Michael Bordenave is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding a Series 66 designation and three years of industry experience. His prior work includes six years at Merrill and two years at USALLIANCE Financial Credit Union. Schwab Wealth Advisory provides fiduciary, non-discretionary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations across a range of securities using Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within Charles Schwab & Co., focusing on client-directed investment decisions without discretionary trading authority.

Charles Allen is a financial advisor with Kestra Advisory, holding a Series 66 credential and 15 years of industry experience. Prior to joining Kestra Advisory in 2022, he worked for Concourse Financial Group Securities (formerly ProEquities, Inc.) from 2016 to 2022. Outside of his advisory role, he is involved in recruiting and advisor support and also owns a property management business in Indialantic, FL. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a wide range of institutional and individual clients. The firm offers services including fiduciary consulting, plan design, compliance testing, and access to multiple management platforms, serving clients such as sovereign wealth funds and large institutional investors.

Nhan Tran is a CFP® professional with six years of industry experience, currently serving as a financial advisor at Hightower Advisors since 2024. Prior to joining Hightower, he worked at Resource Consulting Group for five years and Pershing LLC for five years. He is based in Orlando, FL. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients, offering discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm emphasizes manager selection and multi-manager solutions through a combination of affiliated and third-party managers, utilizing proprietary research and a variety of investment strategies.

Nikola Nikolic is a financial advisor at Schwab Wealth Advisory with seven years of industry experience. He holds a Series 66 designation and has been with Charles Schwab in various capacities since 2016. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations. The firm operates within the Schwab ecosystem, utilizing standard asset allocation models and Schwab research tools while leaving final trading decisions to clients.

Christene Maskal is a CFP®-designated financial advisor with Schwab Wealth Advisory in Orlando, FL, bringing 15 years of industry experience. She has been with Charles Schwab since 2010 and Schwab Wealth Advisory since 2014. Maskal serves as a volunteer member of the City of Lake Mary Parks and Recreation Advisory Board. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations utilizing Schwab’s asset allocation models and research tools.

Kalonji Morrison is a financial advisor with Schwab Wealth Advisory in Orlando, FL. He holds the Series 63 and Series 65 designations and has 24 years of industry experience. Morrison has been with Charles Schwab & Co., Inc. and Schwab Wealth Advisory since 2016. Outside of his advisory role, he provides expertise to support the development of his wife’s physical therapy practice. Schwab Wealth Advisory offers non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, providing services such as annual financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its approach from many other enterprise wealth managers.

Thomas Eastwood Jr. is a CFP® professional with 35 years of industry experience. He has worked at Bank of America and Merrill from 2010 to 2025 and joined Rockefeller Financial LLC in 2025. He serves as a board member and chair of the Sevilla HOA in Winter Park, Florida. Rockefeller Financial LLC provides wealth management, financial planning, portfolio management, and retirement plan consulting to ultra-high and high-net-worth individuals, families, family offices, charities, corporations, and retirement plans. The firm offers integrated services through affiliated trust and insurance entities, along with access to alternative and private investments.

Tristan Walker is a financial advisor at Valic Financial Advisors with four years of industry experience. He holds the Series 66 designation and has previously worked at Publix Super Markets and AGIA. Outside of advisory work, he is also an agent involved with non-securities insurance products. Valic Financial Advisors is an SEC-registered investment adviser and FINRA-member broker-dealer that serves U.S. individuals, including high net worth clients, and employer-sponsored retirement participants. The firm offers managed accounts, financial planning, and consulting services through a large network of advisors, utilizing centralized technology and third-party models to manage approximately $29.2 billion for close to 300,000 clients.

Miguel Rivas Rosado is a financial advisor with Bankers Life Advisory Services, Inc. in Orlando, FL, holding Series 65 and Series 63 designations and has six years of industry experience. He has worked with multiple entities under the Bankers Life umbrella since 2017 and is also appointed as an insurance agent with Bankers Life and Casualty Company, focusing on Medicare Supplement, annuity, life, health, and long-term care insurance products. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser that serves mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan consulting. The firm employs a combination of fundamental, technical, and cyclical analysis to tailor asset allocations and ongoing portfolio management aligned with clients' goals and risk tolerances.

