Troy Folk is a Certified Financial Planner® with 12 years of industry experience, currently affiliated with Independent Financial Group, LLC and StoneKimbro. He holds the CFP® and Series 66 designations and has been working with Independent Financial Group since 2013. In addition to his advisory role, he owns a tax preparation and accounting business and is a licensed notary public. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers a range of brokerage, portfolio management, financial planning, and retirement services through a national network of advisors and utilizes multiple advisory platforms and third-party asset managers.

Steve Kuan II is a CFP® and holds a Series 66 license with six years of industry experience. He has worked at several firms, including Bank of America, Merrill, Raymond James & Associates, BNY Mellon, Capital Group, and Starbucks before joining Creative Planning in 2026. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base that includes individuals, pension plans, trusts, foundations, and corporations. The firm emphasizes a financial-planning-led investment approach that incorporates low-cost indexing and buy-and-hold strategies, supported by access to private market investments and various retirement plan services.

Emily Sang is a financial advisor at Transamerica Financial Advisors with 11 years of industry experience. She holds Series 63 and Series 65 licenses. Her background includes roles in tax preparation and consulting, as well as involvement with multiple business ventures such as Expansion World LLC and PEACOCK LLC. She also works as a real estate agent with REeBROKER GROUP. Transamerica Financial Advisors serves a diverse clientele including individual investors, pension plans, trusts, and corporations. The firm provides advisory and broker-dealer services through proprietary and third-party model portfolios, offering both discretionary and non-discretionary program options.

Matthew Fournier is a financial advisor at Stratos Wealth Partners, Ltd with nine years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at GWFS Equities, SC Distributors, and Kana Pipeline. He provides administrative support to Stratos Wealth Partners in addition to his advisory role. Stratos Wealth Partners offers advisory services to a broad client base including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm’s Strategic Wealth Management platform features an open-architecture approach that integrates multiple investments into single accounts and supports both advisor-managed and model-based portfolios.

Sherry Lin is a financial advisor with Eagle Strategies (NY Life) based in Anaheim, CA, holding Series 63 and Series 65 licenses with 24 years of industry experience. She has been with Eagle Strategies since 2020 and has also worked with NYLIFE Securities Inc and New York Life Insurance since 2003. Lin is active in community organizations, serving as a board member for the Diamond Bar Chinese American Association and School, the Brea Korean Sister Community Associate, and the Korean American Chamber of Commerce of Orange County. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a broad network of affiliated representatives. The firm offers multiple program types tailored to client objectives, emphasizing non-discretionary asset management and advisory services linked to insurance and annuity products.

Barry Wong is a financial advisor with Transamerica Financial Advisors in Irvine, CA, holding Series 63 and Series 65 licenses and eight years of industry experience. His career includes roles at World Financial Group, LSPN Pro, LLC, and Lock and Key Productions. Outside of finance, he is a licensed physical therapist providing outpatient care through State of the Art Physical Therapy and has participated as a contestant on the game show "Deal or No Deal Island." Transamerica Financial Advisors serves a diverse client base including individual investors, retirement plans, trusts, and businesses, offering advisory and brokerage services through a large network of advisors and multiple program platforms that utilize model portfolios and third-party managers.

James King Sr. is a financial advisor at Centaurus Financial, Inc. with 55 years of industry experience. He has been with Centaurus Financial since 1992. Outside of his advisory role, he serves as a course instructor and consultant for Brokerage Design & Development, works as a marketing consultant with Hamilton Strategic Marketing, and owns a tax preparation service, Wespac Tax Service. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers a variety of financial planning and portfolio management services through its CLASSIC Plus platform, employing both discretionary and non-discretionary arrangements, and incorporates multiple analytical approaches in its investment process.

Patrick Paragas is a financial advisor with Eagle Strategies (NY Life) based in Irvine, CA, holding a Series 66 credential and two years of industry experience. His prior roles include positions at Merrill Lynch Pierce, Northwestern Mutual Wealth Management Company, and New York Life Insurance Company. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm emphasizes tailored recommendations and primarily manages assets on a non-discretionary basis.

Jared Furlong is a financial advisor at Guardian Life with a Series 65 designation and less than one year of industry experience. He previously worked at Park Avenue Securities, a subsidiary of Guardian Life. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, serves individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers brokerage services, financial planning, retirement plan consulting, and investment advisory programs using both proprietary and third-party models.

