Ken Muenz is a financial advisor at Edward Jones with 34 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Edward D. Jones & Co., L.P. since 1991. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies and affiliated services through a nationwide network of more than 23,700 financial advisors.

Jonathan Graham is a Senior Financial Advisor at Merrill Lynch Wealth Management. He oversees and coordinates the financial affairs of families, corporate executives, retirees, business owners, and company retirement and benefit plans both in the Chicagoland area and across the country. His approach focuses on simplifying and clarifying clients' financial lives through comprehensive, high-service strategies, including regular client meetings and annual financial reviews. Jonathan's expertise encompasses wealth building strategies, company retirement plans such as 401(k), 403(b), and defined benefit plans, as well as retirement income planning. He employs techniques like goals-based planning, tax-minimization strategies, portfolio risk management, and disciplined asset allocation and rebalancing. He coordinates efforts with attorneys, tax professionals, and insurance experts to provide comprehensive financial guidance. He holds a Bachelor's Degree from Cornell University and numerous professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Jonathan is also engaged in community activities and spends time volunteering with organizations in the communities he serves. His personal interests include basketball, biking, camping, football, golfing, music, photography, running, spending time with family, and traveling.

Mark Pingul is a financial advisor with LPL Financial, holding a Series 66 designation and eight years of industry experience. He has worked at LPL Financial since 2019 and previously held positions at BMO Harris Financial Advisors and Edward Jones. Prior to his advisory career, he was employed by the New Orleans Military and Maritime Academy. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management, as well as research and model portfolios from various sources.

William Cohen is a financial advisor with Merrill in Naperville, IL, holding Series 65 and Series 66 credentials and 18 years of industry experience. He has been with Bank of America N.A. and Merrill since 2014. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Melissa Vald is Vice President and Financial Consultant at Fidelity Investments, a position she has held since 2019. She is a CERTIFIED FINANCIAL PLANNER™ with experience working with high net worth clients since 2005, providing comprehensive financial planning that includes retirement and income planning, tax-efficient investing, and estate plan considerations. Her career in financial services includes roles as a Financial Planning Associate at Wells Fargo from 2015 to 2019, and at Morgan Stanley from 2007 to 2015, as well as serving as a Financial Advisor at Morgan Stanley from 2005 to 2007. Melissa holds a California Insurance License. Outside of her professional work, Melissa enjoys family activities, theater, traveling, and volunteering.

John Demarco is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. He has previously worked with Avantax entities for a decade and currently owns Strategize Home Solutions LLC, a referral marketing business for mortgages. John also serves as treasurer for The Cruisin' Tigers GTO Club, a membership organization for Pontiac automobile enthusiasts that hosts an annual car show. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors serving individual, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Aaron Wauters is the Resident Director at Merrill, where he leads a team dedicated to providing comprehensive financial services that encompass investments, liabilities, and cash management. His office is located in the Naperville/Lisle branch of Merrill. Aaron has been with Merrill since 2001, serving a diverse client base including corporate executives, pre-retirees, and retirees with a focus on 401(k) plans. He holds several professional designations including Chartered Retirement Planning Counselor™ (CRPC™), Certified Plan Fiduciary Advisor® (CPFA®), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Aaron earned his Bachelor's degree from the University of Dubuque, where he also played football for four years. Prior to his career in finance, he served in the U.S. Marine Corps from 1997 to 2003 on both active and reserve duty. He has expertise in areas such as retirement income, family wealth management, small business strategies, and tax minimization. He takes a personal and proactive approach to assist clients in achieving their financial goals and maintaining customized retirement plan strategies. Outside of his professional work, Aaron is involved in his community as a board member of the Fox Valley Patriotic Organization and as the commissioner of the Geneva Baseball Organization. He resides in Geneva with his wife Mandy and their three sons. Aaron enjoys playing racquetball and golf, and he shares his home with the family’s Black Labrador, Maddux.

Adam Bukowski is a financial advisor with MassMutual Investors Services in Lisle, Illinois, holding Series 63 and Series 65 credentials and 15 years of industry experience. He has been with MassMutual Investors Services and MassMutual Life Insurance since 2014. Outside of his advisory role, he serves as Treasurer for the DuPage Senior Citizens Council, a nonprofit organization. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers structured, collaborative financial planning engagements using firm-approved analytical tools, with optional implementation of recommendations through separate brokerage or insurance arrangements.

Matthew Lenerville is a financial advisor at Fidelity with eight years of industry experience. He holds a Series 66 designation and previously worked at Merrill and Bank of America. Outside of his advisory work, he is involved in ecommerce as the owner of Net Brands, LLC, and participates in marketing and sales for Fae Forest Fungi, LLC, a gourmet and medicinal mushroom business. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary advisory services and is noted for its use of systematic methodologies and long-term asset allocation benchmarks.

Jamie Morrow is a financial advisor at Stifel with two years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at RBC Capital Markets, Raymond James & Associates, and Midland States Bank. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach relies on proprietary methodologies developed by its Investment Strategy Group, providing analytical support for asset allocation and financial planning.

Jack Kristof is a financial advisor at Raymond James Financial with 34 years of industry experience. He holds the Series 63 and Series 65 designations and previously worked at Wachovia/Wells Fargo for 14 years. Outside of his advisory role, he maintains bookkeeping responsibilities as an independent contractor for a support company called ELEVATE. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored non-discretionary planning and supports municipal and public finance work through unique affiliations uncommon among large institutional advisors.

Jean Lacour is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 20 years of industry experience. He previously worked at Wayne Hummer Investments for 17 years before joining Raymond James in 2023. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and municipalities, offering financial planning and investment consulting primarily on a non-discretionary basis.

Ashar Khan Mohamed Khan is a financial advisor with Merrill, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Bank of America and freelance finance consulting. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors, with portfolio implementation supported by internal and third-party managers.

Kamlesh Thakrar is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and eight years of industry experience. He has been with Cetera and its related entities since 2025 and previously worked with Avantax Advisory Services and Avantax Investment Services. Outside of his advisory role, he owns Kris Kumar & Associates, a tax preparation, accounting, and bookkeeping business. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers portfolio management, financial planning, and access to third-party managers through a multi-manager platform with a variety of program structures and custodial relationships.

Seth Kunio is a financial advisor with Ameriprise in Warrenville, IL, holding a Series 66 designation and one year of industry experience. Prior to joining Ameriprise in 2023, he worked in education at West Aurora High School and Jewel Middle School. He is also a student research assistant with Michigan State University’s GlobalEdge international business center. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized recommendations through a centralized consulting team. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Cynthia Jaracz is a financial advisor with Morgan Stanley in Lisle, Illinois, holding Series 63 and Series 66 licenses with 21 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individual and institutional clients. The firm provides tailored financial planning using structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Brian Michel is a financial advisor with Edward Jones in Sugar Grove, IL, holding Series 63 and Series 66 registrations and 20 years of industry experience. He has been with Edward Jones since 2005. Outside of advising, he serves as president of the Capitol Professional Center Association. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

David Hanson is a financial advisor with OSAIC in Warrenville, IL, holding Series 65 and Series 63 licenses. He has four years of industry experience, including prior roles at Woodbury Financial Services and Forty Four Financial. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers and wrap programs. The firm uses asset-allocation tools, risk-tolerance questionnaires, and efficient-frontier analysis to construct diversified portfolios managed on discretionary or non-discretionary bases.

Curt Karas is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 26 years of industry experience. He has been with Cetera since 2014 and has served as Township Assessor for Sugar Grove since 2018. Outside of advisory work, Karas is involved in local nonprofit organizations, including serving as treasurer for the Sugar Grove Kiwanis and the Sugar Grove Cemetery Association. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with access to third-party money managers and employs a range of portfolio management and financial planning services across various program structures.

David Odell is a financial advisor at Cetera with over 32 years of industry experience. He holds Series 63 and Series 65 credentials and has held positions at multiple firms including Delco Financial Group, Inc., and Summit Financial Group Inc. Odell is a trustee of the David/Carol O'Dell Family Foundation and the O'Dell Family Fund, both charitable nonprofit organizations. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes both affiliated and third-party managers.