Ryan Ramirez is a financial advisor at UBS Financial Services with two years of industry experience. He holds the Series 66 designation and has previously worked at Bryant University and Torrey Pines High School. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, utilizing proprietary research and model-based asset allocations to tailor financial plans. The firm combines wealth management with institutional trading capabilities, including futures commission merchant activities and principal trading.

Wesley Cope is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 66 licenses and seven years of industry experience. His prior roles include positions at Commonwealth Financial Network, Fidelity Investments, and Wells Fargo Clearing Services LLC. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services through a comprehensive platform that includes financial planning, model portfolios, third-party asset management, and institutional solutions.

Robert Farwell is a CFP® with six years of experience at Edward Jones and five years in the financial industry overall. Prior to joining Edward Jones in 2020, he worked at ProLearning Source Inc for nine years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.

James Lynch is a financial advisor with RBC Capital Markets in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Raymond James Financial, and Wells Fargo Investments. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles.

Cameron Noorany is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He previously worked at LPL Financial LLC for 22 years and serves as president of RMW Consulting, a financial services firm he has operated since 2003. Noorany is also an insurance agent selling fixed insurance products and is a board member of Advisors Choice Insurance Brokerage Services. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm provides a multi-manager investment platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers across various program structures.

Lindsay Takacs is a Financial Consultant at Fidelity Investments, where she has been working since 2021. She collaborates with clients to create financial plans tailored to their individual and family goals, emphasizing the importance of trust and reliability in her client relationships. Prior to her current role, Lindsay held the positions of Relationship Manager and Financial Representative at Fidelity Investments from 2018 to 2021. Lindsay holds a California Insurance License, supporting her expertise in financial consulting and planning. Her approach focuses on maintaining competency and building lasting relationships with her clients. Outside of her professional work, Lindsay has personal interests in the beach, fitness, and Pilates.

Roy Isaiah is a financial advisor with Fidelity Investments, holding Series 63 and Series 65 credentials and three years of industry experience. His prior roles include positions at Premier Wealth Advisors, LPL Financial, and Christopher Weil & Company. Outside of his advisory work, he serves as an assistant basketball coach mentoring adolescents and is employed in hospitality at Mastro's Ocean Club in San Diego. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, and it serves as an advisor to multiple registered investment companies and fund-of-funds.

Kenneth Greenlee is a financial advisor with Cetera in San Diego, CA, holding a Series 66 designation and 13 years of industry experience. He has worked at multiple Cetera entities since 2017 and was previously with First Allied Securities. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a large network of independent advisors and utilizes a multi-manager platform with diverse program options.

Mario Reece Rosas is a financial advisor at UBS Financial Services with six years of industry experience. He holds the Series 66 designation and has been with UBS since 2018. Prior to his advisory career, he was involved with City Tacos for four years and was a full-time student at San Diego State University. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings. The firm employs proprietary capital market assumptions and model-based asset allocations to tailor plans to client goals and risk tolerances, combining institutional trading capabilities with wealth management services.

Davee Schulte is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 credentials and four years of industry experience. She has worked with Mission Federal Credit Union since 2017, where she has served as an Associate Financial Advisor supporting the credit union’s investment services department. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting, supported by advanced analytical tools and maintains unique affiliations that enhance its municipal and public finance capabilities.

Mike Marabeas is a financial advisor with Charles Schwab, holding a Series 66 designation and 18 years of industry experience. He worked at TD Ameritrade from 2006 to 2024 before joining Charles Schwab in 2021. Outside of his advisory work, Marabeas serves on the board of directors for Lake Murray Little League and coaches travel baseball. Charles Schwab serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account services. The firm offers a combination of non-discretionary and discretionary investment guidance supported by multi-asset model portfolios and centralized custodial and supervisory arrangements.

Michael Holl is the Resident Director and Senior Financial Advisor at Merrill in Carlsbad, with over 17 years of industry experience. Born and raised in San Diego, he focuses on providing personalized financial advice tailored to each client's unique needs and goals. Michael works closely with individuals and families to navigate the complexities of the financial landscape and develop strategies that align with their long-term aspirations. His expertise encompasses a range of areas including college education planning, equity compensation services, family wealth management, legacy planning, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, and retirement income. Michael holds the designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) and earned his bachelor's degree from the University of California System. Michael is an active member of the MSAG San Diego professional organization and participates in community activities through this group. His approach is centered on collaboration and trust, aiming to chart a financial course built on shared values and knowledge.

Philip Weber Jr. is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 37 years of industry experience. He has worked at Wells Fargo since 2016 and previously spent nine years at Merrill. Outside of his advisory role, he serves as assistant treasurer of the Hyannis Rotary Club and acts as trustee for his deceased father-in-law’s estate. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets across a large network of advisors and provides both brokerage and advisory solutions.

Brandy Clements Corder is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 credentials and 19 years of industry experience. Her career includes roles at Commonwealth Financial Network, LPL Financial, Merrill, and various entities affiliated with The Manning Companies. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth persons, pension plans, corporations, and institutional clients. The firm uses tailored, non-discretionary planning and analytical tools to support client goals and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Robert Celeste is a CFP® with 44 years of industry experience, currently serving as a financial advisor at Cetera. He has been with Cetera Wealth Services, LLC since 2013 and transitioned to Cetera in 2023. In addition to his advisory role, he is an insurance agent selling life, health, disability, annuities, and long-term care products. Cetera Investment Advisers LLC is a nationwide SEC-registered firm that serves individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform with access to affiliated and third-party managers.

Candice Gleeson is a financial advisor at UBS Financial Services with 31 years of industry experience. She has been with UBS Financial Services since 1995 and holds a Series 63 designation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services to provide a broad range of financial solutions.

Matthew Lucadano is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 designation and 18 years of industry experience. His prior roles include positions at Morgan Stanley and Citigroup Global Markets. He has been with LPL Financial since 2014. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a variety of platforms and strategies, including financial planning, model portfolios, and institutional services, supported by a large network of investment adviser representatives.

Arturo Martinez Vargas is a financial advisor at Fidelity with 15 years of industry experience. He holds Series 63 and Series 66 designations. His prior experience includes roles at CUSO Financial Services, TD Ameritrade, and Scottrade. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction across a range of mutual funds, ETFs, and ETPs. The firm is known for its use of systematic methodologies, formal advisory roles to multiple registered investment companies, and development of model portfolios for Fidelity Institutional Wealth Adviser.

Reid Stogner is a financial advisor at Cambridge Investment Research Advisors with 18 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. His prior work includes positions at BDT & Associates, Inc. from 2008 to 2018. In addition to his advisory role, Stogner operates Equipoise Financial Services LLC as an owner and financial professional and is an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, and charitable organizations by providing financial planning, investment management, and retirement-plan advisory services. The firm offers access to multiple platforms, third-party advisers, and proprietary model strategies under the Founders Gate Capital brand.

Timothy Cusick is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 45 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent five years at Prudential Equity Group, LLC. He serves as an investment committee member for Rise Up Industries, focusing on investment policies and bylaws. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by extensive research and analytics.