Catherine Choi is a financial advisor at Stifel with 12 years of industry experience. She holds a Series 66 designation and has worked at Merrill from 2014 to 2021 before joining Stifel Nicolaus & Co Inc. in 2021. Stifel serves a broad range of clients, including individuals, institutional accounts, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, utilizing forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and financial planning.

Jeffrey Semp is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2009. In this role, he provides clients with access to Fidelity's investment platform and collaborates closely with his team to support clients' financial goals. With over 24 years of experience in financial planning, Jeffrey has developed expertise in assisting individuals and families in achieving their financial objectives. Prior to joining Fidelity, he worked as a Financial Advisor at Wells Fargo Advisors from 2002 to 2009. Jeffrey holds a California Insurance License. Outside of his professional responsibilities, he enjoys biking, sailing, surfing, tennis, and traveling.

Adam Slowik is a financial advisor at UBS Financial Services with 27 years of industry experience. He holds a Series 66 designation and has been with UBS since 2009. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.

James Costello is a CFP® professional with over 31 years of experience in the financial industry. He has worked at Cambridge Investment Research Advisors, Inc. and Cambridge Investment Research, Inc. since 2016, and has been affiliated with National Life of Vermont since 2002. In addition to his advisory roles, he is an author of a book on sustainable investing and serves as treasurer for FossilFreeCA.org, a lobbying organization. Cambridge Investment Research Advisors, Inc. serves a diverse clientele including individuals, institutions, pension funds, and charitable organizations by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base through thousands of financial professionals and supports both discretionary and non-discretionary management using multiple platforms and proprietary model strategies.

John Engstrom is a Financial Consultant at Fidelity Investments, a position he has held since 2019. In this role, he works closely with clients to understand their personal and financial goals, analyze their current financial situation, and develop tailored plans to help them achieve their definition of success. He continues to monitor and update these plans to ensure clients remain on track toward their objectives. John has extensive experience in the financial services industry, having served as an Investment Consultant at Fidelity Investments from 2016 to 2019 and as a Financial Advisor at Ameriprise Financial from 2013 to 2016. Earlier in his career, he was an Account Executive at Accredited Home Lenders from 2003 to 2005. He holds a California Insurance License.

Alfonso Madrigal Pantoja is a financial advisor at Merrill with Series 63 and Series 66 licenses and three years of industry experience. He has previously worked at firms including J.P. Morgan Securities and Wells Fargo Bank. Outside of his advisory role, he works part-time as a Receiving Associate at Home Depot on weekends. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Patrick Giamanco is a financial advisor at Edward Jones with one year of industry experience. He holds a Series 66 designation and previously worked at Envestnet | Yodlee for 13 years. Outside of finance, he operates an online artwork sales business focused on photography. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary investment strategies, and manages approximately $1.01 trillion in assets through a nationwide network of over 23,000 financial advisors.

Shawn Campas is a CFP® with 12 years of industry experience, currently with OSAIC since 2024. He previously worked at Woodbury Financial Services for 10 years and Stark Miller FBG for 14 years. Campas is involved in community service as a member of the Rotary Club of Novato Endowment Board. OSAIC Wealth serves a diverse client base, including individual investors, retirement plans, charities, and corporate clients. The firm provides a range of brokerage and advisory services through a multi-advisor platform, utilizing model-based asset allocation and portfolio optimization supported by risk assessment tools.

Mohsin Hafeez is a CFP® professional with 16 years of industry experience, currently serving at Wells Fargo Clearing since 2016. Prior to this, he worked at Morgan Stanley from 2010 to 2013. He is involved in education through ownership of GLOBAL MINERVA ALLIANCE and teaches financial analysis and corporate finance courses at Golden Gate University, Hult International Business School, and UC Berkeley Extension. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research and analytics.

Mark Schneeberger is a financial advisor at OSAIC with 28 years of industry experience. He holds the ChFC® designation along with Series 63 and 65 licenses. His career includes prior roles at Sunamerica Securities, Inc., Morgan Stanley DW Inc., and OSAIC Services, Inc. Outside of his advisory work, Schneeberger is a licensed real estate agent with Berkshire Hathaway, referring real estate sales to active agents. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients. The firm offers brokerage and advisory services through various programs, utilizing a model-based investment process with asset allocation, portfolio optimization, and multiple management options across a large multi-advisor platform.

