Elizabeth Hansen is a financial advisor with Empower Advisory Group holding a Series 66 designation and 10 years of industry experience. Her prior roles include positions at Righthand Capital, UBS Financial Services, Merrill, and Morgan Stanley. She is based in Natick, MA. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as Empower Premier IRA and certain retail brokerage account holders, offering integrated services aligned with Empower’s recordkeeping and administrative platforms.

Federico Berruto is a CFA® charterholder affiliated with Money Concepts Capital Corp and has prior experience at Harbourvest Partners, State Street Associates, GMO, and Rise North Capital. Although new to his current advisory role, he has a professional background spanning several years in the financial industry. Money Concepts Advisory Services provides investment advisory, financial planning, and consulting to a diverse client base that includes individuals, pension plans, trusts, estates, and corporations. The firm manages approximately $4.07 billion in assets using model-driven and asset-allocation strategies and offers both discretionary and non-discretionary programs supported by third-party managers and technology platforms.

Joseph Carney Jr. is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 66 designations and bringing 29 years of industry experience. He previously worked at Lincoln Financial Advisors Corporation for eight years and has operated Joseph M. Carney CPA since 2000. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, providing a range of advisory programs and back-office support including operations, trading, technology, investment management, compliance, and practice-management services. The firm offers multiple program structures and discretionary model portfolios managed by its Investment Management and Research team.

Mackenzie Nelson is a CFP® with seven years of industry experience, currently with Focus Partners Wealth, LLC. Prior to joining Focus Partners, Mackenzie worked at The Colony Group, LLC and held multiple roles at Northwestern Mutual including investment services and wealth management between 2014 and 2018. Focus Partners Wealth serves a diverse client base including individuals, family offices, corporations, retirement plans, and institutions. The firm employs a long-term, tax- and fee-sensitive investment approach using enhanced open architecture and integrates a wide range of investment strategies and affiliated services.

Matthew Hughes is a financial advisor with Eagle Strategies (NY Life) and holds Series 65 and Series 63 licenses. He has four years of industry experience, including roles at Creative Wealth Solutions and Insurance Services, Nylife Securities LLC, and New York Life Insurance Company. Outside of his advisory work, Hughes volunteers as a football coach with the Massachusetts Interscholastic Athletic Association and serves on the board of South Shore Young Professionals, assisting with the interview process for the Grant Committee. Eagle Strategies serves a diverse client base including individual and institutional investors, providing financial planning, investment management, and retirement-plan advisory services. The firm delivers tailored advice through various programs, emphasizing fiduciary responsibilities and a predominantly non-discretionary asset management approach.

Keith Gaffney is a financial advisor with NewEdge Advisors, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He previously worked at TIAA-CREF and TIAA from 2005 to 2026. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, including high-net-worth clients, as well as pension plans, corporations, trusts, and charitable organizations through a network of independent investment adviser representatives. The firm offers a range of services including portfolio management, financial planning, retirement plan consulting, and access to sponsored advisory programs, utilizing both in-house and third-party strategies supported by technology tools and centralized due diligence.

Fredrick Buker is a financial advisor with Empower Advisory Group, holding Series 66 and Series 63 licenses and four years of industry experience. His prior experience includes roles at Fidelity Investments, Arbella Insurance, and The Kraft Group. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage account holders. The firm integrates its services with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Towera Gondwe is a financial advisor with Citizens Securities, Inc. in Westwood, MA, holding Series 63 and Series 65 licenses and 24 years of industry experience. She has been with Citizens Securities since 2015. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory approach includes both digital and managed account programs, operating as a broker-dealer and insurance agency under the ownership of Citizens Bank, N.A.

Amy Mohan is a CFP® with 11 years of industry experience, currently serving as a financial advisor at Ameritas Advisory Services, LLC. Her prior experience includes roles at Ameriprise and UBS Financial Services. She is also involved in financial planning activities through Daniel J. Galli & Associates. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individuals, charitable and corporate entities, and retirement plans. The firm offers fee-based asset management, retirement-plan advisory, and fiduciary services, utilizing model portfolios, third-party sub-advisers, and custom strategies.

David McGuire is a financial advisor with Eagle Strategies (NY Life) based in Franklin, MA, holding Series 63 and Series 65 licenses and possessing 16 years of industry experience. He is the owner of McGuire and Wright Financial Group LLC, through which he sells New York Life products and brokers non-registered insurance products. Outside of his advisory work, McGuire serves as a board member and coach for Medway Youth Softball, assisting in the development of young players. Eagle Strategies serves a broad client base including individual investors, institutional sponsors, and retirement plans, providing financial planning, investment management, and advisory services. The firm offers multiple program types and focuses on tailoring recommendations to client objectives, with the majority of assets managed on a non-discretionary basis.