Cullen Kline is a financial advisor at Truist Advisory Services with Series 63 and Series 66 credentials. He has been in the industry since 2026 and has experience at multiple firms including Creative Financial Network and Northwestern Mutual Investment Services. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations, utilizing a mix of discretionary and non-discretionary approaches with support from third-party platforms and manager due diligence.

Alexander Schofield is a CFP®-designated financial advisor with 11 years of industry experience, currently affiliated with Schwab Wealth Advisory. He has worked at Schwab Wealth Advisory since 2019 and has been with Charles Schwab & Co., Inc. since 2017. Prior to that, he was employed at E*Trade Securities LLC from 2015 to 2017. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations using Charles Schwab’s research tools and standard asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its advisory model from many enterprise wealth managers.

Nicolas Hernandez is a financial advisor with Truist Advisory Services, holding a Series 66 designation and bringing nine years of industry experience. His career includes roles at Merrill, Bank of America, Charles Schwab, and various Truist-affiliated entities. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm employs a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platforms and AI-enabled research tools.

Michael Clifford is a financial advisor with Empower Advisory Group in Orlando, FL. He holds Series 63 and Series 65 credentials and has one year of industry experience. His previous work includes roles at Florida Financial Advisors and Empower Financial Services, Inc., as well as employment outside the financial industry. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage clients. The firm offers integrated services linked to Empower’s recordkeeping and administrative platforms, delivering both point-in-time financial plans and optional managed account solutions.

Katie Ferguson is a CFP® professional with 13 years of industry experience, currently affiliated with Schwab Wealth Advisory in Orlando, FL. She has been with Schwab Wealth Advisory since 2015 and Charles Schwab since 2010. Her credentials include Series 63 and Series 66 licenses. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations. The firm uses Schwab’s asset allocation models and research tools, with associates recommending investments but leaving final trading decisions to clients.

John Lupori is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been with Charles Schwab since 2008 and with Schwab Wealth Advisory since 2021. Outside of his advisory role, he is involved in marketing and networking for a roofing company in the construction industry. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and tailored investment recommendations using Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not exercise discretionary trading authority in its client accounts.

Jims Corvoisier is a financial advisor at Empower Advisory Group with Series 66 and Series 63 licenses and one year of industry experience. Prior to joining Empower Advisory Group, he worked at several companies including Yelp, Dish Network, and Asurion Insurance Services. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage account holders. The firm uses an integrated model linked to Empower’s recordkeeping and administrative platforms to deliver point-in-time financial plans and optional managed account solutions.

Joseph Kelly is a CFP®-certified financial advisor with 17 years of industry experience. He has been with Truist Advisory Services since 2017 and previously worked at Morgan Stanley in various roles from 2008 to 2017. Outside of his advisory role, he is involved in managing a real estate holding company focused on property improvements and bookkeeping. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, fiduciary support, and a manager-selection program utilizing both discretionary and non-discretionary approaches, supported by integrated affiliate resources and AI-enabled research tools.

Jennie Clerzeau is a financial advisor with Schwab Wealth Advisory and holds a Series 66 designation. She has been with Schwab since 2026 and previously worked in education and nonprofit sectors, including roles at Kelly Education and Heart of Florida United Way. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using Schwab’s asset allocation models and research tools to deliver investment recommendations without exercising discretionary trading authority.

Lewis Blalock is a financial advisor with Truist Advisory Services who holds Series 63 and Series 65 licenses and has 28 years of industry experience. He has been with Truist Advisory Services since 2016 and also works with Truist Investment Services, Inc. since 2014. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships and non-discretionary consulting, utilizing third-party platforms and an AI-enhanced Equity Research team to support its investment approach.

Emanuel Candelario Padilla is a CFP® and ChFC® with nine years of industry experience. He is currently an advisor at Schwab Wealth Advisory, Inc. in Orlando, FL. Prior to joining Schwab, he worked at Lincoln Financial Securities and Citibank, among other firms. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm offers financial reviews, retirement planning, and investment recommendations while leaving final trading decisions to clients, operating as an internal advisory unit within the Schwab ecosystem.