Michael Kilburn is a financial advisor at RBC Capital Markets with nine years of industry experience. He holds a Series 66 designation and has worked at RBC Capital Markets since 2016. Prior to his financial services career, Kilburn was involved with Harry's Savoy Grill and Ballroom for 15 years. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients through various advisory programs that offer portfolio management, financial planning, custody, and brokerage services. The firm customizes investment strategies based on client risk profiles and utilizes a combination of in-house and third-party managers to implement portfolios.

Cathy Jackson is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and 28 years of industry experience. She previously worked at Avantax Investment Services and Next Financial Group and has been involved with Beacon Financial Group for over 20 years. Jackson serves as a board member and volunteer for charitable organizations focused on financial education and community support. Cetera Investment Advisers LLC operates a multi-manager platform serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and retirement services across various program structures and custodial relationships.

Eric Cella is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has six years of industry experience, including roles at MML Investors Services, Mass Mutual Life Insurance Company, and Diamond State Financial Group. Outside of finance, he has worked in the food service industry, including at Homegrown Cafe and Buddy's Burgers, and has been affiliated with the University of Delaware for ten years. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes annual, collaborative planning relationships and employs firm-approved analytic tools to develop written recommendations.

Frank Dowling is a financial advisor with Primerica Advisors in Wilmington, DE, holding Series 63 and Series 65 registrations and 27 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1998. Outside of investment advisory, he is involved in selling loan products and home-related services referrals through Primerica Mortgage, LLC and Primerica Client Services, Inc. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, offering model-based investment strategies and support from third-party asset managers and custodians. The firm operates at scale with thousands of advisors and offices, managing approximately $15.5 billion in assets.

Steven Shimp Jr. is a financial advisor with Ameriprise who holds a Series 66 designation and has 26 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory work, he co-owns Truecore LLC, a business managing his Ameriprise advisory practice. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income and tax-aware withdrawal strategies.

Stephen Swofford is a financial advisor at Fisher Investments with 10 years of industry experience and holds a Series 65 designation. He has been with Fisher Investments since 2012. Outside of his advisory role, he is the owner of a holding company that has no active business operations. Fisher Investments serves a diverse global clientele, including institutional and private clients such as pension plans and high-net-worth individuals. The firm provides discretionary portfolio management using a centralized Investment Policy Committee that integrates quantitative and qualitative research, employing tax-aware and risk management strategies across multiple investment vehicles.

Maria Merced is a Series 66-licensed financial advisor with Ameriprise, with 19 years of industry experience. She has held roles at Ameriprise Financial Services since 2011, following positions at Piedmont Investment Advisors, Morgan Stanley, and Janney Montgomery Scott. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning through written recommendation reports and tax-aware withdrawal strategies.

Jason Betz is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Ameriprise and its related entities since 1998. In addition to his advisory work, he is involved in live music performance through a separate business, JEB Productions. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendations and ongoing advice centered on reliable income sources and tax-aware withdrawal strategies for clients nearing or in retirement.

Peter Mayer is a Financial Consultant currently working at Fidelity Investments, where he has been employed since 2019. In this role, he collaborates with clients and their families to define financial goals and assist in creating sustainable financial plans. Prior to his current position, he served as a Planning Consultant at Fidelity Investments from 2019 to 2023. Before joining Fidelity, Peter worked as a Financial Analyst at Independence Square Advisors from 2016 to 2019. His professional experience spans financial analysis, planning, and consulting, enabling him to support clients in achieving their financial objectives. Outside of his professional work, Peter has interests in cooking and baking, fitness, golf, hiking, outdoor adventures, and reading.

Katherine Orth is a Series 66-licensed financial advisor with Ameriprise in Wilmington, DE, and has nine years of industry experience. She has been with Ameriprise and its affiliated entities since 2015. Outside of her advisory role, she is co-owner of Family First Legacy LLC and is involved with KMO LLC as a franchise advisor. Ameriprise serves individuals approaching or in retirement, offering a retirement-income planning service focused on clients with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendation reports tailored to clients’ income planning needs.

