Andrew Riehl is a CFA® charterholder and Series 65 licensed financial advisor with seven years of industry experience. He is currently with Cerity Partners LLC and previously worked at Maryland Capital Management and Croft Leominster Investment Management. Cerity Partners provides customized wealth management and related services to a diverse national client base, including high-net-worth individuals, families, trusts, business entities, and institutional investors. The firm utilizes tailored asset allocation, manager selection, and proprietary quantitative screens to build client programs and offers a range of services including portfolio management, financial planning, tax and retirement consulting, and access to alternative and private-market investments.

Michele Peele is a financial advisor at Janney Montgomery Scott with 23 years of industry experience. She holds the Series 63 designation and has worked at Janney Montgomery Scott since 2022, following six years at Wells Fargo Clearing and three years at Wells Fargo Advisors LLC. Michele serves as a Notary Public for the State of Maryland, providing notary services to clients on a volunteer basis. Janney Montgomery Scott LLC is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering brokerage, financial planning, consulting, and multiple advisory programs.

Brian Graney is a CFA® charterholder with 19 years of industry experience. He has been with Brown Investment Advisory & Trust Company since 2008. Brown Advisory provides investment management and advisory services to a diverse client base, including high net worth individuals, endowments, foundations, pension plans, and corporations. The firm employs a bottom-up, fundamental research process to construct concentrated portfolios and offers a range of strategies including sustainable-investment research, model portfolios, and private-fund and venture programs.

Matthew Grayson is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He has been with T. Rowe Price since 2015 in various roles. Outside of his advisory work, he serves as a swimming official with the Maryland Officials Club. T. Rowe Price Advisory Services, Inc. provides a retirement-focused advisory program combining nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily using proprietary T. Rowe Price mutual funds and ETFs. The firm serves individual investors and households with a focus on retirement goals, employing a model-based investment approach with features such as tax-aware rebalancing and Monte Carlo-based retirement projections.

Hugh Palmer is a Series 65 credentialed advisor at HB Wealth with six years of industry experience. His prior work includes six years at WMS Partners and two years of service in the United States Army. Outside of advising, he leads a project reviewing and updating several family partnerships through FWP LLC. HB Wealth Management provides wealth management, investment management, and financial planning to a wide range of clients, including individuals, families, trusts, retirement plans, corporate entities, and institutional clients. The firm combines quantitative and qualitative due diligence across diverse public and private strategies and offers services such as outsourced chief investment officer (OCIO) and institutional advisory solutions.

Bryan Kelly is a financial advisor at HB Wealth with one year of industry experience and holds a Series 65 credential. His prior roles include positions at WMS Partners, Kelly Benefits, Georgetown University, and Stifel. Outside of his advisory work, he coaches lacrosse for the FCA Maryland boys club team. HB Wealth Management provides wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, and institutional clients. The firm employs a combined quantitative and qualitative investment approach across public and private strategies and offers services including discretionary portfolio management and outsourced chief investment officer (OCIO) advisory.

Ian Sotir is a financial advisor at T. Rowe Price Advisory Services, Inc. with three years of industry experience. He holds a Series 66 designation and previously worked at Lower.com D.B.A. Homeside Financial for seven years. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and investment management to individual investors and households, using model portfolios exclusively invested in T. Rowe Price mutual funds and ETFs. The firm combines nondiscretionary planning with discretionary account management and offers financial plans with Monte Carlo simulations through an interactive online tool.

John Fazzini Jr. is a CFP® certificant with eight years of industry experience, currently serving as a financial advisor at T. Rowe Price Advisory Services, Inc., where he has worked since 2017. Prior to his advisory role, he spent four years at the University of Alabama. Outside of his advisory work, he owns and manages gardening design operations through Commander in Leaf LLC. T. Rowe Price Advisory Services provides retirement-focused financial planning and discretionary investment management primarily for individual investors and households. The firm employs model portfolios invested exclusively in proprietary T. Rowe Price mutual funds and ETFs, utilizing tax-aware strategies and online planning tools to support clients' retirement goals.

Paul Speargas is a CFA® charterholder with 17 years of industry experience. He has worked at HB Wealth Management since 2025 and previously spent 17 years at WMS Partners. He serves as a board member and chair of the Investment Committee for Odyssey School, which focuses on language learning differences. HB Wealth Management is a registered investment adviser that provides wealth management, investment management, and financial planning to a diverse client base including individuals, families, trusts, retirement plans, corporate entities, foundations, and family offices. The firm also offers institutional advisory services and combines quantitative and qualitative due diligence across a broad range of public and private investment strategies.

Alyssa Poremski is a Series 66 licensed financial advisor with Janney Montgomery Scott, where she has worked since 2020. She has four years of industry experience and previously held positions at The Open Door Child Care Center and Rebounders Gymnastics, among others. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and charitable and municipal clients, offering a range of brokerage, financial planning, and advisory services.