Brian Seaman is a CFP® and ChFC® with 38 years of industry experience. He is affiliated with United Planners' Financial Services of America as a Limited Partner and has served as owner and principal of Capital Planning Group, LLC since 2000. Seaman is also a member of the board for Lutheran Church of the Master. United Planners Financial Services is a national wealth-management enterprise with approximately $12.77 billion in assets under management and over 350 advisors. The firm serves a diverse client base, including individuals, retirement plans, corporations, and institutional clients, delivering advisory services through independent representatives and a variety of custodians and platform programs.

David Bolton is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked extensively with Park Avenue Securities and Guardian Life Insurance Company throughout his career. In addition to his advisory role, he is involved in providing life insurance services outside of Guardian policies. Park Avenue Securities serves a diverse retail client base, offering brokerage and advisory services alongside financial planning and retirement consulting. The firm employs a range of investment strategies through proprietary and third-party managers and supports various account-level services including lending solutions and donor-advised funds.

Philemon Kang is a financial advisor at Guardian Life with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Guardian Life since 2015. Outside of his advisory role, Kang is the owner of WestPac Wealth Partners, Bay Area, LLC. He works within Park Avenue® Wealth Management, a subsidiary of The Guardian Life Insurance Company of America, which serves individuals, pension plans, charitable organizations, and corporate clients through a combination of brokerage services, financial planning, and investment advisory programs.

Stephanie Saccone is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and one year of industry experience. She has been with Citibank since 2016 and briefly worked at MUFG Union Bank in 2016. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs and broker-dealer execution and custody services. The firm combines large institutional scale with specialized market roles, including in-house research and functioning as a swap dealer and futures commission merchant.

Raymond Lee is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has worked in various roles related to health and Medicare insurance, college planning, and financial education since 2009. Outside of his advisory work, he is involved in college consulting and serves as an instructor at the Heartland Institute of Financial Education. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individuals, employer-sponsored plans, trusts, and charitable organizations. The firm utilizes model portfolios and third-party managers to deliver its advisory services through a large network of advisors.

Stephen Thuilot is a financial advisor with GWN Securities Inc. in Orange, CA, holding Series 63 and Series 66 credentials and possessing 16 years of industry experience. He formerly worked at Mill Creek Agency, Inc. for 15 years prior to joining GWN Securities. Outside of his advisory role, he is also a registered representative for a financial services DBA and an insurance agent procuring home, auto, and business insurance. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients, including high-net-worth individuals. The firm offers discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios, utilizing a range of investment strategies including traditional asset allocation and legacy market-timing and momentum-based approaches.

Kobe Couyoumjian is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and four years of industry experience. He has been with Independent Financial Group since 2020, with a brief period of unemployment in 2020–2021. Outside of his advisory role, he is involved as a registered representative in a marketing DBA named Cinergy Financial. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers a range of brokerage, portfolio management, financial planning, and retirement plan services, managing approximately $11.3 billion in regulatory assets through a national network of Investment Adviser Representatives.

Allyson Bonner is a financial advisor at Guardian Life with Series 65 and Series 63 credentials and one year of industry experience. She has worked at Guardian Life, Park Avenue Securities, and Pacific Advisors since 2025. Outside of her advisory role, she is involved in insurance sales. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a dually registered broker-dealer and SEC-registered investment adviser serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients with financial planning, brokerage services, and investment advisory programs.

Melissa Clarke is a financial advisor with Savant Wealth Management in Fullerton, CA, holding Series 63 and Series 66 licenses and 22 years of industry experience. Her prior roles include positions at Sagepoint Financial Advisors and Kemp Financial Management, LLC. Savant Wealth Management serves a diverse client base including individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients with wealth management, financial planning, and related services. The firm employs an investment approach that combines evidence-based, model-driven asset allocation with actively managed strategies, supported by centralized resources and affiliated legal and accounting entities.

James Kieckhafer is a financial advisor at Centaurus Financial, Inc. in Irvine, CA, with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Centaurus since 1998. In addition to his advisory role, he is a partner at Kieckhafer, Lane & Schiffer LLP, providing CPA services, tax consulting, and attest services. Centaurus Financial, Inc. offers advisory and brokerage services to a diverse client base including individuals, families, businesses, and trusts. The firm provides financial planning, portfolio management, and specialized retirement-plan consulting, utilizing both discretionary and non-discretionary arrangements with various investment analysis techniques and overlay programs.

Vivia Strome is a financial advisor at Equity Services, Inc. with 14 years of industry experience. She holds Series 63 and Series 66 credentials and has previously worked at firms including Thrivent Financial and Principal Securities Inc. Outside of her advisory role, she is a partner in a preschool in Santa Rosa, California. Equity Services, Inc., doing business as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms and uses third-party asset managers and model portfolios to deliver a range of investment strategies combining long-term and shorter-term approaches.