Julia Williams is a financial advisor at Fidelity with Series 63 and Series 66 credentials and three years of industry experience. She previously worked at The Vanguard Group and Wells Fargo Clearing and Bank. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm uses a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs, and maintains oversight of sub-advisers while addressing conflicts of interest.

Nehanda Spencer is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Her prior work includes roles at Bank of America, N.A., BNY Mellon, Vanguard, and TD Bank. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Robert Billings is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 10 years of industry experience. He has worked at J.P. Morgan Chase Bank and J.P. Morgan Securities since 2019 and previously held positions at Morgan Stanley and Morgan Stanley Private Bank. He serves as a local board member for the Selective Service Administration. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering advisory services on a non-discretionary basis.

Timothy Fox is a financial advisor at Cetera with a Series 66 designation and one year of industry experience. Prior to joining Cetera in 2026, he worked at PayPal for two years and spent over a decade with the Delaware Claims Processing Facility. Cetera Investment Advisers LLC serves a broad client base including individual investors, employer-sponsored retirement plans, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform that includes both affiliated and third-party investment options.

Sean Harding is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 27 years of industry experience. His career includes prior roles at Avantax Advisory Services, Great Valley Advisor Group, Independent Financial Partners, and management of Harding Capital Management, LLC. Outside of finance, he is the owner of GLK Sports Training LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by advanced research tools and a large network of over 22,800 advisors.

Arash Ahmadpour is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and seven years of industry experience. He has worked at Wells Fargo Clearing since 2018 and was previously employed at the University of Delaware from 2014 to 2018. Outside of his advisory role, he holds power of attorney for his spouse. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services that include investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s IPS-driven approach incorporates a broad range of financial products, including insurance-related vehicles, and it acts as an ERISA fiduciary when providing investment advice.

Nicole Brown is a Series 66-licensed financial advisor at Ameriprise in Wilmington, Delaware, with seven years of industry experience. She previously worked at the State of Delaware Department of Justice before joining Ameriprise in 2018. Outside of her advisory role, she volunteers with the Fund for Women, a Delaware-based organization focused on supporting women and girls. Ameriprise is a large institutional firm offering retirement-income planning services primarily for individuals with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized retirement-income consulting team.

Jason Coleman is a Series 66-licensed financial advisor with Cambridge Investment Research Advisors who has seven years of industry experience. Prior to joining Cambridge, he worked for Talen Susquehanna Nuclear LLC for 15 years. Outside of his advisory role, he is also involved as an independent insurance agent through Frank Leonards and Frank, LLC. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, providing a range of investment strategies and platform options tailored to client objectives.

Matthew Mc Menamy is a financial advisor with Ameriprise in Garnet Valley, PA, holding a Series 66 designation and 22 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, using a combination of research, modeling, and tax-efficiency analysis to deliver annual, non-discretionary recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Jennifer Hoey is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 30 years of experience to her role. She works with a diverse clientele that includes corporate executives, teachers, farmers, doctors, attorneys, and caregivers, among others. Jennifer helps her clients outline their financial goals—both short-term and long-term—and creates customized plans to achieve those goals, emphasizing risk awareness, cash flow needs, and regular portfolio reviews. She takes a holistic approach to wealth management, addressing college and retirement savings, mortgage strategies, insurance and long-term care planning, job transitions, and charitable giving. Jennifer earned her bachelor's degree from Rosemont College, where she studied English Literature and Philosophy with a concentration in French. She holds the CERTIFIED FINANCIAL PLANNER® certification as well as the Certified Private Wealth Advisor® certification, and is recognized among Forbes' Top Women Wealth Advisors Best-in-State list. Over her career at Merrill Lynch, Jennifer has cultivated a broad network to support complex client needs. She is also a member of the United States Equestrian Federation. Outside of her professional work, Jennifer is an avid equestrian and gardener. She actively competes in equestrian events across the mid-Atlantic region and is involved in restoring native plants and trees on her property. She maintains a commitment to client relationships and mentorship, often visiting clients who have relocated and providing guidance to students at local colleges and universities.