Anthony Ohlhaut is a financial advisor with Fidelity, holding Series 63 and Series 66 licenses and eight years of industry experience. He has worked at Fidelity Brokerage Services LLC since 2016 and spent one year at USAA Financial Advisors, Inc. in 2018-2019. His experience includes roles within Fidelity Investments and Fidelity Brokerage Services in Covington, KY. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including multi-manager and fund-of-funds structures.

Rex Points II is a financial advisor at Stifel with 18 years of industry experience. He holds Series 63 and Series 66 designations. His prior roles include positions at Morgan Stanley, HORAN Securities, Cetera Advisors, Freeman Heyne Toma, and Paycor. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment guidance relies on a proprietary methodology developed by its Investment Strategy Group, which provides asset allocation and planning analyses to support client decision-making.

Shawn Fox is a financial advisor at Fidelity with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at various Fidelity entities since 2007. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, and it serves as an adviser to multiple registered investment companies and fund-of-funds.

David Sparby is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior work history includes roles in healthcare staffing and consulting, as well as positions in retail and medical staff services. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages discretionary and non-discretionary portfolios, fund advisory services, and model portfolios, and is noted for its registration as a commodity pool operator and advisory role to multiple registered investment companies.

Jojiro Lecroix is a financial advisor at Fidelity with three years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Fidelity Investments since 2023. Outside of his advisory role, he is the sole proprietor of Genki Mindset, a rental real estate investing business. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including fund advisory and model portfolio delivery.

Dylan Merrill is a financial advisor at Fidelity with Series 66 and Series 63 designations and two years of industry experience. His prior work history includes roles outside the financial industry at Flemings Prime Steakhouse & Wine Bar and Widmers. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm uses a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, often employing sub-advisers and systematic methodologies.

Nicole Cutcher is a financial advisor at J.P. Morgan Securities in Cincinnati, OH, holding Series 63 and Series 66 credentials with 14 years of industry experience. Her prior work includes roles at DNA Diagnostics Center, Standard Retirement Services, StanCorp Equities, Schaeffer's Investment Research, and Huntington National Bank. She has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2019. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory program offers non-discretionary, written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by a centralized due diligence process.

Ronald Grein is a financial advisor at Fidelity with four years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several major companies including Nike, Polo Ralph Lauren, and Amazon prior to joining Fidelity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, formal advisory roles to registered investment companies, and incorporation of AI tools in its research processes.

Julia Maas is a financial advisor at Fidelity with 4 years of industry experience. She holds the Series 66 and Series 63 designations. Her prior work experience includes roles at DoorDash, Social Gastropub, FedEx, and Bowling Green State University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a systematic investment process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction, offering services such as discretionary portfolio management and model portfolio delivery.

Nathan Top is a financial advisor at Fidelity with three years of industry experience. He holds Series 63 and Series 66 licenses. In addition to his advisory role, Nathan teaches and performs music, specializing in trumpet and piano. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios from mutual funds, ETFs, and ETPs.

Christopher Schalk is a financial advisor with Ameriprise Financial Services, LLC in Cincinnati, OH, holding CFP® certification and Series 63 and 66 licenses. He has 18 years of industry experience, including prior roles at PNC Bank and PNC Investments. Outside of his primary role, he is also an associate financial advisor with TMTS LLC. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, known for its specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice. The firm's approach integrates investment research and third-party data to address asset allocation and withdrawal strategies within a framework influenced by its affiliated product ecosystem.

Averyanna Evans is a financial advisor with Fidelity, holding Series 63 and Series 66 designations and nine years of industry experience. She has worked at Fidelity Brokerage Services since 2017 and joined Fidelity Investments in 2025. Prior to her career in finance, she was employed at R & R Resale - Clothes Mentor and Fifth Third Bank. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, offering model portfolios and discretionary management with oversight of affiliated and unaffiliated sub-advisers.

Zac Whalen is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2012. In this role, he works with a subset of Fidelity investors to understand family dynamics and assist in building, managing, and maintaining wealth according to clients' risk levels and preferences. Prior to this, he served as a Portfolio Specialist from 2010 to 2012 and as a Client Management Representative from 2009 to 2010, both at Fidelity Investments. Zac holds insurance licenses in Arkansas and California. His professional experience centers on financial consulting and portfolio management within Fidelity Investments.

Elijah Carmean is a financial advisor at Edward Jones based in Park Hills, KY, holding a Series 66 designation with nine years of industry experience. Prior to joining Edward Jones in 2017, he worked at Ohio Valley Builders for one year. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of advisory strategies and affiliated investment products, managing approximately $1.01 trillion in assets through a large nationwide network of financial advisors and branch offices.

Zachary Heaberlin is a financial advisor with Fidelity who holds Series 63 and Series 66 licenses and has five years of industry experience. His prior work includes roles at Bru Burger Bar, Foundation Building Materials, and Enterprise Rent-a-Car. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, delivering model portfolios across various platforms.

Joseph O'Neal is a financial advisor at Fidelity with 10 years of industry experience. He holds a Series 66 designation and has worked at various Fidelity affiliates since 2015, including Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services LLC. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a blend of proprietary fundamental research and quantitative analysis, utilizing systematic methodologies and algorithmic portfolio construction to manage and advise on diversified portfolios.

Hunter Garrigus is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Prior to joining Fidelity Investments, he held roles at Amazon and AeroTek. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, delivering model portfolios based on mutual funds, ETFs, and ETPs while overseeing affiliated and unaffiliated sub-advisers.

Ernest Corvi is a financial advisor with Fidelity who holds Series 63 and Series 66 licenses and has 14 years of industry experience. His tenure at Fidelity spans from 2008 to the present, including roles at Fidelity Personal and Workplace Advisors and Fidelity Investments. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and it is noted for its use of AI and systematic methodologies in managing model portfolios.

David Luckhardt is a financial advisor at Fidelity with 19 years of industry experience. He holds the Series 63 and Series 66 designations and has worked in various roles within Fidelity and its affiliated firms since 2007. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction, and is noted for its use of AI and formal advisory roles to multiple registered investment companies.

Matthew Selker is a financial advisor with Morgan Stanley in Cincinnati, Ohio, holding a Series 66 designation and 12 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2014 and 2015, respectively. Selker serves on the investment committee of the Cincinnati Public Library's board. Morgan Stanley Wealth Management offers advisory programs to individual and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.