Angelina Hansen is a CFP® professional with six years of industry experience, currently serving as an advisor at Cambridge Investment Research Advisors. She has worked at Cambridge since 2020 and operates Open Trail Financial Consultants. Prior to her financial advisory career, she was employed at Carneros Resort and Spa. Cambridge Investment Research Advisors serves a diverse client base including individual, pension, and charitable organization clients by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base and provides services through multiple platforms with discretionary and non-discretionary management options.

Susan Leonard is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. Her prior work includes roles at Terra Blue Wealth Management, Commonwealth Financial Network, Glencrest Group, and Analysis Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions through a broad network of investment adviser representatives. The firm offers a range of advisory services and utilizes both proprietary and third-party investment strategies, supported by technology tools for operational and research purposes.

David Roggenkamp is a financial advisor with LPL Financial in San Rafael, CA, holding a Series 63 designation and 37 years of industry experience. Prior to joining LPL Financial in 2026, he worked at Commonwealth Financial Network, Signator Investors, Inc., and Transamerica Financial Advisors. Outside of his advisory role, he is involved in fixed insurance sales. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing a variety of model portfolios and third-party strategies, supported by advanced operational tools and a broad array of non-advisory financial products.

Nancy Tattersall is a CFP® registered financial advisor with Pinnacle Retirement & Financial Planning in San Rafael, CA. She has 30 years of experience with the firm and holds the Series 63 license. Pinnacle Retirement & Financial Planning is an independent firm serving clients with personalized retirement and financial planning services.

Gatian Cunningham is a financial advisor at Hearth Capital Management with 28 years of industry experience. He is based in Mill Valley, CA. Hearth Capital Management provides portfolio management and financial planning services to a small client base of individual investors. The firm focuses on one-on-one advisory relationships and serves primarily non-high-net-worth individuals, using an hourly fee structure that is uncommon among similar firms.

Michael Schmitz is a financial advisor with Schmitz Capital Partners, LLC, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has worked at Schmitz Capital Partners since 2015 and has been affiliated with Osaic Wealth, Inc. since 2009. Schmitz is also licensed to offer various insurance and annuity products to clients. Schmitz Capital Partners serves individual and high-net-worth clients, as well as trusts, pension plans, and institutional clients, managing approximately $125 million in assets. The firm employs a proactive, holistic investment approach that incorporates asset-allocation planning software, risk-tolerance assessments, efficient-frontier analysis, and both fundamental and cyclical analysis across long- and short-term strategies.

Harris Holzberg is a financial advisor at Holzberg Wealth Management, Inc. with 18 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. He has been with Holzberg Wealth Management since 2013. In addition to his advisory role, Holzberg provides securities expert witness and litigation support services. Holzberg Wealth Management is a small firm based in Corte Madera, CA, serving clients with personalized wealth management strategies.

Philip Rice is a financial advisor at Warm Springs Advisors Inc. with six years of industry experience. He holds the Series 63 and Series 65 designations and previously worked at Private Wealth Partners from 2014 to 2019. Warm Springs Advisors offers discretionary asset management and modular financial planning to individual and high-net-worth clients. The firm emphasizes long-term, value-oriented equity selection and uses strategic asset-allocation adjustments, managing approximately $131 million across a small number of client accounts.

Nathaniel Cornell is a financial advisor at Warm Springs Advisors Inc. with 13 years of industry experience. He also serves as President and Director of Home Savings Bank in Wapakoneta, Ohio, and holds executive roles at Cornell and Finkelmeier, Inc., a property and casualty insurance firm. Warm Springs Advisors provides discretionary asset management combined with modular financial planning and consulting to individual and high-net-worth clients. The firm emphasizes long-term, value-oriented equity selection and strategic asset-allocation adjustments, managing concentrated portfolios on a discretionary basis.

Steven Schmitz is the president and chief compliance officer of Schmitz Capital Partners, LLC, with 40 years of industry experience. He has been with Schmitz Capital Partners since 2015 and has an ongoing association with OSAIC since 1997. Schmitz also prepares income tax returns and projections for select clients as part of a sole proprietorship. Schmitz Capital Partners primarily serves individual and high-net-worth clients, as well as trusts, pension plans, and other institutional clients, managing approximately $125 million in assets. The firm offers asset management, financial planning, and pension consulting through a platform that utilizes asset-allocation software, risk-tolerance questionnaires, and fundamental and cyclical analysis, with regular portfolio reviews and due diligence on alternative investments.