Cliff Loh is a financial advisor with Merrill in Bellevue, Washington, holding Series 66 and Series 63 licenses and 12 years of industry experience. He has been with Bank of America and Merrill since 2015. Outside of his advisory role, he is involved in the hospitality industry as a server at Regent Bakery and Cafe in Redmond, Washington. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Erin Scannell is a financial advisor with Ameriprise in Mercer Island, WA, holding Series 63 and Series 65 credentials and 26 years of industry experience. She has been with Ameriprise and its affiliate since 1999. Outside of advising, she serves as Vice Chair on the Board of Directors for the Academy of Finance and is CEO of Kid Exercises, a business focused on financial education for children through a mobile app. Ameriprise offers a retirement-income planning service targeting individuals with substantial investable assets, delivering non-discretionary, research-driven recommendations that incorporate income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines algorithmic tools with personalized advisor input and provides a broad range of advisory, brokerage, and insurance solutions.

Adam Hargrave is a financial advisor with Wells Fargo Advisors in Issaquah, WA, holding a Series 66 designation and 18 years of industry experience. His career includes multiple roles within Wells Fargo entities since 2012. Outside of his advisory work, he is a partial owner of a temporary staffing company. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutions, offering a broad range of planning options tailored to clients who meet certain net-worth criteria.

Jania Watkins is a CFP®-designated financial advisor with Edward Jones in Tacoma, WA, with seven years of industry experience. She has worked at Edward Jones since 2018 and has additional experience with South Sound Neurofeedback and Essential Health and Wellness LLC. Outside of finance, she has been involved with healthcare-related businesses. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm manages over $1 trillion in assets through a nationwide network of more than 23,700 advisors, offering various advisory programs and investment strategies under a fiduciary standard.

Joseph Blackner is a financial advisor at LPL Financial with eight years of industry experience. He holds the Series 66 credential and has previously worked at Bank of America, Merrill, and W.G. Clark Construction. Blackner is involved with Pacific Legacy Wealth Partners, a business related to his LPL practice. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management alongside research and model portfolios.

Noah Douglas is a financial advisor at LPL Financial with three years of industry experience. He holds the Series 66 designation and previously worked at Capital Analysts, Lincoln Investment, and MS International. Outside of advising, he serves as a client service manager at Encompass Financial Life Planning. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a variety of advisory programs, financial planning, retirement plan consulting, and brokerage services supported by research, model portfolios, and technology-driven investment solutions.

Jadon Sand is a financial advisor at Fidelity with 11 years of industry experience. He holds the Series 66 and Series 63 licenses and has worked across multiple divisions of Fidelity since 2015. Outside of his advisory role, he is involved in photography through Grains of Sand Photography, conducting small photo shoots. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a combination of fundamental research and quantitative analysis to construct model portfolios using mutual funds, ETFs, and ETPs, and it utilizes algorithmic strategies and AI in its investment process.

Poonum Vasishth is a financial advisor at Morgan Stanley with 34 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2010. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and comprehensive wealth management services.

Tonya Hayward Demme is a financial advisor with Cetera who holds Series 63 and Series 65 credentials and has 43 years of industry experience. She has worked with Cetera since 2013 and has a concurrent affiliation with Farmer's Insurance Group since 1982. Additionally, she is commissioned as a notary public. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, and institutional accounts, offering diverse portfolio management and advisory services through a large national network of independent advisors.

Lucas Crutchfield is a financial advisor at Charles Schwab with seven years of industry experience. He holds Series 63 and Series 66 licenses. His prior work includes roles at Charles Schwab Bank SSB and Elite Solar Concepts, as well as a decade with Trampled Industry Music, LLC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separate managed accounts and offers a multi-asset investment approach supported by research and strategic asset allocation.

Stephen Spencer is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and bringing eight years of industry experience. He has been with Charles Schwab & Co., Inc. since 2017 and with Charles Schwab Bank, SSB since 2019. Prior to joining Schwab, he worked at Progressive from 2014 to 2017. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering wealth advisory, brokerage, custody, and cash-sweep services through its integrated platform. The firm provides a mix of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and a formal alternative investment process.

Kimberly Carpenter is a financial advisor with Raymond James Financial in Gig Harbor, WA, holding a Series 66 designation and six years of industry experience. Her prior work includes six years at U.S. Bank. Outside of finance, she has been involved with Halftime Sports Salon for over a decade. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary advisory services supported by analytical tools and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

William Moody is a financial advisor with Primerica Advisors in University Place, WA, holding Series 63 and Series 65 credentials and over 40 years of industry experience. He has been with Primerica Advisors since 1985 and Primerica Financial Services since 1991. Moody currently also works with the City of Sumner, WA. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of discretionary separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure rather than fixed fees.

Gregory Dobbs is a CFP® professional with 23 years of industry experience, currently serving as a financial advisor at Edward Jones since 2003. He hosts team trivia fundraising events for nonprofits and works as a mountain host at Crystal Mountain Resort during the ski season. Edward Jones is a full-service wealth management firm with over 23,700 advisors, serving individual and institutional clients with a wide range of advisory programs and affiliated investment capabilities.

Monika Gupta is a financial advisor at Wells Fargo Advisors in Issaquah, WA, holding a Series 66 designation with three years of industry experience. She previously worked at Wells Fargo Clearing from 2016 to 2024. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and fee-based financial planning services to individuals, trusts, and institutional clients through a broad menu of planning options tailored to clients meeting a net-worth threshold.

Mitch Hamilton is a financial advisor at Cetera with 14 years of industry experience. He holds a Series 66 credential and has worked at CUSO Financial Services and Cetera Wealth Services. Outside of his advisory role, he coaches middle school basketball for the Dieringer School District. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with various program options and custodial relationships.

Keeton Heggerness is a Financial Consultant at Fidelity Investments. He has been with Fidelity Investments since 2023, starting as a Financial Representative, then serving as an Investments Consultant, and currently holding his role as Financial Consultant since 2026. In his professional approach, Keeton focuses on engaging with clients through education and transparent communication. He collaborates with clients to co-create personalized financial plans that reflect individual goals and unique needs, aiming to ensure each client feels empowered and informed about their financial future. Outside of his professional commitments, Keeton enjoys fishing, attending social events with friends, hiking, outdoor adventures, and playing soccer.

Mark Greynerovich is a financial advisor with Edward Jones, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Northwestern Mutual, Pruco Securities LLC, and self-employment, as well as a 14-year career in public education. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of investment advisory programs. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of more than 23,700 advisors and offers a variety of discretionary and non-discretionary strategies alongside affiliated mutual funds and other services.

Amber Tyler is a financial advisor with Cetera in Renton, WA, holding Series 65 and Series 63 licenses and bringing 10 years of industry experience. She has worked with Cetera and affiliated firms since 2016 in various advisory roles. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and planning services through a multi-manager platform with discretionary and non-discretionary account options.

Timothy Duffy is a financial advisor with Raymond James Financial, holding a Series 66 designation and 10 years of industry experience. He previously worked at Robert W. Baird before joining Raymond James Financial Services Advisors, Inc. in 2017. Outside of his primary role, he is associated with Duffy Wealth Management LLC in Seattle, WA. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools to support client goals and maintains unique arrangements such as municipal advisory services and specialized SIMPLE IRA employer consulting programs.