Todd Gavelek is a financial advisor with PNC Wealth Management, holding a Series 66 designation and 17 years of industry experience. He has been with PNC Investments since 2010. PNC Wealth Management offers retail brokerage and advisory services through several model-based programs, including an invitation-only digital discretionary model account. The firm uses algorithmic questionnaires and third-party strategists to manage portfolios primarily through mutual funds and ETFs.

William Purcell is a financial advisor at William Blair with 26 years of industry experience. He holds a Series 66 designation and has worked previously at Brown Advisory Securities, LLC for 15 years before joining William Blair in 2019. He also serves as co-trustee to the trust under Article VI of the will of Martin A. Purcell. William Blair’s Private Wealth Management division provides investment management, financial planning, and wealth services to individuals, foundations, pension, and corporate clients. The firm employs an active, research-driven approach across multiple asset classes and offers proprietary portfolios, third-party sub-advisers, and access to private funds through its MB Investments Program.

Michael Johnson is a financial advisor at Janney Montgomery Scott in Towson, MD, holding a Series 66 designation with 12 years of industry experience. He has been with Janney Montgomery Scott and its affiliated entities since 2013. Janney Montgomery Scott LLP is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage services, financial planning, and multiple advisory programs.

Evaristo Gonzalez is a financial advisor with Primerica Advisors and holds Series 63 and Series 66 licenses. He has 18 years of industry experience, including extensive tenure at Park Avenue Securities and Guardian Life Insurance Company. In addition to his advisory role, he is involved in the sale of personal disability and health insurance products through Assurity and URL Financial. Park Avenue Securities serves a diverse retail client base with brokerage and advisory services, offering proprietary and third-party investment programs alongside financial and retirement planning. The firm manages approximately $15 billion in regulatory assets under management and supports a range of investment strategies and account-level solutions.

Brian Shea is a financial advisor with Eagle Strategies (NY Life) and holds Series 63 and Series 66 credentials. He has 14 years of industry experience and has been associated with Eagle Strategies since 2021, as well as Tactical Financial Group and New York Life since 2011. Shea is involved in community activities, serving as a volunteer donations coordinator for a Blue Lives Matter memorial event supporting fallen Harford County deputies. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base, including individual investors, institutional sponsors, and charitable organizations. The firm emphasizes tailored advice delivered mainly through non-discretionary asset management and integrates services within the New York Life affiliate structure.

Akram Ibrahim is a Series 66–registered advisor with Kestra Advisory in Timonium, MD, and has 11 years of industry experience. He has worked at Kestra Advisory since 2016 and Brotman Financial Group since 2013. His roles include investment advisory and operations, as well as involvement in estate document drafting services through affiliated entities. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services such as fiduciary consulting, plan design, employee education, and advisor-managed accounts. The firm serves a broad client base, including large institutional investors, and supports complex investment strategies within a supervisory framework.

Craig Ristuben is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 credential and six years of industry experience. His prior roles include positions at M&T Bank, Educational Systems Federal Credit Union, and PNC Bank NA. He has been with T. Rowe Price since 2019. T. Rowe Price Advisory Services, Inc. offers the Retirement Advisory Service, which combines nondiscretionary goals-based financial planning, retirement income planning, and discretionary investment management for individual investors and households. The program employs model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, using tax-aware strategies and Monte Carlo simulations to inform financial plans and retirement income projections.

Ryan Behnken is a financial advisor at Equity Services, Inc. with 18 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at M&T Securities and M&T Bank for 10 years. Outside of his advisory role, Behnken serves on multiple nonprofit boards, including as vice chair and board chair of YMCA organizations, and works as a police officer. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms that include third-party asset managers and combines long-term investment strategies with options for shorter-term trading and specialized instruments.

Daniel Bernstein is a financial advisor with PNC Wealth Management, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has been with PNC Investments since 2008. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital strategy pilot that uses algorithmic risk assessment and implements investments via approved model portfolios managed by PNC or third-party strategists.

Zachary Weiner is a CFP® professional with seven years of industry experience, currently serving as a financial advisor at Benjamin F. Edwards & Company, Inc. He has been with Benjamin F. Edwards since 2018 and previously worked at JP Morgan from 2012 to 2018. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer with approximately 436 advisors and $15.7 billion in client assets. The firm serves a diverse client base, including individuals, corporations, retirement plans, and nonprofit organizations, offering a range of advisory programs and investment strategies with oversight from an Investment Strategy Committee.

