Ava Fairlie is a financial advisor at Morgan Stanley in Burlingame, CA, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley, she worked at Stifel, Nicolaus & Company Inc and has experience in retail at Nordstrom. Ava also has a background in education, having worked at Burlingame High School and Santa Clara University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individual and institutional clients, including financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured, firm-approved planning process without providing individual security recommendations in standalone plans.

J Mckelvy is a financial advisor with Morgan Stanley in Menlo Park, CA, holding Series 63 and Series 65 licenses and having 43 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Timothy Gedeon is a financial advisor at Morgan Stanley in Burlingame, CA, with 19 years of industry experience. He has been with Morgan Stanley since 2009 and holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process with firm-approved tools and modeling techniques.

Liny Li is a financial advisor with LPL Financial in Millbrae, CA, holding a Series 66 designation and 17 years of industry experience. Prior to joining LPL in 2022, Li worked at U.S. Bancorp Investments, Bancwest Investment Services, Merrill, TD Ameritrade, and Wells Fargo Investments. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Richard Zak is a financial advisor with Charles Schwab in San Mateo, CA, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has been affiliated with Charles Schwab since 2000 and serves as a volunteer board member with the CFP Board since 2017. Charles Schwab & Co., Inc. serves a large client base including high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advice with access to discretionary separately managed accounts and utilizes multi-asset model portfolios supported by centralized operations and alternative investment due diligence.

Michael Petersen is a financial advisor at Fisher Investments with 22 years of industry experience. He holds a Series 65 designation and has been with Fisher Investments since 2002. Fisher Investments serves a global mix of institutional and private clients, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm utilizes a centralized investment approach combining quantitative screening and qualitative research to construct globally diversified portfolios and manages risk through tax-aware processes and defensive tactics.

David Yu is a financial advisor with Charles Schwab in Redwood City, CA, holding Series 63 and Series 65 designations and 28 years of industry experience. He has been with Charles Schwab since 1998. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm operates a combination of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and oversight from the Schwab Center for Financial Research.

Michael Hsu is a financial advisor with Morgan Stanley in San Mateo, CA, holding a Series 66 license and 16 years of industry experience. His career includes roles at Morgan Stanley since 2020, the Morgan Stanley Private Bank since 2021, and prior positions at Tenergy and AdviceBridge, Inc. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs and financial planning services supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides customized plans that incorporate advanced modeling techniques.

Laura Schaefer is a financial advisor at Fisher Investments based in San Mateo, CA, holding a Series 66 designation with 13 years of industry experience. She has been with Fisher Investments since 2014. Fisher Investments serves a global client base that includes institutional and private clients such as pension plans, foundations, investment companies, and high-net-worth individuals. The firm provides discretionary portfolio management across various mandates and employs a centralized investment decision process combining quantitative and qualitative methods to manage globally diversified portfolios.

Alexander Anstead is a financial advisor at Morgan Stanley in Menlo Park, CA, holding a Series 66 designation with 10 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Kevin Hicks is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds a Series 66 designation and previously worked at UBS Financial Services Inc. from 2009 to 2021. Outside of his advisory role, Hicks serves as a board member for the CSU Chico Center for Excellence in Finance. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through Corporate Financial Planning agreements.

Adam Green is a financial advisor with J.P. Morgan Securities in San Mateo, CA, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. His career includes roles at MSI Financial Services, Mass Mutual Investors Services, and JPMorgan Chase Bank, N.A. Outside of his advisory work, he owns a business buying and selling new and used watches. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a select group of Wealth Advisors. The firm’s non-discretionary program focuses on written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Brannan Vaughan is a financial advisor with Morgan Stanley in Menlo Park, CA, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has worked with Morgan Stanley and its affiliated entities since 2007, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients, offering a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and methodologies.

Nicholas Scott is a financial advisor at Morgan Stanley in Burlingame, CA, holding Series 63 and Series 66 licenses with nine years of industry experience. His prior roles include positions at MA Private Wealth, Alamo Capital, Edward Jones, and Wells Fargo. Outside of his advisory work, he serves as a referee for recreational basketball games. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individual and institutional clients, focusing on tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides services that include retail and institutional offerings, specialized investment products, and estate planning strategies.

Radha Narayan is a financial advisor at UBS Financial Services with 32 years of industry experience. She has been with UBS since 2009 and holds Series 63 and Series 65 designations. Outside of her advisory role, she serves as a trustee for a colleague's child's UTMA/trust account. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Whitney Rohrer is a financial advisor at Morgan Stanley with 20 years of industry experience and holds a Series 66 designation. Prior to joining Morgan Stanley in 2019, Rohrer worked at Bank of the West and BancWest Investment Services from 2016 to 2019, Wells Fargo Clearing from 2011 to 2016, Wells Fargo Investments from 2007 to 2011, and Ameriprise in 2006-2007. Outside of advisory work, Rohrer serves as a successor trustee in a trust-related capacity. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools alongside its broader investment and brokerage services.

Xiuying Jin is a financial advisor at Morgan Stanley with seven years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. since 2018. Jin serves as a board member for The Joy Culture, a nonprofit organization based in California. Morgan Stanley Wealth Management provides a wide range of advisory programs for individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers services that include both direct financial planning and corporate arrangements.

Hannah Lam is a financial advisor at Morgan Stanley in Menlo Park, CA, holding Series 63 and Series 66 licenses with three years of industry experience. She previously worked at Fidelity Investments for two years and spent nine years at UCLA. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutions, including tailored financial planning supported by structured discovery processes and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides both direct individual plans and Corporate Financial Planning agreements with employers.

Ashley Runnicles is a financial advisor at Edward Jones in Redwood City, CA, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones, Ashley worked in various roles including fitness instruction and hospitality. She has also spent time engaged in extended travel. Edward Jones is a full-service wealth management firm serving a diverse client base, including individual and institutional clients, with over $1 trillion in assets under management and a nationwide network of more than 23,000 financial advisors. The firm offers a range of advisory programs with discretionary and non-discretionary strategies and operates under a fiduciary standard.

Jose Campos is a CFP® with 10 years of industry experience and is currently a financial advisor at Raymond James Financial Services Advisors, Inc. He previously worked at Commonwealth Financial Network for eight years and had roles at H.D. Vest entities. Campos is also involved as an officer and owner of Innovative Investment Partners, LLC, and serves as a partner at Rydge Tax Services, specializing in tax preparation. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, corporate, charitable, and institutional clients. The firm uses tailored, non-discretionary planning and risk profiling tools to support client goals and is notable for its municipal advisory affiliation and specialized SIMPLE IRA Employer Advisory & Consulting Services program.