Eric Post is a financial advisor with Guardian Life and Park Avenue Securities in Irvine, CA, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. His work history includes multiple roles at Park Avenue Securities and Guardian Life Insurance Company dating back to 2013. Outside of his primary advisory duties, he is involved in selling fixed insurance products outside of Guardian Life. Park Avenue Securities LLC, where Mr. Post is affiliated, is a dually registered broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm provides brokerage services, financial planning, retirement plan consulting, and diverse advisory programs, including model portfolios and a hybrid digital advisory solution.

R Jeffrey Morrison is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 credentials and bringing 19 years of industry experience. He has worked at both firms since 2010 and also operates Campus Pathway, a college counseling business that he continues to manage on a limited basis. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, serves individuals, pension plans, charitable organizations, and corporate clients with brokerage services, financial planning, and investment advisory programs, offering both discretionary and non-discretionary advisory relationships.

Jesse Cox is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 66 licenses and 25 years of industry experience. He has been with Independent Financial Group since 2013. Cox is also an officer and director of COX Financial Planning, Inc., a business entity used for tax and investment purposes, and owns the marketing DBA Coastal Wealth Management. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers brokerage, portfolio management, financial planning, and retirement plan services, managing approximately $11.3 billion in regulatory assets through a national network of Investment Adviser Representatives.

Liyun Chi is a financial advisor at Citigroup Global Markets with 29 years of industry experience. She has been with Citigroup Global Markets since 2007 and holds Series 63 and Series 66 credentials. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a variety of investment advisory programs, execution, and custody services. The firm employs multi-asset, multi-manager strategies and is notable for its large institutional scale combined with unique market roles such as operating as a swap dealer and futures commission merchant.

Mia Ros is a financial advisor with HSBC Securities (USA) Inc. based in Irvine, CA, holding Series 63 and Series 66 licenses and bringing seven years of industry experience. She has worked with HSBC and its affiliates since 2017, including a role as a Bank Officer with HSBC Bank (USA) N.A., where she engages in the sale of bank-related products alongside her registered representative duties. HSBC Securities (USA) Inc. serves a diverse client base including individuals, retirement accounts, charitable organizations, and corporations through a variety of managed account programs. The firm uses a structured investment process featuring multiple risk profiles and combines strategic and tactical asset allocation with ongoing fund due diligence and portfolio management.

Syed Rizvi is a financial advisor with HSBC Securities (USA) Inc. in Irvine, CA, holding Series 63 and Series 66 licenses and having 10 years of industry experience. His work history includes roles at HSBC Bank USA, N.A., HSBC Securities USA, Inc., UnionBanc Investment Services, and MUFG Union Bank. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and fully discretionary options. The firm’s investment approach incorporates multiple risk profiles, strategic and tactical asset allocation, and ongoing fund due diligence, supported by affiliated and third-party providers.

Kylee Bowden is a financial advisor with Primerica Advisors who holds a Series 66 designation and has six years of industry experience. Her work history includes roles at Park Avenue Securities, Guardian Life Insurance, and Wells Fargo Advisors. Park Avenue Securities LLC serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both brokerage and fee-based advisory services, employing a mix of proprietary and third-party investment strategies alongside financial planning and business consulting.

Blal Said is a financial advisor at Citigroup Global Markets with nine years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America, N.A. and Merrill. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains significant institutional scale with unique market roles such as acting as a security-based swap dealer and futures commission merchant.

Michael Kish is a financial advisor with OSAIC, holding a Series 66 designation and 15 years of industry experience. He previously worked for Lincoln Financial Advisors for 15 years. Outside of his advisory role, he is also involved in residential real estate sales and provides fixed insurance products including life insurance and annuities. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, financial planning, and access to third-party money managers.