Dao Nguyen is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and three years of industry experience. Prior to joining T. Rowe Price in 2022, Nguyen worked at State Farm for seven years and was involved with V Pro Nails for six years. T. Rowe Price Advisory Services, Inc. provides a retirement-focused advisory service that combines nondiscretionary financial planning, retirement income planning, and discretionary investment management. The firm serves individual investors and households, implementing diversified model portfolios exclusively with T. Rowe Price mutual funds and ETFs, and employs strategies such as tax-aware rebalancing and Monte Carlo-based financial planning.

Christopher Dobbins is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and two years of industry experience. His prior roles include positions at Allied First Bank and work as an independent insurance agent. T. Rowe Price Advisory Services, Inc. provides the T. Rowe Price Retirement Advisory Service, which serves individual investors and households focused on retirement goals through a combination of nondiscretionary financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs. The firm employs model allocations, tax-aware rebalancing, and Monte Carlo simulations within an online planning tool, with account management executed on a discretionary basis.

Christopher Leary is a CFP® with six years of industry experience, currently serving as a financial advisor at William Blair since 2022. Prior to joining William Blair, he worked at Brown Advisory Inc. for seven years. Outside of finance, he was involved with Portside Tavern from 2010 to 2018. William Blair’s Private Wealth Management division provides investment management, financial planning, and wealth services to individuals, foundations, pension, and corporate clients, employing a research-driven approach across multiple asset classes and offering proprietary models and access to private funds through its MB Investments Program.

Joseph Harsel is a CFP®-certified financial advisor with 15 years of experience, currently with Valic Financial Advisors since 2011. He also serves as Managing Director of Social Impact Partners, LLC, where he consults on personal and corporate social engagement strategies. Additionally, he is involved in seasonal rental property management in Florida and Delaware. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Rachel Gabriszeski is a financial advisor at T. Rowe Price Advisory Services, Inc. with five years of industry experience and a Series 66 designation. She has been with T. Rowe Price since 2018 and has prior experience working in fitness and the food service industry. T. Rowe Price Advisory Services, Inc. offers a retirement advisory service focused on individual investors and households, combining goals-based financial planning, retirement income planning, and discretionary investment management using proprietary T. Rowe Price mutual funds and ETFs. The firm employs a combination of tax-aware strategies and Monte Carlo simulations through an online tool to support clients’ retirement goals.

Samuel Petti is a financial advisor with T. Rowe Price Advisory Services, Inc. holding a Series 66 credential and three years of industry experience. Prior to joining T. Rowe Price, he worked at Edge of Distinction Landscaping and Sunset Cove Restaurant. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program combining nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily using proprietary mutual funds and ETFs. The firm serves individual investors and households with investable assets generally starting at $250,000, providing financial plans and investment management supported by online tools and telephone access to advisors.

Kevin Mc Hugh is a financial advisor at T. Rowe Price Advisory Services, Inc. with four years of industry experience. He holds Series 63 and Series 66 credentials. His prior work includes a role at the University of Baltimore and experience in contracting and education before joining T. Rowe Price. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management primarily for individual investors and households. The firm uses model allocations invested exclusively in proprietary T. Rowe Price mutual funds and ETFs, employing tax-aware rebalancing and Monte Carlo simulations to generate financial plans and retirement income projections.

Brendan Sweeney is a CFA® charterholder and holds a Series 65 license with 16 years of industry experience. He has worked at Cerity Partners LLC since 2023 and previously spent 12 years at Maryland Capital Management, LLC. Brendan is based in Towson, MD. Cerity Partners is an SEC-registered investment adviser serving a broad client base including individuals, families, trusts, corporations, and institutional investors. The firm offers a range of services such as investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, emphasizing diversified asset allocation and customized portfolios.

Christina Garland is a CFP® with 10 years of experience in financial advising. She is currently with Focus Partners Wealth, LLC and has previously worked at The Colony Group, LLC, Connectus Wealth, and Horan Capital Management, LLC. Focus Partners Wealth serves a wide range of clients including individuals, high-net-worth families, corporate, and institutional clients, offering investment management, financial counseling, family office services, and retirement plan fiduciary services. The firm utilizes a long-term, tax- and fee-sensitive investment approach combining fundamental and quantitative analysis with third-party managers and offers a broad platform of affiliated service companies and product relationships.

Andrew Meredith is a CFP® professional with 28 years of industry experience. He is currently with Janney Montgomery Scott, having joined the firm in 2021. Prior to that, he worked at Bank of America and Merrill, where he held positions from 1998 through 2021. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering a range of advisory and brokerage services supported by in-house and third-party portfolio management.