Edwin Unland is a financial advisor with Independent Financial Group, LLC, holding a Series 63 designation and over 32 years of industry experience. He has been with Independent Financial Group since 2010 and also has a background as a part-time supervisor at United Parcel Service. Additionally, he operates a marketing DBA called Money Matters and is a licensed California insurance agent. Independent Financial Group, LLC is a dual-registered broker-dealer and investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers a range of brokerage, portfolio management, financial planning, and retirement services, utilizing multiple advisory programs and third-party asset managers to accommodate diverse client needs.

Robert Davis is a financial advisor at EP Wealth Advisors in Salt Lake City, UT, holding a Series 65 designation with six years of industry experience. Prior to joining EP Wealth Advisors in 2020, he worked at Fidelity Brokerage Services, The Insight Group Insurance Agency, and Vivint Inc. He maintains an inactive association with Insight Group Insurance Agency for commission trails related to prior insurance sales. EP Wealth Advisors is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation.

Richard Derafelo Jr. is a CFP® professional with 23 years of experience in the financial services industry. He is currently an advisor at EP Wealth Advisors, having joined the firm in 2023 after previously working at Lehman & Derafelo Financial Resources LLC and Lehman Financial Resources, Inc. He serves on the Advisory Committee to Brookwood Gas & Convenience LP. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans, offering wealth management, financial planning, and ancillary services including tax preparation and estate-document facilitation. The firm employs a customizable investment approach incorporating fundamental, technical, and cyclical analysis, along with third-party manager recommendations and ERISA plan services.

Stephanie Richman is a CFP® professional at EP Wealth Advisors with 33 years of industry experience. Her prior roles include positions at Fidelity Private Wealth Management and her own firm, Richman Financial Planning, LLC. She owns and manages rental properties in Berkeley, CA. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm provides discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document facilitation.

Jason Brown is a CFP® with 15 years of experience in the financial services industry. He currently works at EP Wealth Advisors and has held prior roles at firms including NEXT Financial Group, Pinnacle Peak Private Client Group, BCG Securities, Robert W Baird & Co., and The Vanguard Group. EP Wealth Advisors is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, using a suitability-driven process that includes model and customized portfolios.

James Carr Jr. is a financial advisor at EP Wealth Advisors with Series 63 and Series 65 credentials and over 25 years of industry experience. He previously worked at CIBC World Markets and Banc America Robertson Stephens. Carr serves on the boards of Wesleyan College, The Task Force For Global Health, the Rotary Club of Atlanta, and Emory University. EP Wealth Advisors is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services, employing a suitability-driven process and a range of investment vehicles.

Sean Murphy is a CFP® with three years of industry experience, currently serving as a financial advisor at GWN Securities Inc. He has held concurrent roles at Envision Financial Group, Inc. since 2022 and previously worked with The Salvation Army. Murphy is also the Vice President of The Pension Geeks, a retirement and pension planning firm focused on serving K-12 school employees. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients, including high-net-worth investors. The firm offers discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios, with a range of traditional and legacy investment strategies.

Brian Mulvey is a financial advisor at EP Wealth Advisors with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Minot Wealth Management LLC and UBS Financial Services Inc. EP Wealth Advisors is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, employing a suitability-driven investment process across various asset classes.

Luke Cavanagh is a financial advisor at EP Wealth Advisors with a Series 65 designation and one year of industry experience. His prior work includes roles at AdaptHealth Corp and IKEA. EP Wealth Advisors, LLC is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation.

James Reinke is a CFP® professional with 27 years of industry experience, currently serving as a financial advisor at EP Wealth Advisors since 2021. Prior to this, he worked at ICMA RC Services, LLC for seven years. EP Wealth Advisors, LLC is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation.

Chad Burton is a CFP® professional with 25 years of industry experience, currently serving as an advisor at EP Wealth Advisors since 2021. Prior to this, he worked for 16 years at NewFocus Financial Group, LLC. He holds Series 63 and Series 65 licenses and is based in Vancouver, WA. EP Wealth Advisors is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, utilizing a suitability-driven process and a range of investment options including mutual funds, ETFs, equities, fixed income, and alternatives.