Cade Cherry is a financial advisor with Edward Jones, holding Series 63 and Series 66 credentials and 13 years of industry experience. Prior to joining Edward Jones in 2024, he worked at Pacific Life for 14 years. Outside of his advisory role, he is involved in a family partnership managing his mother’s household affairs and co-owns a vacation home in Hawaii with his wife. Edward Jones is a wealth management firm serving individual and institutional clients with a broad range of advisory programs and investment solutions. The firm is recognized for its extensive network of advisors and branches, as well as its affiliated capabilities beyond advisory services, including trust services and securities-based lending.

Bradley Norton is a financial advisor at Fidelity with Series 63 and Series 66 credentials and 30 years of industry experience. He has worked with Fidelity Brokerage Services, Inc., Strategic Advisers, and Fidelity Personal and Workplace Advisors since 1995. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a charitable gift fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to offer discretionary and non-discretionary advisory services and model portfolios.

John Herzog is a financial advisor with OSAIC holding a Series 66 designation and two years of industry experience. His prior roles include positions at Liberty Capital Strategists, Inc., Doma, Inc., and other firms. Outside his advisory work, he is the founder and CEO of Herzog Investment Management, where he provides personalized financial planning and investment management services, and he also works as an independent Uber driver. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a broad network of advisors and offers integrated brokerage and advisory services, financial planning, and access to multiple third-party investment platforms.

Trinity Martin is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. Prior to joining Fidelity, Martin worked in various roles across real estate and retail sectors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary advisory services, fund management, and model portfolios, supported by oversight controls and the use of AI-driven methodologies.

Jud Crary is a Series 66 licensed financial advisor with 23 years of industry experience, currently practicing at Wells Fargo Advisors Financial Network since 2015. He serves as vice chairman of the Philharmonic Society in Irvine and is the lead singer for The Grateful Dads, a local music group. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser offering investment and financial planning services to individuals, trusts, and institutions. The firm provides tailored recommendations supported by proprietary research and planning tools, serving clients through a broad menu of planning options and optional implementation through various brokerage and advisory programs.

Arthur Felix is a financial advisor with LPL Financial in Mission Viejo, CA, holding Series 63 and Series 66 credentials and over 21 years of industry experience. His prior experience includes roles at Ameriprise and J.P. Morgan Securities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of representatives. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, research, and various management approaches.

Abraham Azar is a financial advisor with UBS Financial Services in Irvine, CA, holding the Series 66 designation and three years of industry experience. His prior work includes positions at several law firms, including Jeffer Mangels Butler & Mitchell LLP and Dechert LLP. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings. The firm uses proprietary research and model-based asset allocations to tailor investment plans and provides fiduciary financial planning services when engaged.

Christine Hermosillo is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. She has been with Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Jon Dunavold is a financial advisor with UBS Financial Services in Viejo, CA, holding a Series 66 designation and bringing 20 years of industry experience. He has been with Painewebber Inc. since 2000. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans and manages conflicts of interest through fiduciary financial planning services.

Steven Miranda is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career at Merrill in 2005 after earning a Bachelor of Science degree in Finance and Investment from California State University, Long Beach. Throughout his tenure, Steven has held various roles within the Global Wealth and Investment Management division and the Preferred Banking and Investments division, providing him with a comprehensive understanding of the resources and capabilities across both Merrill and Bank of America. Steven's expertise covers customized portfolio management, risk mitigation, liability management, tax minimization, cash flow analysis, estate planning, and business acquisition and succession planning. He aims to deliver thorough and accurate financial advice that optimizes wealth management strategies to meet the challenges of a dynamic economic environment. Steven holds multiple professional designations, including Certified Financial Planner™ (CFP), Chartered Retirement Planning Counselor℠ (CRPC), Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He also completed an Accredited Certificate Program at the University of California. In his personal time, Steven and his wife Karla live with their dog Charlie in south Orange County, California. They engage in health and fitness activities, traveling, cooking, reading, and participating in their community.

Jamar Cokley is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and having 20 years of industry experience. His prior roles include positions at Charles Schwab, Bank of America/Merrill Lynch, Mutual of Omaha Insurance Co, Empower, and TIAA. He is based in San Clemente, CA. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis.