Kyle White is a financial advisor at Morgan Stanley with two years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Fidelity Investments and Ipazzi. Outside of advising, he is involved with two restaurant and bar ventures. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-sponsored financial planning services.

Christopher Golini is a CFP® with 31 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he acts as a trustee for his father's trust. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Christopher Mara is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and with 36 years of industry experience. He has worked at multiple financial institutions, including First Technology Federal Credit Union, MIT Federal Credit Union, and Northeast Planning Associates, where he also provides independent financial planning and consulting services. Mara is additionally licensed as a real estate agent and is involved in mortgage and real estate services. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Vincent Panzini is a financial advisor at Ameriprise with 38 years of industry experience. He holds the Series 63 designation and has been with Ameriprise and its predecessor firms since 2005. Outside of his advisory role, he serves as President of the Everett Italian American Association and holds board positions with Eagle Bank and the Everett Chamber of Commerce. Ameriprise provides retirement-income planning services aimed at individuals nearing or in retirement with significant investable assets and offers a combination of advisory, brokerage, and insurance solutions through its affiliated companies. The firm uses a centralized consulting team and algorithmic tools to deliver tailored, tax-efficient retirement income recommendations.

James Claroni is a CFP® professional with 29 years of industry experience, currently affiliated with LPL Financial and Salem Five Cent Savings Bank. He has operated his own tax services business since 2009 and has been involved in group benefit services since 1990. LPL Financial is a national SEC-registered investment adviser and broker-dealer servicing a broad client base, including individuals, retirement plans, financial institutions, and corporations. The firm offers a range of advisory programs and financial planning services, supporting both discretionary and non-discretionary management with access to research, model portfolios, and various investment strategies.

Walter Hartford is a CFA® charterholder and holds the Series 66 designation, with eight years of industry experience. He has worked at Edward Jones since 2018, following positions at Clark Capital Management Group and Ryan Labs Asset Management. Hartford serves on the board of the Greater Beverly Chamber of Commerce, is a committee member of the Beverly Rotary, and acts as Vice President and Director for Two Grateful Friends. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated investment products, operating under a fiduciary standard.

Patrick Sheehan is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and three years of industry experience. Prior to joining Raymond James, he worked at Touchpoint Financial Advisory Group and Commonwealth Financial Network. Outside of his advisory role, Sheehan serves as the head football coach for Masconomet Football. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored plans through detailed client interviews and asset-allocation analysis.

Mark Pelletier is a financial advisor at Cambridge Investment Research Advisors with 25 years of industry experience. He holds a Series 66 designation and has been with Cambridge since 2011. Outside of his advisory role, Pelletier works as an independent insurance agent and serves as a volleyball referee. Cambridge Investment Research Advisors is a large SEC-registered firm that provides financial planning, investment management, and retirement plan advisory services to a diverse client base, including individuals, pension plans, and charitable organizations. The firm offers tailored investment strategies through various custody and platform arrangements and maintains proprietary and third-party model strategies.

Sarah Wilsey is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, she spent nine years at Northeast Arc. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including households of varying net worth, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs and investment strategies supported by a large nationwide network of advisors and branch offices.

Christopher Menard is a Private Wealth Advisor at Merrill Private Wealth Management. He began his career with Merrill Lynch Wealth Management in 2013 and focuses on developing investment management strategies for high-net-worth individuals and business owners. Chris is a qualified Portfolio Manager who provides traditional advice and guidance and manages personalized or defined strategies incorporating individual stocks and bonds, Merrill model portfolios, and third-party investment strategies on a discretionary basis under the firm's Investment Advisory Program. Chris holds the CERTIFIED FINANCIAL PLANNER® certification awarded by the Certified Financial Planner Board of Standards, Inc., and the Certified Investment Management Analyst® certification, administered by the Investments & Wealth Institute™ and taught in conjunction with The Sloan School, Massachusetts Institute of Technology. He earned his bachelor's degree from Trinity College. His areas of expertise include education planning, family wealth management strategies, institutional investment consulting, services for endowments, foundations, and non-profits, LGBT wealth planning, personal retirement planning, philanthropic planning, portfolio management services, and socially responsible, values-based, and ESG investing. Chris is a member of The Leland Group, which serves families, businesses, and non-profits by building long-term relationships and providing trusted resources for managing, preserving, and enhancing clients' wealth.

Christopher Fogarty is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at Cetera Advisors LLC since 2016 and was previously with Investors Capital Corp. He also owns Fogarty Financial and provides consultative services related to the college financial aid application process. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management options and oversees over $256 billion in assets under management.

Lindsay Porter is a financial advisor with Morgan Stanley in Middleton, MA, holding a Series 66 designation and bringing one year of industry experience. Prior to joining Morgan Stanley, Porter worked at Amphenol TCS and has a diverse background that includes roles at Promax Supply LLC, Hog Island, and the University of Massachusetts, Amherst. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services supported by structured discovery processes and advanced modeling tools.

Scott Collins is a CFP® with 39 years of industry experience. He is currently with Wells Fargo Clearing, where he has worked since 2017, following a 31-year tenure at UBS Financial Services. Outside of his advisory role, he serves as a power of attorney and trustee for his father. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Donald Ledingham is a financial advisor with LPL Financial in Danvers, MA, holding Series 63 and Series 65 licenses and 13 years of industry experience. His prior roles include positions at The Capital Advisory Group Advisory Services, LLC, Ipswich Bay Advisors, Beacon Hill Funding, and Mutual of Omaha. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs and financial planning services, utilizing discretionary and non-discretionary management supported by research from LPL Research and third-party subadvisors.

Jessica Morello is a financial advisor at Edward Jones with six years of industry experience. She has worked at Edward Jones since 2019 and previously held positions at MassPay, Inc. and Brown Rudnick, LLP. She holds a Series 66 designation. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, tax-efficient services, and investment options through a large nationwide network of financial advisors.

David Erwin is a CFP®-certified financial advisor with 31 years of industry experience. He is currently with Raymond James Financial Services Advisors, Inc., having joined in 2026 after 17 years with Commonwealth Financial Network and Touchpoint Financial Advisor Group. Outside of his advisory role, he serves as president of Touchpoint Financial Advisor Group, a financial support company. Raymond James Financial Services Advisors, Inc. provides financial planning and non-discretionary investment consulting to a diverse client base, including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm emphasizes tailored financial plans and advisory services through a range of brokerage and advisory account options, with a notable portion of its business conducted on a non-discretionary basis.

Jennifer Snow is a Series 66 licensed financial advisor with 23 years of industry experience, currently affiliated with UBS Financial Services since 2015. She is based in Peabody, MA. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering a broad range of capital markets services and proprietary research to support client strategies.

Erick Bourbon is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 35 years of industry experience. He has been with LPL Financial since 2003. Bourbon’s other business activities include roles related to Salem Five Insurance Holdings and several Salem Five entities connected to his LPL business. LPL Financial serves a broad client base including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, combining discretionary and non-discretionary management with access to model portfolios, research, and technology-driven strategies.

David Gillespie is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 22 years of industry experience. He has been with LPL Financial since 2009. Gillespie operates under the DBAs DKG Financial and DKG Financial Wealth Management Strategies in Boston, MA. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, utilizing research and model portfolios from both internal and third-party sources.

Timothy Grogan is a financial advisor at LPL Financial with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at New England Schooner, Inc. and Royal Alliance Associates Inc. Grogan also has experience as a non-variable insurance agent. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research from LPL Research and third-party subadvisors.