Mark Mc Mullen is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2017 and at Bank of America, N.A. since 2024. He also has prior experience with Nationwide Insurance and Salisbury University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, combining internal Chief Investment Office models and third-party managers.

Stephen Sciannella is a financial advisor at Edward Jones in Arnold, MD, holding Series 65 and Series 63 licenses with three years of industry experience. He previously worked at Cambridge Investment Research, Inc. and spent eight years at Paychex, Inc. before joining Edward Jones in 2025. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

Terrie Kilroy is a Series 66-licensed financial advisor at Morgan Stanley in Baltimore, MD, with nine years of experience in the industry. She has been with Morgan Stanley since 1999. Outside of her advisory role, she operates a photography business called TK Shots and works as a cosmetics consultant for Rodan and Fields. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. Their financial planning process utilizes structured discovery conversations and firm-approved tools to model outcomes.

Danielle Newman is a financial advisor at Wells Fargo Clearing with 35 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Wells Fargo Advisors and Wells Fargo Clearing since 2009. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Todd Batty is the Vice President Private Wealth Management Advisor. In this role, he assists multiple generations of families in developing personalized wealth strategies focused on growth, preservation, and transfer of their assets. He collaborates with a team that includes an Investment Manager, a Senior Wealth Planner, and a Trust Officer to provide comprehensive wealth planning services. Todd has been with Fidelity Investments since 2008, initially serving as Vice President, Financial Consultant until 2015, and then advancing to his current position. Prior to that, he worked as an Account Coordinator at T. Rowe Price from 2002 to 2007.

Patrick Perry is a financial advisor at LPL Financial with 12 years of industry experience. He holds the Series 63 and Series 65 registrations and has worked previously at Cambridge Investment Research Advisors, Inc. and Centaurus Financial Inc. Outside of advising, Perry is active as a drummer with the musical group Goodbye July and serves as COO of a logistics and consulting firm, CGMA Group, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, banks, and charitable organizations. The firm offers a range of financial planning and advisory programs supported by research and diverse investment strategies.

Adetayo Adewole is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds Series 63 and Series 65 designations and has held positions at Wells Fargo Clearing Services, Educational Testing Service, and Pearson Education Inc. Adewole is involved with Jeducare Services, Inc., an outside business activity. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm employs quantitative asset-allocation modeling combined with centralized due diligence and incorporates an ESG eligibility framework in its investment recommendations.

Courtney Hyatte is a financial advisor with Merrill in Columbia, MD, holding the Series 66 designation and beginning their career in 2025. Prior to joining Merrill, Hyatte spent 27 years at Bank of America and also worked at Certainty Home Lending. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Gary Mott is a financial advisor at Cetera with Series 63 and Series 65 credentials and 39 years of industry experience. He previously worked at Avantax Advisory Services and Avantax Investment Services, and he is president of Gary T. Mott, CPA, PA, an accounting and tax preparation firm. Mott also serves as a trustee overseeing trust administration for multiple fiduciary appointments. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of over 10,000 advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to various program structures and third-party money managers.

Nicholas Moon is a Financial Advisor with Merrill Lynch Wealth Management. He is dedicated to helping individuals, families, and business owners navigate important financial decisions with confidence. Nicholas focuses on building long-term relationships founded on trust, communication, and personalized advice. His expertise includes education planning, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, and retirement income. Before joining Merrill Lynch, Nicholas began his career as a Financial Auditor at Baker Tilly and later worked as a Corporate Finance Consultant at Deloitte. These experiences provided him with a strong foundation in financial analysis, strategic planning, and complex problem-solving. As a Merrill Financial Advisor, he works one-on-one with clients to define goals and develop portfolio strategies tailored to their needs, providing ongoing advice and adapting plans as situations change. Nicholas earned a Bachelor of Science in Business Administration with concentrations in Finance and Accounting from Elon University. He holds the Chartered Retirement Planning Counselor™ (CRPC™), Accredited Wealth Management Advisor™ (AWMA™), and Personal Investment Advisor (PIA) designations. He speaks English and Korean and enjoys baseball, basketball, football, golfing, hiking, music, running marathons, spending time with family, tennis, and traveling.