Bryan Turnbow is a financial advisor at Focus Partners Wealth, LLC with 25 years of industry experience. He holds a Series 66 designation and has worked at Churchill Management Group since 2005. Focus Partners Wealth, LLC provides wealth advisory and investment management services to individuals, high-net-worth families, family offices, retirement plans, institutions, and businesses. The firm employs a long-term, tax- and fee-sensitive investment approach within an enhanced open architecture framework that integrates active and passive strategies, separate account managers, private funds, mutual funds, and ETFs.

Jordan Hubbs is a financial advisor with EP Wealth Advisors, holding a Series 65 designation and three years of industry experience. His prior roles include positions at Prosperitas Financial, Team Edge, Inc., and J2 Global, Inc. Hubbs also has experience working with community and nonprofit organizations such as Crossroads Community Church. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, and financial planning services, utilizing a blend of fundamental, technical, and cyclical analysis alongside alternative investment options and third-party manager recommendations.

Paul Zambriski is a financial advisor at &PARTNERS with 26 years of industry experience. He holds the Series 66 designation and has worked previously at Wells Fargo Advisors and Bank of America, N.A. Zambriski has a significant ownership interest in ZP Group LLC and serves as trustee for multiple investment-related entities in Torrance, CA. &PARTNERS serves a diverse client base including individuals, retirement plans, charitable organizations, and sovereign wealth funds. The firm offers both investment advisory and brokerage services, employing a range of portfolio management strategies that include proprietary models and third-party managers.

Nichole Dorch Cannon is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She serves as a board member and treasurer for the Black Excellence Leadership Council, an internal organization that provides training and leadership development for agents within WFG. Her professional background includes roles at NetLaw Inc., K & N Cannon, Synergy Financial, and other financial services firms. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individual investors, employer-sponsored plans, trusts, and businesses. The firm employs a model portfolio and third-party manager approach, supported by a large advisor network and multiple program platforms.

Kevin Beebe is a CFA® charterholder and holds a Series 65 license, with 12 years of industry experience. He has been with EP Wealth Advisors in Torrance, CA since 2010. EP Wealth Advisors, LLC is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm employs a suitability-driven approach to portfolio management and financial planning, offering services including discretionary management, retirement plan advisory, tax preparation, and estate-document facilitation.

Erin Whalen is a financial advisor at EP Wealth Advisors with 20 years of industry experience. She holds a Series 65 designation and has worked previously at Opes Wealth Management, LLC and Opes Advisors, Inc. before joining EP Wealth Advisors in 2026. EP Wealth Advisors serves individuals, corporate and business clients, and retirement plans by offering wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation. The firm utilizes a combination of fundamental, technical, and cyclical analysis to construct customized model portfolios and provides ongoing monitoring and rebalancing.

Monica Van Eck is a CFP® professional with 13 years of industry experience. She has been with EP Wealth Advisors since 2018 and previously worked at Millie Capital Management LLC from 2012 to 2018. Monica holds Series 63 and Series 65 licenses. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm uses a suitability-driven process to develop and manage portfolios, incorporating a range of investment vehicles and offering fiduciary ERISA services alongside tax preparation and estate-document facilitation for qualifying clients.

Christopher Auten is a CFP® and CFA® with 15 years of industry experience. He is currently with Osaic Advisory Services, LLC and has previously worked at Empirical Wealth Management, Crestwood Advisors Group LLC, and Relyea Zuckerberg Hanson, LLC. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, charitable organizations, and state and municipal entities. The firm offers a range of services including investment management and financial planning, utilizing multiple program models and working with various custodians and third-party platforms.

Albert Herzog III is a CFP® and ChFC® with 42 years of experience in financial advisory services. He is currently with EP Wealth Advisors and has held leadership roles at Executive Wealth Management, LLC, EWM Capital, LLC, and other affiliated firms. Outside of advisory roles, he is involved in tax preparation through EWM Tax Solutions, LLC and owns an independent financial consulting business, Herzog and Associates. EP Wealth Advisors, LLC is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm employs a suitability-driven process for portfolio management and offers services including financial planning, retirement plan advisory, tax preparation, and estate-document facilitation.