Vincent Giardini Jr. is a financial advisor with Primerica Advisors in Holbrook, NY, holding Series 63 and Series 65 licenses and five years of industry experience. Prior to joining Primerica Advisors in 2021, he worked at Primerica Financial Services beginning in 2020 and has experience at Data Device Corp and Stony Brook University. His activities include the sale of loan products and referrals for home security and automation services through Primerica affiliates. Primerica Advisors sponsors a wrap-fee asset management program that serves individual investors, corporate, and charitable clients. The firm operates at scale with approximately 3,700 advisors and $15.5 billion in assets under management, offering model-based investment strategies supported by third-party managers and custodians.

Yolene Justafort is a financial advisor with Primerica Advisors, holding a Series 63 designation and 25 years of industry experience. She has been with Primerica Advisors since 2000 and has worked with Primerica Financial Services since 1999. In addition to her advisory role, she is involved in the sale of home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and discretionary separately managed account options primarily for individual and high-net-worth clients. The firm utilizes third-party asset managers and an independent due-diligence process to oversee its investment models.

Frank Carpentiere is a financial advisor at Edward Jones with 25 years of industry experience. He holds Series 63 and Series 65 designations. His prior experience includes roles at Bank of America, Merrill, and Citigroup Global Markets. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Nicholas Kurdziel is a financial advisor at Osaic with one year of industry experience. He holds the Series 66 designation and has previously worked at Coastal Business Marketing and in education within the Sachem school district for 14 years. Outside of finance, he has been involved with Shaolin Self Defence Centers of Bayport. Osaic Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning, managed portfolios, and retirement plan consulting. The firm’s investment approach centers on model-based asset allocation, portfolio optimization, and a variety of discretionary and third-party managed strategies.

Christopher Barnes is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2021. Prior to this role, he served as a Financial Consultant at Fidelity Investments from 2016 to 2021. His earlier experience includes roles as Associate Wealth Management Advisor at Robert Kilroy, Northwestern Mutual from 2015 to 2016, and Financial Advisor at Northwestern Mutual from 2011 to 2015. Christopher focuses on building long-term relationships with clients based on trust and transparency. He emphasizes understanding each client's unique goals, concerns, and vision for the future to develop personalized financial plans. His approach involves partnering with clients to prioritize goals, analyze risks, and continually monitor and adjust plans as life circumstances change. Outside of his professional work, Christopher enjoys family activities, golf, and traveling.

Samantha Cala is a Planning Consultant at Fidelity Investments, where she collaborates with clients throughout the financial planning process to align strategies with their financial goals and priorities. She emphasizes ongoing relationships with clients to accommodate changes in their financial situations over time. Samantha has been with Fidelity Investments since 2020, initially serving as a Relationship Manager before assuming her current role in 2023. Prior to joining Fidelity, she worked as a Financial Representative at AXA Equitable from 2017 to 2020. Outside of her professional role, Samantha engages in activities such as family gatherings, social events, Pilates, reading, running, and soccer.

James Gaughran is a financial advisor at Merrill with 42 years of industry experience. He has held positions at Merrill since 1984 and has worked with Bank of America, N.A. since 2009. He holds a Series 63 designation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Bryan Finger is a financial advisor at Edward Jones with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including Oppenheimer & Co Inc, Fisher Investments, and Wells Fargo Advisors. He also operated the Bryan Finger Insurance Agency from 2021 to 2024. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and investment solutions. The firm manages approximately $1.01 trillion in assets and is distinguished by its extensive network of advisors and branches, as well as its affiliated trusts, mutual funds, and securities-based lending options.

Jerrold Silverman is a financial advisor at Ameriprise with 12 years of industry experience. He holds a Series 66 designation and has been with Ameriprise in various capacities since 2013. Outside of his advisory role, he is involved in tax preparation through his ownership of Silverman Neu, LLP, and serves as a director and accountant at Singer & Falk CPAs PC. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement who meet certain asset criteria, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations.

Robert Mason Jr. is a financial advisor at Stifel with 42 years of industry experience. He has been with Stifel since 2012 and holds the Series 63 designation. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities, offering both brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to support asset allocation and financial planning analyses.

Bradley Welter is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and bringing 11 years of industry experience. His career includes roles at TD Ameritrade and Scottrade, in addition to his current positions at J.P. Morgan Securities and JPMorgan Chase Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process incorporates centralized due diligence with quantitative and qualitative research, offering recommendations that may include ESG criteria and broader derivatives and commodities capabilities.

Michael Eisner is a financial professional at Mass Mutual Investors Services with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2016. In addition to his advisory role, he serves as Managing Director of Michael Eisner Inv, focusing on financial planning, insurance, and investment management. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational programs using firm-approved analytical tools.

Pornnipa Pongvitayapanu is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and 32 years of industry experience. She previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. Her outside business activities include involvement with insurance and investment-related entities under LPL Business such as Palo Agency, Inc. and Arbour Agency, Inc. LPL Enterprise, LLC provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and charitable entities through a network of investment adviser representatives. The firm’s investment approach is model-driven, with access to third-party asset managers and a wrap program, and it also offers affiliated insurance and trust custody services.

Christopher Keel is a financial advisor with J.P. Morgan Securities holding Series 63 and Series 65 licenses and 26 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank, N.A. since 2001. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process includes centralized due diligence using quantitative and qualitative analysis and applies an ESG eligibility framework in its recommendations.

Kevin Stamm is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at JPMorgan Chase Bank, N.A. since 2016. Stamm has been with J.P. Morgan Securities since 2013. J.P. Morgan Securities offers institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory process combines quantitative and qualitative research to provide non-discretionary asset allocation advice, investment manager searches, and customized performance reporting.

William Spencer is a financial advisor affiliated with LPL Financial, holding Series 63, 65, and 66 licenses and bringing 40 years of industry experience. His career includes roles at M&T Bank, Wilmington Trust, People's United Advisors, and J.P. Morgan Private Wealth Advisors. LPL Financial is a national broker-dealer and registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, with advice delivered by a large network of investment adviser representatives using diverse strategies and tools.

Jeremy Ciampo is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing since 2016, with earlier roles including time at Capital One Financial Advisors. Outside of his advisory work, he serves as a trustee of a family irrevocable trust. Wells Fargo Advisors serves individual, corporate, and institutional clients with investment advisory, financial planning, and retirement consulting services. The firm uses research and analytics to support investment decisions and offers a range of brokerage and advisory solutions across a large national platform.

Michael Gallagher is a financial advisor at OSAIC with 42 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at American Portfolios Financial Services, Inc. and Northeast Securities, Inc. Outside of his financial advisory role, Gallagher has been a soccer coach at Chaminade High School since 1999. OSAIC serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients. The firm offers a multi-advisor platform with brokerage and advisory services, emphasizing model-based asset allocation and portfolio optimization supported by various investment tools and third-party manager programs.

Aazar Bhatti is a financial advisor with LPL Financial, holding Series 65 and Series 63 licenses and six years of industry experience. His prior work includes roles at Webster Bank, TD Bank N.A., TD Private Client Wealth LLC, and TD Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers diversified investment strategies and operational support tools, serving over 22,800 advisors and overseeing more than $819 billion in discretionary assets.

William Lai III is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has worked within the Wells Fargo family since 2016, including six years at Wells Fargo Clearing and four years at Wells Fargo Advisors. Lai has a minority ownership interest in Premier Wealth Management LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services, with tailored recommendations supported by proprietary research and tools, and integrates advisory services with other financial products and referral channels.