Bobbi Bruner is a CFP®-designated financial advisor with over 21 years of industry experience. She is currently affiliated with Raymond James Financial Services Advisors, Inc. and holds leadership roles as COO and partner at Carver Financial Services LLC, as well as president of BB4 LLC, which holds her equity in Carver Financial Services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and corporations. The firm emphasizes tailored, non-discretionary planning and uses analytical tools to support client goals.

Christopher Royer is a Financial Advisor with Merrill Lynch Wealth Management, specializing in areas including Employee Financial Health, Small Business Strategies, Women and Wealth, and Retirement Income. He brings 25 years of experience navigating life stages with clients, understanding the emotional aspects of financial decision-making. Through a personalized approach, he aims to guide clients to a state of peace of mind by ensuring the best decisions are made at each stage of life. Royer collaborates with a team of experienced professionals to assist individuals and business owners in achieving their financial objectives. His background as an executive coach and risk manager supports clients in staying accountable to the financial plans they develop together. He holds the Personal Investment Advisor (PIA) designation and has earned a Bachelor's Degree from Ashland University as well as a Master of Business Administration (MBA) from Loyola University Chicago. Outside of his professional work, Christopher Royer is involved with the Alzheimer's Association and enjoys personal interests such as basketball, drawing and sketching, golfing, photography, pickleball, and spending time with his family.

John Kiss is a financial advisor at Fidelity with two years of industry experience. He holds the Series 66 designation and previously worked at ROCKET Mortgage for five years. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across various investment platforms.

Polly Small is a financial advisor with Raymond James Financial, holding ChFC® and Series 63 designations and bringing nine years of industry experience. Her work history includes roles at Carver Financial and Raymond James Financial Services Inc. She is also employed as a sales assistant with CFS, LLC, a support company outside investment-related activities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools and supports its clients through various advisory programs and institutional consulting.

Zachary Higgins is a financial advisor at OSAIC with Series 63 and Series 66 credentials and two years of industry experience. He has previously been associated with Mass Mutual Investors Services and UBS Financial Services. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm combines brokerage and advisory services with financial planning and offers portfolios that include a range of asset classes managed using firm-provided tools, third-party managers, and both discretionary and non-discretionary approaches.

James Egan is a financial advisor at Merrill with 15 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Fifth Third Securities and Fifth Third Bank. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Matthew Van De Motter is a financial advisor with Morgan Stanley who holds a Series 63 designation and has 35 years of industry experience. His prior roles include positions at Citigroup Global Markets and various Morgan Stanley entities since 1999. He serves as a board member of The Bicknell Foundation, where he helps oversee investment policy and management of fund assets. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, offering tailored financial planning and a broad array of investment programs with over $2.7 trillion in client assets under management.

Stephen Mihalek is a financial advisor with Morgan Stanley in Pepper Pike, OH, holding a Series 66 designation and 24 years of industry experience. Prior to his current roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2024, he worked at J.P. Morgan Securities from 2012 to 2024. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its financial planning process.

Craig George is a financial advisor at LPL Financial with 17 years of industry experience. He previously worked at Edward Jones for 16 years before joining LPL in 2025. Outside of his advisory role, he serves as Vice President of Natural Journey Farm LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm supports a wide range of investment approaches and offers extensive operational and research tools while managing over $819 billion in discretionary assets through a network of more than 22,800 advisors.

Ryan Ketvertis serves as Senior Resident Director at Merrill, where he provides wealth management services tailored to the unique ambitions and priorities of his clients. He specializes in areas including divorce transition planning, family wealth management strategies, retirement income, philanthropic planning, and investment consulting for defined contribution plans, among others. Ryan utilizes a disciplined process that considers all aspects of a client's life and business to develop customized financial strategies, with a focus on regular reviews to ensure alignment with clients' evolving goals. Ryan joined Merrill in 2007 after a career in real estate and works as part of a team with over 50 years of combined industry experience. He holds a Bachelor of Science degree in Marketing from John Carroll University. His professional designations include Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional role, Ryan is involved in coaching community youth sports programs. His personal interests include biking, golfing, spending time with family, and traveling.

