planning and portfolio management services to individuals, families, pensions, corporations, and institutional clients using a combination of in-house and third-party managers.

Carissa Guernsey is a financial advisor at Robert Baird & Co. with a Series 66 designation and three years of industry experience. She has worked at R.W. Baird since 2022 and previously held roles in physical therapy and chiropractic fields. The DDK Group, part of Robert W. Baird & Co.’s Private Wealth Management department, serves individuals, corporate clients, pension and profit-sharing plans, and charitable organizations. The firm offers a variety of financial planning and investment management services, utilizing a combination of manager-traded and model-traded strategies along with ongoing manager selection and monitoring by internal investment professionals.

Jean Boh is a CFP® with 10 years of industry experience, currently an advisor at Charles Schwab in Denver, CO. His career includes roles at Charles Schwab Bank, Schwab Private Client Investment Advisory, Inc., and Charles Schwab & Co., Inc. Prior to joining Schwab, he worked at Mr. Appliance of West Denver, Sur La Table, and Group Genesis. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory services with access to discretionary separately managed accounts, using a multi-asset model portfolio approach supported by research from the Schwab Center for Financial Research.