Peter Gagne is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and four years of industry experience. He has worked at Commonwealth Financial Network and Shadduck Financial Group during his career. He also spends part of his time engaged in fixed insurance sales. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and a broad range of individual and institutional clients. The firm offers various managed-account programs, access to third-party asset managers, and custody/clearing services, supporting advisors with both internal and external portfolio management options.

Matthew Valentine is a financial advisor with Focus Partners Wealth, LLC in Needham, MA, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. His prior roles include positions at GW & Wade, LLC and State Street Global Advisors affiliates. Outside of advisory work, he holds a real estate broker license and manages residential rental properties. Focus Partners Wealth serves a diverse client base including individual, high-net-worth, family office, corporate, retirement plan, and institutional clients, offering investment management, financial counseling, family office and practice-integrated wealth services, and fiduciary and sub-advisory solutions. The firm employs a tax- and fee-sensitive investment approach with enhanced open architecture, combining fundamental and quantitative analysis, and integrates a broad range of public and private investment strategies alongside affiliated service companies and product relationships.

Brian McGrath is a financial advisor with Primerica Advisors who holds Series 63 and Series 65 licenses and has 11 years of industry experience. He has worked at Park Avenue Securities and Guardian Life Insurance Company since 2016. Outside of his advisory role, McGrath is a guest speaker for The Living Balance Sheet’s Foundations training sessions and is co-managing member of HUB Wealth Strategies, LLC., a marketing and business team entity. Park Avenue Securities serves a broad retail client base, including individual and high-net-worth investors, offering both brokerage and advisory services with a range of proprietary and third-party investment programs. The firm supports various account management approaches and provides additional services such as lending solutions and donor-advised funds.

Jonathan Holt is a CFP® professional with 16 years of experience in financial advising. He is affiliated with Commonwealth Financial Network and Your Path Financial Solutions, where he has worked since 2012 and 2018, respectively. Holt's background includes prior experience at Malone Financial Consulting. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs, wealth management, and retirement plan consulting services. The firm supports advisors with operations, trading, technology, investment management, compliance, and practice management, while offering multiple program structures including discretionary model portfolios and personalized indexing options.

Robin Urciouli is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Hightower Advisors since 2023. Prior to joining Hightower, Robin worked at Bickling Financial for four years and Beacon Financial Planning, Inc. for nine years. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm emphasizes manager selection and multi-manager solutions, offering both affiliated and third-party investment options alongside proprietary research and tailored portfolio construction.

Michael Ewanouski is a financial advisor with Janney Montgomery Scott in Hingham, MA, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with Janney Montgomery Scott since 2012. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering brokerage services, financial planning, consulting, and various advisory programs.

Ross Deluca is a financial advisor with OSAIC Institutions, INC. He holds the ChFC® designation and has 28 years of industry experience. His prior roles include positions at Bluestone Bank, Infinex Investments, Equitable Advisors, and Securities America. Outside of his advisory work, Deluca serves as a part-time senior instructor in the Communication department at Bridgewater State University and is the treasurer for the Brockton Symphony Orchestra, where he volunteers in fundraising and record keeping. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans, offering a range of advisory and brokerage services. The firm employs a combination of fundamental and technical analysis and provides access to alternative investments, with a notable operational focus on predominantly non-discretionary assets.

Jake Rozhansky is a financial advisor with Primerica Advisors holding a Series 66 designation and one year of industry experience. His prior work includes roles at Guardian Life Insurance Company and involvement with sports organizations such as The Kraft Group (New England Revolution II) and several Israeli basketball teams. Primerica Advisors operates under Park Avenue Securities LLC, serving a diverse retail client base with brokerage and advisory services, including financial planning and retirement consulting. The firm employs a range of investment strategies through proprietary models, third-party managers, and digital advice platforms.

Jennifer Watson is a financial advisor at Savant Wealth Management with 17 years of industry experience. She holds Series 63 and Series 66 licenses and previously spent 20 years at Heritage Financial Services, LLC. Watson joined Savant Wealth Management in 2026. Savant Wealth Management serves individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients with comprehensive wealth management, portfolio management, financial planning, retirement plan consulting, and family office services. The firm combines evidence-based, model-driven asset allocation using mutual funds and ETFs with actively managed strategies and sub-advised mandates.

Bin Chen is a CFA® charterholder with three years of industry experience, currently serving as a financial advisor at Hightower Advisors since 2023. He has previously worked with Boston Hill Advisors, LLC, Ager Group, and CreditEase Wealth Management. Outside of finance, he holds shareholder roles in a family design firm and a family-owned restaurant. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individual and institutional investors. The firm’s approach emphasizes manager selection and multi-manager solutions, offering access to affiliated and third-party managers across various investment vehicles.