Bruce Davis is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 42 years of industry experience. He previously worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Outside of his advisory role, he has a partial ownership in B. Davis Ventures LLC, an investment-related entity holding raw land. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Jonathan Leon is a financial advisor with Primerica Advisors in Miami Lakes, FL, holding Series 63 and Series 65 credentials and eight years of industry experience. He has worked at Primerica Advisors since 2019 and previously held roles at Tax Services of America (Jackson Hewitt). In addition to his advisory work, he owns Kiddooco, LLC, a business formed for Primerica purposes. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed accounts primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure to deliver its services.

Hiromi Hanamura is a financial advisor with UBS Financial Services in Ft. Lauderdale, FL, holding Series 63 and Series 65 designations and bringing 26 years of industry experience. She has worked with UBS since 2013. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory solutions, offering a range of services including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides proprietary research and lending programs as part of its comprehensive platform.

Kaitlyn Coyne is a financial advisor at Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses with three years of industry experience. Her prior work includes roles at JPMorgan Securities LLC, JPMorgan Chase Bank, Charles Schwab, and Berkowitz Pollack Brant CPA and Advisors, as well as academic positions at the University of Florida. Morgan Stanley Wealth Management offers advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process utilizes structured discovery and advanced modeling tools, providing advisory services without individual security recommendations as part of standalone plans.

Howard Premer is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley in various capacities since 2012. Outside of his advisory role, he is employed with the American Institute For Public Safety in Sunrise, FL. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services that combine broad retail and institutional offerings.

Christian De Veer is an International Wealth Advisor with Merrill Lynch Wealth Management. He has over 20 years of experience in the financial field, focusing on helping families and businesses meet their financial goals through tailored wealth management planning. Christian's expertise encompasses family wealth management strategies, legacy planning, personal retirement planning, philanthropic planning, small business strategies, sports and entertainment, individual and corporate investment strategy, and retirement income. Prior to joining Merrill, Christian worked in the Venezuelan capital market for more than two decades. He holds an Engineer's Degree from Universidad Metropolitana in Caracas, Venezuela, and completed CPWA® certification with registered education from the Yale School of Management. He is a Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA). Christian is fluent in Spanish and English. Outside of his professional work, Christian enjoys boating, fishing, hunting, skiing, and tennis. He approaches financial advising with a commitment to understanding clients' individual goals and developing personalized strategies to pursue long-term objectives.

Fernando Alvarez is a financial advisor with Equitable Advisors in Miami, FL, holding Series 63 and Series 65 licenses and one year of industry experience. Prior to joining Equitable Advisors, he worked at Fanatics, Inc. and held roles with the College Football Hall of Fame and Legends Sports Media. He is a member and treasurer of Network Professionals International, where he manages fee collection for the group. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through third-party programs. The firm employs a hybrid referral and implementation model, leveraging multiple third-party asset managers and offering both advisory and brokerage channels.

Brian Loria serves as Vice President and Private Wealth Management Advisor at Fidelity Investments, a position he has held since 2012. He specializes in partnering with high net worth clients and their families to develop and implement comprehensive wealth plans. His approach includes guiding clients through investment strategies, estate planning considerations, and other aspects of wealth management to build, grow, protect, and transfer wealth. With over 25 years of experience in the financial industry, Brian's background includes roles as a Financial Advisor at Merrill Lynch from 2009 to 2012, and as an Equities Trader at several firms including Echotrade LLC, Opus Trading Fund LLC, and Schonfeld Securities, LLC between 1994 and 2009. He focuses on building long-term relationships with clients, their families, and referrals to support their financial goals.

Timothy Kasper is a Certified Financial Planner® with 26 years of experience in the financial services industry. He is currently with Morgan Stanley in Fort Lauderdale, FL, having previously worked at Bank of America, N.A. and Merrill. His background includes roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management provides a wide range of advisory programs and financial planning services to individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and uses firm-approved planning tools and models as part of its structured financial planning process.

Alec Bentman is a financial advisor at Wells Fargo Clearing with four years of industry experience. He holds a Series 66 designation and has worked with firms including Hennion & Walsh, Inc., EQUITABLE ADVISORS LLC, and AXA Advisors, LLC. His background also includes roles outside financial services, such as positions at University of Central Florida and Office Depot. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute and third-party data.

Matthew Waldman is a financial advisor with Wells Fargo Advisors in Naples, FL. He holds a Series 66 designation and has been with Wells Fargo Advisors since 2023. Prior to his current role, he spent five years at the University of South Florida and four years at Marjory Stoneman Douglas High. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients with a broad range of investment and financial planning services. The firm offers specialized planning services and integrates advisory offerings with other financial products and referral channels.

Anastasiya Soldatova is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. She holds Series 66 and Series 63 licenses and has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2016. Prior to this, she had a brief tenure at Foresters Financial in 2016. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Joseph Mahoney is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 66 licenses and 25 years of industry experience. His career includes 21 years at Merrill and extensive tenure at Bank of America, prior to joining Morgan Stanley. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and methodologies.

Alain Guerra Diaz is a financial advisor at Merrill with Series 63 and Series 66 licenses and three years of industry experience. He previously worked at Truist Investment Services and Truist Advisory Services. Prior to his financial services career, he held roles in other industries including managing a towing business. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Kenneth Peterson is a financial advisor with RBC Capital Markets in Fort Lauderdale, FL, holding a Series 66 credential and with 25 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Smith Barney prior to joining RBC in 2022. Outside of his advisory role, he manages a coin-operated laundry business. RBC Wealth Management serves a diverse client base including individual investors across wealth levels, institutional clients, corporations, and charitable organizations. The firm offers a range of advisory programs with customizable portfolio management and integrates in-house and third-party investment resources.

Ann Pharris is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding a Series 66 designation and with 10 years of industry experience. She has been with Morgan Stanley and its Private Bank division since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools alongside input from its Global Investment Committee to develop client strategies.

Lisa Vignola is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and 12 years of industry experience. She has been with Cambridge and its related firms since 2016. Outside of her advisory role, she serves as a board member of the Ignite Empowerment Community Center and also works as a licensed real estate agent. Cambridge Investment Research Advisors serves a broad range of clients, including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through independent Financial Professionals, providing tailored strategies across multiple platforms with both proprietary and third-party model options.

Simone Melo is a financial advisor at J.P. Morgan Securities with six years of industry experience. She holds a Series 66 designation and has worked at Bank of America, Merrill, and JPMorgan Chase Bank. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Bryant Hernandez is a financial advisor at Merrill with Series 63 and Series 66 licenses and two years of industry experience. He has previously worked at Wells Fargo Clearing, Wells Fargo Bank, TD Bank, and Citibank. Merrill provides managed account services through the Select Portfolio Solutions program to a wide range of clients, including individuals, high-net-worth clients, pension plans, and charitable organizations. The firm offers model-based and discretionary investment strategies integrated within Bank of America’s broader platform.

Rachel Gammerman is a financial advisor with Raymond James & Associates in Hallandale Beach, FL, holding a Series 66 designation and 29 years of industry experience. She has been with Raymond James & Associates since 2008. Outside of her advisory work, she is the owner of LIORA LLC, a business unrelated to investments. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and sponsors wrap fee advisory programs.