Michele Pair is a financial advisor at Wells Fargo Clearing with 24 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. She holds the Series 63 designation. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

William Hagedorn is a financial advisor at Morgan Stanley with three years of industry experience. He holds the Series 66 designation and has previously worked at CrossFit Mudtown, CrossFit 280, Southern Nuclear Operating Company, and in the restaurant industry. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and investment models.

Nanette Dieguez is a financial advisor at Merrill with 18 years of industry experience. She has held her current role at Merrill since 2014 and holds a Series 63 designation. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Kyle Hallman is a financial advisor at Ameriprise with 32 years of industry experience. He has held prior roles at Cetera Investment Advisers and Cetera Investment Services LLC. Outside of finance, he is involved in seed distribution businesses as a shareholder and co-owner of Sierra Seed Company and Sierra Seed International. Ameriprise offers retirement-income planning services targeting individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, written recommendation reports, supported by a centralized consulting team and algorithmic tools.

John Ehrhardt Patty is a financial advisor with Charles Schwab in Mountain Brook, AL, holding Series 63 and Series 66 credentials and four years of industry experience. His prior roles include positions at Northwestern Mutual Investment Services LLC, Northwestern Mutual Life Insurance Company, and Cory Watson Attorneys. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and a formal alternative-investment onboarding process.

Keith Scott is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and 37 years of industry experience. He previously worked at Lincoln Financial Securities Corporation and AllState Financial Services. Scott also operates as an insurance agent offering accident, health, disability, and traditional life insurance. OSAIC serves a diverse client base, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides brokerage and advisory services through a large network of advisers, utilizing asset-allocation tools and third-party platforms to manage portfolios across various asset classes.

Patrick David is a financial advisor at Stifel with 32 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Stifel since 2015. Outside of his advisory work, he serves as a board member for Smile A Mile, an organization supporting children with cancer and their families. Stifel serves a diverse client base including individuals, institutions, and municipal entities, offering brokerage and advisory services backed by proprietary investment analysis and probabilistic modeling from its Investment Strategy Group.

Charles Schilleci is a CFP® professional with 40 years of industry experience, currently affiliated with Raymond James Financial Services Advisors. His prior experience includes roles at Wealthcare Advisory Partners LLC, LPL Financial LLC, and Wells Fargo Advisors. He is also a licensed independent insurance agent. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth investors, pension plans, charitable organizations, and government entities. The firm offers specialized programs such as the SIMPLE IRA Employer Advisory & Consulting Services for small businesses and emphasizes tailored, non-discretionary advisory solutions supported by institutional consulting capabilities.

Kenneth Gaddis Jr. is a Series 66-licensed financial advisor with Ameriprise in Birmingham, AL, bringing eight years of industry experience. He has been with Ameriprise and its affiliated entities since 2011. Outside of his advisory role, he serves as Communications Chair on the Kairos Prison Ministry Elmore Advisory Council and as President of the Highland Condominium Association, and he provides home care support for his disabled daughter through the Medicaid Waivers Program. Ameriprise offers retirement-income planning services primarily for clients approaching or in retirement who meet specific asset criteria, delivering written recommendation reports that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and automated tools overseen by a Retirement Income Oversight Committee to generate and tailor client recommendations.

Allan Chappelle is a financial professional with 56 years of industry experience, currently affiliated with Cetera. He holds Series 63 and Series 66 designations and has worked at Kestra Advisory and Kestra Investment Services, as well as leading Chappelle Consulting Group, Inc. since 1985. Outside of financial advisory, he owns a commercial real estate business. Cetera Investment Advisers LLC is an SEC-registered firm serving individual investors, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers across various program structures.