Amanda Burke is a financial advisor with Bankers Life Advisory Services, Inc. She holds a Series 66 designation and has four years of industry experience. Prior to joining the advisory team, she worked in various roles within Bankers Life and Bankers Life Securities since 2018. Outside of her advisory work, Burke operates an Etsy shop where she sells self-made art projects. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals with discretionary portfolio management, investment consulting, and retirement plan consulting. The firm uses a combination of fundamental, technical, and cyclical analysis to create tailored asset allocations and ongoing portfolio management aligned with clients’ goals and risk tolerances.

Bryant Mayes III is a financial advisor at T. Rowe Price Advisory Services, Inc. with 10 years of industry experience. He holds Series 66 and Series 63 designations and has worked previously at GWFS Equities, Inc. and Nationwide Investment Services Corp. Outside of his advisory role, he is also a real estate agent with Coldwell Banker Realty in Baltimore, MD. T. Rowe Price Advisory Services offers retirement-focused financial planning and discretionary investment management to individual investors and households, utilizing model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs. The firm emphasizes a goals-based approach with annual reviews and employs tax-aware rebalancing and Monte Carlo simulations to support retirement income planning.

Patrick Wheeler is a Series 66-licensed financial advisor with two years of industry experience. He is currently with T. Rowe Price Advisory Services, Inc. and has prior experience at Thrivent Financial and Thrivent Investment Management Inc. Outside of his advisory role, he has worked as a bartender at BJ’s Restaurant and Brewhouse. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management primarily for individual investors and households. The firm employs model portfolios using proprietary T. Rowe Price mutual funds and ETFs, with financial plans developed through Monte Carlo simulations and accounts managed on a discretionary basis.

Andrew Heiges is a CFP® professional with 26 years of industry experience. He currently works at T. Rowe Price Advisory Services, Inc., where he has been since 2016. Prior to that, he held roles at TIAA and TIAA-CREF from 2012 to 2016. T. Rowe Price Advisory Services, Inc. provides a retirement-focused advisory program that combines nondiscretionary financial planning, retirement income planning, and discretionary investment management. The firm serves individual investors and households using portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, supported by an interactive online planning tool and telephone access to advisors.

Joshua Vlna is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 licenses and three years of industry experience. Prior to joining T. Rowe Price, he has held positions at The Tree Farm, the University of Maryland Global Campus, Target, Modell's Sporting Goods, and the University of Mississippi. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management for individual investors and households, using model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs. The firm offers point-in-time plans and annual reviews supported by an interactive online tool and manages accounts with tax-aware strategies and tactical allocations.

Marie David is a Certified Financial Planner (CFP®) with nine years of industry experience. She currently serves as a financial advisor at Cerity Partners LLC, joining the firm in 2023. Her prior experience includes roles at Maryland Capital Management and RBC Wealth Management. Cerity Partners provides customized wealth management and related services to a broad national client base, including individuals, families, trusts, business entities, and institutional investors. The firm employs tailored asset allocation, manager selection, and periodic rebalancing, utilizing proprietary quantitative screens alongside third-party managers and individual securities.

Patrick Fornadel is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 licenses and has two years of industry experience. Prior to joining T. Rowe Price in 2023, he worked at X-Ceed Consulting and UPS, among other roles. T. Rowe Price Advisory Services offers the Retirement Advisory Service, which provides retirement-focused financial planning and discretionary investment management primarily for individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware strategies and interactive planning tools.

Joshua Whaley is a financial advisor at PlanMember Securities Corporation with one year of industry experience. He holds Series 65 and Series 63 licenses and has worked at Capital One Financial and Aerotek, Inc. prior to his current roles. Outside of advisory work, he is also a licensed real estate agent. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a strategic asset allocation framework and manages unitized, risk-based mutual fund portfolios, offering education and support services including seminars and personalized retirement planning.

Carole Schreck is a CFP® professional with 13 years of experience, currently with Janney Montgomery Scott in Towson, MD. She has been with Janney Montgomery Scott in various capacities since 2015. Schreck serves on the Investment Management Committee at Friends School of Baltimore, contributing to the review and policy decisions of its investment portfolio. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in assets. The firm serves individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients through a combination of brokerage services, financial planning, consulting, and multiple advisory programs.

Daniel Tambellini is a CFP® with 27 years of industry experience. He has been with T. Rowe Price Advisory Services, Inc. since 2017 and previously worked at Northwestern Mutual Wealth Management Company and its affiliated entities from 2003 to 2017. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management primarily to individual investors and households. The firm utilizes model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, applying tax-aware strategies and Monte Carlo simulations to support retirement income planning.