David Ivey is a financial advisor with LPL Financial in Annapolis, MD, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 22 years of industry experience, including prior roles at Nationwide Securities and the Charlie Deale Agency. Outside of his advisory work, he owns Ivey Services Inc., a non-investment-related business in Annapolis. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and retirement consulting, offering both discretionary and non-discretionary management supported by in-house and third-party research.

Michael Cammarata is a CFP® professional with 19 years of industry experience, currently serving at Mass Mutual Investors Services since 2017. He previously worked at MetLife Securities for 10 years. Outside of his advisory role, he is involved in a client healthcare consulting business operated jointly with his wife and coordinates age group activities related to updating game scores on a website. Mass Mutual Investors Services, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, offering a collaborative approach that includes the use of firm-approved analytical tools and event-driven planning programs.

Connor Rebele is a financial advisor at Equitable Advisors with Series 63 and Series 65 credentials and three years of industry experience. His prior work includes roles at Vineyard Vines and Champion Teamwear, and he attended Loyola University Maryland. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as a dual-registered SEC investment adviser and broker-dealer, utilizing LPL-sponsored programs and third-party managers to provide a range of advisory and brokerage solutions.

Cullen Murray is a Wealth Management Advisor at Merrill Lynch Wealth Management, a position he has held since joining the firm in 1993. He holds a Bachelor of Science degree in Finance from Towson University and maintains the Certified Investment Management Analyst® (CIMA®), Certified Private Wealth Advisor® (CPWA®) designations, and is a member of the Investments & Wealth Institute®. Cullen's expertise focuses on family wealth management strategies, institutional consulting, philanthropic planning, and services tailored for endowments, foundations, and non-profit organizations. He works with individuals and non-profits to help them achieve their goals through wealth accumulation, distribution, charitable giving strategies, liquidity management, and investment strategies. Residing in Annapolis, Cullen is actively involved in the community. He serves as a board member of the Anne Arundel Community College Foundation and as president and board member of the Friends of St. John's College. In his personal time, Cullen enjoys activities such as boating, golfing, running, scuba diving, surfing, swimming, and traveling.

Alena Baranova is a financial advisor at UBS Financial Services with six years of industry experience. She holds the Series 66 designation and previously worked at T. Rowe Price from 2015 to 2023 before joining UBS in 2023. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering a broad range of capital markets and research-driven solutions.

Spencer Neal is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. He has been with Cambridge Investment Research Advisors since 2012 and has a longer history with Cambridge Investment Research, Inc dating back to 2008. Neal serves as a board member and chairman of the Baltimore Washington Medical Center Foundation and holds positions on several other nonprofit boards, including the Clemson Regional Board of Directors. He is also the owner and CEO of The Absolute Club, a golf membership travel business. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial wellness services through a network of independent professionals, using a variety of portfolio management approaches and platforms tailored to client objectives.

Thomas Hutcheson III is a financial advisor with Morgan Stanley in Annapolis, MD, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Morgan Stanley since 2009, working at both Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers planning services supported by firm-approved tools and methodologies such as Monte Carlo simulations.

Kwame Smith is a financial advisor with LPL Financial who holds a Series 66 designation and has 16 years of industry experience. Prior to joining LPL Financial in 2022, he worked at firms including CUNA Mutual Group, AXA Advisors, and Navy Federal Financial Group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers comprehensive financial planning, advisory programs, retirement consulting, and access to model portfolios and research from multiple sources.

George Fuscsick is a financial advisor at LPL Financial with 38 years of industry experience. He holds a Series 63 designation and has worked with firms including Grove Point Investments, H. Beck, Wise Financial Group, and Hillegas & Fucsick. Outside of financial advising, Fuscsick serves on the board of a nonprofit fire company and is involved with firearms training and volunteer fire departments. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a national network of representatives. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services with model portfolios, research, and both discretionary and non-discretionary management options.

Diane Bark is a financial advisor with LPL Financial in Baltimore, MD, holding Series 63 and Series 65 licenses with 35 years of industry experience. She has been with LPL Financial (formerly LINSCO Private Ledger Corp) since 2001. Bark serves on the board of St. Joseph's Hospital and works as a personal support person for Forward Visions. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and nonprofit organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management and incorporating model portfolios, research, and technology-driven strategies.