Dean Gambrell Jr. is a financial advisor with LPL Financial in Birmingham, AL, holding a Series 66 designation and 12 years of industry experience. Prior to joining LPL Financial in 2020, he worked at Securities Service Network, Inc. and operated Gambrell Financial Advisor. He is also the sole owner and operator of Gambrell Tax Advisors, LLC, a tax preparation and accounting business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations nationally. The firm offers a wide range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Beverly Barry is a financial advisor with Wells Fargo Clearing, holding Series 63, Series 65, and Series 66 credentials and 29 years of industry experience. She previously worked at Morgan Stanley for 10 years before joining Wells Fargo Clearing in 2023. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Robert Moore is a Senior Resident Director at Merrill, where he is actively involved with clients to help them achieve their financial goals. He works closely with individuals and businesses to define and pursue their financial objectives, offering personalized wealth management strategies that align with clients' priorities. Moore began his career in the financial services industry with Merrill Lynch Wealth Management in 1983 and has since developed expertise in areas including college education planning, family wealth management, legacy planning, retirement income, philanthropic planning, and tax minimization. He holds the professional designations Chartered Financial Consultant (ChFC), Certified Financial Planner (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned a bachelor's degree from Emporia State University and is a member of the Financial Planning Association. Moore participates in community organizations such as the Dominican Sisters of Peace and The Wichita-Sedgwick County Historical Museum. Outside of his professional and community activities, he enjoys basketball, biking, and spending time with his family.

Milton Booth III is a financial advisor with LPL Financial in Birmingham, AL, holding Series 65 and Series 63 credentials and 18 years of industry experience. He has been with LPL Financial since 2014. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Kris Heisler is a CFP®-credentialed financial advisor at OSAIC with 30 years of industry experience. He has held positions at FSC Securities Corporation, Kidder Financial Group, Riverbend Wealth Management, and currently leads Heisler Wealth Management, a marketing and branding entity. He provides notary services to clients at no charge. OSAIC serves a diverse range of clients including individual investors, pension plans, corporations, and charitable organizations through a large network of advisers and multiple advisory platforms. The firm employs various portfolio construction tools and offers both discretionary and non-discretionary account management alongside access to third-party money managers and wrap programs.

Jonathan Vogel is a financial advisor at LPL Financial with eight years of industry experience. He holds the Series 66 designation and has held previous roles at MML Investors Services, Mass Mutual Life Insurance, SPC, Parkland Securities, and Wealth Designs. Outside of his advisory work, he produces the enDURABLE Entrepreneur Podcast and is active as a musician. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing model portfolios and research from LPL Research and third-party subadvisors.

Robert Comer is a Senior Financial Advisor with Merrill Lynch Wealth Management. He began his financial services career in 1998 at Sands Brothers Asset Management before joining Merrill Lynch in 2000. Robert focuses on guiding clients through the retirement planning process and places emphasis on understanding and meeting their individual needs. He holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) certification awarded by the Certified Financial Planner Board of Standards, Inc., as well as the Personal Investment Advisor (PIA) designation. Robert earned a Bachelor’s degree in Economics from Hampden-Sydney College in Virginia, where he was a member of the Economics Honor Society Omicron Delta Epsilon. Outside of his professional work, Robert enjoys coaching his daughters in their athletic activities and participating in outdoor pursuits such as hunting, scuba diving, and swimming. He and his wife, Laura, are active members of the Canterbury United Methodist Church and reside in Birmingham, Alabama, with their two daughters.

William Caine is a financial advisor with Morgan Stanley in Birmingham, AL, holding a Series 66 designation and 24 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he serves as an ambassador with the Birmingham Chamber of Commerce and acts as trustee and executor for various estates. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of financial planning services using structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Retha Hagood is a financial advisor with Wells Fargo Advisors in Homewood, AL, holding Series 63 and Series 65 designations with 40 years of industry experience. She has been with Wells Fargo Advisors since 2015. Outside of her advisory role, she co-owns two investment-related businesses with her spouse. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing a broad range of investment and financial planning services, including specialized planning for business-owner transitions, special needs, and divorce. The firm offers tailored recommendations using proprietary research and tools, with clients deciding how to implement these through various brokerage or advisory options.

Kenneth Dean Jr. is a financial advisor with Mass Mutual Investors Services in Birmingham, AL, holding Series 63 and Series 66 credentials and having 11 years of industry experience. His prior roles include positions at Savior Wealth and Securian Financial Services Inc. He serves as a board member of the nonprofit organization King's Home. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers client-centered planning using firm-approved software and hosts educational seminars, with specialized programs in areas such as divorce and estate settlement planning.