Robert Gage is a financial advisor with Morgan Stanley in Barrington, IL, holding a Series 66 designation and 22 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and modeling techniques.

Summer Darkis is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and having 12 years of industry experience. She has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2014. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm’s approach combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework in its recommendations.

Larry Osa is a financial advisor with Robert W. Baird & Co. in Peoria, AZ, holding Series 63 and Series 66 licenses and bringing 42 years of industry experience. His previous roles include 11 years at RBC Capital Markets before joining Robert W. Baird in 2019. Outside of his advisory work, he serves on the board of Sunshine Dog Rescue, where he helps establish intake and adoption policies. He is part of The DDK Group within Robert W. Baird’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and charitable organizations. The group offers tailored financial planning and portfolio management services, utilizing a range of strategies from traditional to non-traditional investments and providing both discretionary and non-discretionary management options.

Martha Landon is a financial advisor at Fidelity with 26 years of industry experience. She holds Series 63 and Series 65 credentials and has worked previously at The Vanguard Group and Bank of America. She is also a notary public in Phoenix, Arizona. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research and quantitative analysis to construct model portfolios from a broad range of mutual funds, ETFs, and ETPs.

Jorge Chavez Enriquez is a financial advisor with Fidelity in Phoenix, AZ. He holds a Series 66 designation and has one year of industry experience. His prior roles include positions at Merrill, Bank of America, Wells Fargo, Discover Financial Services, and Amazon. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to develop model portfolios using mutual funds, ETFs, and ETPs.

Robert Schoen is a CFP® with 39 years of industry experience, currently serving at Cetera. He also owns Schoen & Co., a CPA firm providing income tax preparation and related services since 1979, and works as a CPA at Fates, Bodily & Parker CPAs. His career includes over two decades at Cetera and its affiliated entities, alongside running his own financial advisory practice since 2014. Cetera Investment Advisers LLC is a large SEC-registered firm offering a multi-manager investment platform through a nationwide network of over 10,000 independent advisors. It serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients with various portfolio management and financial planning services.

Zachary Vie is a financial advisor with Merrill in Phoenix, AZ, holding Series 63 and Series 66 licenses and having 12 years of industry experience. His career includes roles at Merrill since 2014 and at Bank of America, N.A. since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Karen Green is a Series 66 licensed financial advisor at Merrill with 15 years of industry experience. She has been with Merrill since 2010. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Christine Melancon is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and 18 years of industry experience. She has worked at Cetera since 2019 and previously held roles at Foresters Advisory Services and Foresters Financial Services. Melancon also owns Christine Melancon LLC and serves as successor trustee for the Aaron J Cunningham Trust. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers portfolio management, financial planning, and access to multiple program platforms, operating a multi-manager platform that includes affiliated and third-party managers.

Emily Stead is a CFP® professional with 10 years of industry experience, currently serving at Cetera since 2019. Her previous roles include positions at Foresters Advisory Services LLC and Foresters Financial Services. Outside of her advisory work, she operates a financial planning firm established for tax purposes. Cetera Investment Advisers LLC is a large, nationwide SEC-registered advisory firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, supporting both discretionary and non-discretionary strategies.

Kent Seacat is a financial advisor with LPL Financial based in Phoenix, AZ. He holds the CFP® designation and has 40 years of experience in the industry, including roles at BMO Harris Financial Advisors, PNC Managed Account Solutions, Chase Investment Services Corp., and Banc One Securities Corporation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Jessica Bradley is a financial advisor with Edward Jones in Surprise, Arizona, holding a Series 66 designation and one year of industry experience. Prior to joining Edward Jones in 2023, she worked in various educational roles and operated as an independent consultant for Norwex. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory solutions, supported by a large nationwide network of advisors and branch offices.

Jonathan Mueller Schrader is a financial advisor at LPL Financial with 31 years of industry experience. He holds Series 63 and Series 65 credentials and has held roles at BMO Harris Financial Advisors, Inc. and M&I Trust Company Inc., among others. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing both proprietary and third-party strategies across diverse asset allocation approaches.

Tricia Pickering is a financial advisor with Edward Jones in Sun City, AZ. She holds Series 63 and Series 66 licenses and has 25 years of industry experience, including 24 years with Edward Jones. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a range of investment advisory programs, discretionary and non-discretionary wrap fee strategies, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and maintains a large nationwide network of advisors and branch offices.

Jesse Witt is a financial advisor with RBC Capital Markets in Phoenix, AZ, holding a CFP® designation and several securities licenses. He has 26 years of industry experience, including prior roles at Wells Fargo Advisors and Wells Fargo Clearing. RBC Wealth Management, a division of RBC Capital Markets, serves a broad client base ranging from individual investors to institutional clients, offering customized portfolio management and financial planning through a variety of advisory programs. The firm employs a mix of in-house and third-party investment managers and offers multiple features such as tax management and responsible investing options.

Israh Gharib is a Series 66 licensed financial advisor with three years of industry experience. They currently work at Cambridge Investment Research Advisors and previously held positions at JPMorgan Securities LLC and JPMorgan Chase Bank, NA. Gharib has also been involved with the Morgridge Center for Public Service and the Literacy Network. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, trusts, and retirement-plan sponsors. The firm provides financial planning, investment management, and retirement advisory services through a network of independent professionals, offering multiple portfolio management strategies and platform options tailored to client objectives.

Laura Olson is a financial advisor with Ameriprise in Glendale, AZ, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. She has been with Ameriprise and its affiliates since 2004. Outside of her advisory work, Olson is co-owner of a personal fitness training business and is involved with missionary support and organizational activities at New Life Community Church. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, noted for its Premier Retirement Income service that provides detailed planning and ongoing advice for clients nearing or in retirement. The firm’s approach integrates proprietary research, third-party data, and algorithmic analysis within a framework of managed accounts and affiliated investment options.

Eric Cook is a financial advisor with LPL Financial in Phoenix, AZ, holding a Series 66 designation and 24 years of industry experience. He previously worked at National Planning Corporation for 15 years before joining LPL Financial in 2017. In addition to his advisory role, Cook is involved in fixed insurance sales, including life, health, disability, and long-term care insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions through a network of over 22,800 advisors. The firm offers a range of financial planning, model portfolios, third-party asset management, and institutional platforms, combining advisory services with non-advisory financial products and extensive operational support tools.

Joshua Willard is a financial advisor with OSAIC based in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. He has previously worked with Coghlan Financial Group, Inc. and Securities America Advisors, Inc. Outside of his advisory role, he owns Willard Capital Consulting, providing business office organization and workflow consulting to local San Diego businesses. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage and advisory services, including financial planning, retirement consulting, unified managed accounts, and access to third-party money managers. The firm utilizes technology-driven asset allocation and portfolio management tools to support discretionary and non-discretionary accounts.

Harry Calivas is a financial advisor with Wells Fargo Clearing in Peoria, AZ, holding the CFP® designation along with Series 63 and Series 65 licenses. He has 25 years of industry experience, including over 17 years with Wells Fargo entities. Calivas serves as a trustee for his parent's trust, a role he has held since 2022. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, and retirement consulting services to individual, corporate, and institutional clients, managing approximately $671 billion in assets across more than 14,000 advisors.