Bonnie Bowling is a financial advisor at RBC Capital Markets with 31 years of industry experience. She holds Series 63 and Series 65 licenses and has been with RBC Capital Markets since 2009. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through both in-house and third-party managers, supported by its capital-markets capabilities and affiliated asset management resources.

Kevin Michael Lavery is a financial advisor with Morgan Stanley in Richmond, VA, holding Series 63 and Series 65 licenses and over 44 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2025, following nine years at Wells Fargo Clearing and seven years at Wells Fargo Advisors. Lavery serves as a board member of the Virginia Tech Alumni Association. Morgan Stanley Wealth Management provides a range of advisory and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets and utilizing structured planning tools and investment research in its client offerings.

David Bruce is a financial advisor at Wells Fargo Clearing with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Robert Read is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and with 10 years of industry experience. He previously worked at Oneamerica Securities and has a background with American United Life. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm combines research and analytics with diversification principles to evaluate investment options and offers both brokerage and advisory solutions.

Donald Vaught is a Series 63-registered financial advisor with LPL Financial, based in Midlothian, VA, and has 37 years of industry experience. He has been with LPL Financial since 2009. Vaught also serves as a notary in Virginia. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base, including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management supported by in-house and third-party research.

Charles Williams Jr. is a financial advisor at LPL Financial with 42 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. Williams previously worked at The Main Street Group, LTD from 2015 to 2018. In addition to his advisory role, he is involved with Huguenot Financial Services Co., where he provides fixed insurance products including health, disability, long-term care, and various life insurance policies. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning, advisory programs, and retirement consulting services supported by in-house and third-party research, with discretionary and non-discretionary management options.

Adam Burch is a financial advisor with Merrill in Richmond, VA, holding Series 63, 65, and 66 designations and nine years of industry experience. He has been affiliated with Bank of America and Merrill since 2006. Outside of his advisory role, he serves as a board member of the Virginia Foundation for Independent Colleges, a nonprofit supporting 17 independent colleges and universities in Virginia. Merrill provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Christopher Parker is a financial advisor with Cetera, holding a Series 66 designation and two years of industry experience. He has previously worked at Endeavor Capital, LLC and Towe Insurance Service, Inc. Outside of his advisory role, he is involved with Milk & Honey LLC, a luxury goods business. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a multi-manager platform that offers portfolio management, financial planning, and access to third-party money managers.

Dustin Smith is a financial advisor at Wells Fargo Clearing in Richmond, VA, holding Series 63 and Series 65 credentials with one year of industry experience. Prior to joining Wells Fargo, he worked in the insurance sector for nearly a decade, including roles at Liberty Mutual Insurance Company and Comparion Insurance Agency. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and utilizes research from Wells Fargo Investment Institute alongside third-party data to guide its investment approach.

David Bonjo is a financial advisor with Morgan Stanley in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including customized financial planning supported by structured discovery conversations and firm-approved tools.

Jason King is a CFP® professional with 26 years of experience, currently serving at Ameriprise since 2009. He holds Series 65 and Series 63 licenses and is based in Richmond, VA. Outside of his advisory role, he makes his personal residence available occasionally for commercial or film location shoots. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual retirement planning advice focused on income reliability and tax-aware withdrawal strategies.

Dalton Kitchen is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 credential and has worked at Merrill since 2020 and Bank of America since 2021. Prior to his roles in finance, he spent five years at Radford University. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, pension plans, and charitable organizations.

Terrance Edwards is a financial advisor with RBC Capital Markets, holding Series 63 and Series 66 licenses and 16 years of industry experience. His prior work includes roles at City National Bank, Edward Jones, Cary Street Partners, and Wells Fargo Advisors. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers tailored advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, and brokerage services, utilizing a mix of in-house and third-party investment managers.

James Cox III is a financial advisor with LPL Financial in Richmond, VA, holding Series 63 and Series 66 credentials and possessing 28 years of industry experience. He has been with LPL Financial since 2006. He serves as a for-profit board member of Riskalyze. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a nationwide network. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and advanced technologies within its investment approach.

Ethan Greene is a Planning Consultant at Fidelity Investments, where he has been serving since 2025. He works closely with clients to build meaningful, long-term relationships by understanding their unique personal and financial circumstances. By gaining insight into clients' values, priorities, and financial goals, he helps establish financial plans and review strategies to empower clients to pursue their goals with confidence and clarity. Prior to his current role, Ethan held positions at Fidelity Investments as a Relationship Manager from 2024 to 2025 and as a High Net Worth Service Associate from 2023 to 2024. Before joining Fidelity Investments, he worked as a Financial Professional at Equitable from 2020 to 2023. Outside of his professional career, Ethan's personal interests include food, social events with friends, music, outdoor adventures, and soccer.

John Wick IV is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. His career includes roles at Wells Fargo Advisors LLC and Wachovia Bank, N.A. He serves on the Investment and Finance Committee of the Science Museum of Virginia. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in modern portfolio theory and tailored to plan-specific objectives and risk tolerances.

William Davis is a financial advisor with Fidelity Investments, holding Series 63 and Series 65 designations and eight years of industry experience. His prior roles include positions at Get Medicare Extra Help, Mutual of Omaha Investor Services, Mutual of Omaha Insurance Company, and Allstate Insurance Co. He has been with Fidelity since 2021. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios composed of mutual funds, ETFs, and ETPs, and maintains a regulatory presence through registration with the CFTC and membership in the NFA.

Tanner Leary is a financial professional with five years of industry experience, currently affiliated with Cetera. He holds the Series 66 designation and has worked with firms including Northstar Resource Group and Minnesota Life Insurance Company. Outside of his advisory role, Leary is involved in fixed insurance sales through an agent/broker position at North Star Consultants. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporations, charities, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supported by a network of over 10,000 advisors and managing over $256 billion in assets.

Robert Alcan is a financial advisor at Merrill with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Merrill and Bank of America, N.A. since 2011. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a wide range of clients including individuals, high-net-worth clients, and institutional investors. The firm is integrated with Bank of America’s broader corporate platform, providing access to a variety of products and services beyond typical managed accounts.

Jack Enoch Jr. is a financial advisor with RBC Capital Markets in Richmond, VA, holding Series 63 and Series 65 credentials and over 40 years of industry experience. He has been with RBC Capital Markets since 2008. Outside of his advisory role, he serves on the investment committee of the humanitarian organization The Order of St Johns American Priory and is a trustee emeritus at Randolph-Macon College. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers customized investment advisory programs that include portfolio management, financial planning, and custody services, using a combination of in-house and third-party managers alongside RBC’s capital markets resources.