Lashawna Howard is a financial advisor with Primerica Advisors in Richmond Heights, OH. She holds a Series 63 designation and has eight years of industry experience. Prior to joining Primerica Advisors in 2017, she worked at GOJO Industries for ten years and has been affiliated with Primerica Financial Services since 2006. Outside of advising, she is involved in sales of loan products and home security referrals through affiliates of Primerica. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

David Livingston is a financial advisor at Morgan Stanley with 31 years of industry experience. He holds a Series 63 designation and has worked at Morgan Stanley and Citigroup Global Markets, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of his advisory work, he serves as a trustee for a trust based in Sarasota, Florida. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, emphasizing tailored financial planning supported by firm-approved tools and analyses. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Melissa Halloran is a financial advisor with Wells Fargo Advisors in Beachwood, OH. She holds a Series 63 designation and has 27 years of industry experience, including 11 years with Wells Fargo Advisors. Outside of her advisory role, she provides support staff services for an insurance business in Sarasota, FL. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services, including cash-flow, retirement, education, risk, and wealth-transfer planning, using Wells Fargo research and planning tools to develop tailored recommendations.

Matthew Rains is a financial advisor at Charles Schwab with 28 years of industry experience. He has been with Charles Schwab since 1996 and Charles Schwab Bank SSB since 2005. He holds a Series 63 designation. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and provides a centralized structure for custody and brokerage services.

Natasha Kalas is a CFP® professional with 17 years of experience in the financial services industry. She is currently affiliated with Morgan Stanley and has prior experience at UBS Financial Services and Robert W. Baird. Outside of her advisory role, she is the sole proprietor of two businesses, Carmden Acres LLC, which focuses on technology, and Natasha Krys LTD, associated with recreation activities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers comprehensive financial planning and advisory programs, leveraging structured discovery conversations and advanced planning tools as part of its investment approach.

Piotr Cyranek is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and seven years of industry experience. Prior to joining J.P. Morgan in 2026, he worked at Bank of America for seven years. He is also the owner of Vino Exclusive Candles LLC and Pete's Lawn Care, small businesses focused on product sales and client services, respectively. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Scott Fischer is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in developing personalized wealth management strategies tailored to clients’ goals, leveraging insights from Merrill and resources from Bank of America. His client focus areas include college education planning, family wealth management, retirement planning, philanthropic planning, socially responsible investing, tax minimization, and portfolio management services. Scott joined Merrill in 2005 after a career in private industry where he served as President and CEO of a regional distribution business. He combines his business management experience with wealth management expertise to offer clients a distinctive approach to portfolio risk management. Scott holds a bachelor’s degree from Fisher College of Business at The Ohio State University and is a Chartered Retirement Planning Counselor™ (CRPC) and Personal Investment Advisor (PIA) certificant. Outside of his professional work, Scott enjoys biking, golfing, and running. He resides in Solon with his wife.

Joseph Bevack is a financial advisor with Morgan Stanley in Pepper Pike, OH, holding Series 63 and Series 65 credentials and possessing 32 years of industry experience. He has been with Morgan Stanley entities since 2009, including Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he is the sole proprietor and partner of Vacqua, LLC, a retail and online store business based in Highland Heights, Ohio. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, offering tailored financial planning and asset management through a structured process supported by firm-approved tools.

Mark Loft is a financial advisor at LPL Financial with 39 years of industry experience. He holds Series 63 and Series 65 designations. His prior firms include UBS Financial Services, Citigroup Global Markets, B. Riley Wealth Management, and B. Riley Wealth Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive operational and research tools.

Kiara Clark is a financial professional with Cetera who holds a Series 66 designation and has three years of industry experience. She has been affiliated with Cetera and related entities since 2020 and has prior experience in various roles at companies including Curtiss-Wright and Ross Dress for Less. Clark serves as secretary for the Ohio Academic Decathlon, a nonprofit organization. Cetera Investment Advisers LLC is an SEC-registered adviser that provides portfolio management, financial planning, and retirement services to a broad client base including individuals, corporate, charitable, and institutional clients. The firm operates a multi-manager platform offering access to affiliated and third-party managers, with over 10,000 advisors and more than $256 billion in assets under management.