Ronaldo Garcia is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and four years of industry experience. He has previously worked at Merrill and Bank of America. He has one year of experience at JPMorgan Chase Bank, N.A., and J.P. Morgan Securities. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, providing investment consulting and advisory services through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework in its investment recommendations.

Ryan Graff is a financial advisor with LPL Financial in Las Vegas, NV, holding a Series 66 designation and eight years of industry experience. His career includes roles at Bank of America, Merrill, Nevada State Bank, and prior tenure at LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a variety of advisory programs, financial planning, and retirement consulting, utilizing discretionary and non-discretionary management supported by proprietary research and third-party subadvisors.

Tashay Williams is a financial advisor with Wells Fargo Clearing in Las Vegas, NV. She holds a Series 66 license and has been with the firm since 2015. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Thomas Galbraith is a financial advisor with Cetera, holding Series 63 and Series 65 designations and over 30 years of industry experience. His career includes roles at Summit Financial Group Inc. and Cetera Wealth Services, LLC, spanning two decades. He also owns KG Financial Group, which provides life and health insurance solutions for small companies and individuals. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers diverse portfolio management and financial planning services, utilizing a multi-manager platform with both affiliated and third-party investment options.

Saulo Romero is an International Wealth Advisor at Merrill Lynch Wealth Management with 20 years of experience in the financial services industry. He specializes in serving the unique wealth management needs of business owners and entrepreneurs, focusing on developing tailored strategies to help clients, their families, and their businesses pursue both short- and long-term financial goals. Saulo leverages the investment insights of Merrill Lynch and banking services from Bank of America to provide comprehensive financial solutions. He began his banking career in 2006 and joined Merrill Lynch in 2019. Saulo's expertise includes designing tax-minimization strategies, optimizing executive compensation, guiding clients through business transitions, and supporting socially responsible and values-based investing. Fluent in English and Spanish, he holds a Bachelor's Degree from ETAC and the designation of Personal Investment Advisor (PIA). Saulo is actively involved in professional organizations such as the Hispanic Latino Advisory Council at Merrill Lynch, the Las Vegas Hispanic Business Council at Bank of America, and the Las Vegas Latin Chamber of Commerce. Outside of his professional work, he enjoys boating, dancing, golfing, music, running, skiing, and watching movies.

Cesar Guerrero is a Planning Consultant at Fidelity Investments, where he works closely with clients to understand their financial goals and priorities. In his role, he aims to provide a collaborative experience that supports clients in making informed decisions about their financial futures. Prior to becoming a Planning Consultant in 2026, Cesar held positions at Fidelity Investments as a Relationship Manager from 2025 to 2026, and as a Financial Representative from 2023 to 2025. Through these roles, he has gained experience in client relationship management and financial planning. Outside of his professional work, Cesar has interests in spending time at the beach, enjoying food, watching movies, and running.

Dustin Duin is a financial advisor at Morgan Stanley based in Las Vegas, NV, with 12 years of industry experience. He holds the Series 66 designation and previously worked at Merrill Lynch for nine years before joining Morgan Stanley in 2025. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and market simulations as part of its financial planning process.

Garett Fay is a financial advisor with Cambridge Investment Research Advisors, holding a Series 65 credential and having five years of industry experience. He has worked at Cambridge Investment Research since 2021 and serves as a board member of Ten Minas Ministries. He is also involved with Canyon Ridge Christian Church. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm provides financial planning, investment management, and retirement plan advisory services through a network of independent professionals, offering various portfolio management approaches and access to both proprietary and third-party investment strategies.

Jeffrey Klein is a financial advisor with Wells Fargo Clearing in Las Vegas, NV, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Outside of his advisory role, he serves as a personal representative for family members in matters related to investments. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s IPS-driven approach incorporates a broad range of financial products, including insurance-related vehicles and bank deposit options, tailored to plan objectives and risk tolerances.

Jonathan Mirer is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 65 designations and bringing 53 years of industry experience. He has been with Ameriprise since 2016, initially at Ameriprise Financial Services, Inc., and continuing with the firm through its current structure. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Michelle Clifford is a financial advisor at Edelman Financial Engines with three years of industry experience. She holds a Series 66 designation and previously worked at Thrivent Financial and ReBar. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines a proprietary modeling process with planner delivery and online tools, offering diversified model portfolios, discretionary management, and non-discretionary online advice.

Elias Shiheiber is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with LPL Financial since 2010 and operates an affiliated business, Elias Shiheiber & Assoc. Ltd, based in Las Vegas, NV. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm provides a range of advisory programs, financial planning, and brokerage services, offering both discretionary and non-discretionary management supported by proprietary and third-party research.

Brian Cunning is a CFP®-designated financial advisor with Morgan Stanley in Las Vegas, NV, with 21 years of industry experience. He previously worked at LPL Financial and Nevada State Investment Services before joining Morgan Stanley. Outside of his advisory role, he is involved in real estate investment and property management. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning using firm-approved tools and methodologies.

Alyson Morris is a financial advisor with Ameriprise in Las Vegas, NV, holding a Series 66 designation and 14 years of industry experience. She has been with Ameriprise and its affiliated entities since 2011. Ameriprise provides a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, delivering structured recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to create tailored recommendations, primarily for clients with assets held in Ameriprise-managed accounts.

Ryan Deutsch is a financial advisor with Merrill, holding a Series 66 credential and four years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2022 and has held various roles in real estate and other businesses since 2017, including Uber and MRBD LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Andres Perez Paredes is a financial advisor at Thrivent Investment Management with two years of industry experience and a Series 66 designation. He has held roles at Thrivent Financial since 2024 and previously worked in education and entertainment sectors, including Tutor Kings and AV Vegas Entertainment. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based analyses and written recommendations across various financial planning topics, without managing investment portfolios or institutional mandates.

Kitty Law is a financial advisor at Merrill with 11 years of industry experience. She holds the Series 66 designation and has been associated with Merrill and Bank of America since 2005. Outside of her advisory role, she is involved as a general partner in SKCK Investment LLC, a property management business based in Las Vegas. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Stephanie Webb is a financial advisor with Ameriprise in Las Vegas, NV, holding a Series 63 designation and bringing 40 years of industry experience. She has been with Ameriprise and its affiliate since 2005. Outside of her advisory role, Webb serves on the board of directors and as secretary for CEF of Southern Nevada Inc., acts as a successor trustee in fiduciary activities, and performs as a banjo player in musical shows. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, providing detailed recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm combines centralized consulting with personalized advisor collaboration, emphasizing managed accounts and algorithm-supported recommendations.

John Roehm is a financial advisor with Mass Mutual Investors Services based in Las Vegas, NV, holding Series 65 and Series 66 licenses. He has 20 years of industry experience, including long tenures at Key Investment Services LLC and KEY BANK. Outside of his advisory role, he is involved in insurance brokerage and business development for residential and commercial real estate financing companies. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, with a focus on collaborative, annual planning engagements using firm-approved analytical tools.

Weiping Chen is a CFP® with 18 years of industry experience, currently serving at MassMutual Investors Services since 2017. Prior to this, Chen worked at Metlife Securities from 2009 to 2017. Chen is also the owner of CWP Wealth Solutions, a financial and insurance services LLC. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational programs with a focus on collaborative annual planning engagements.